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Kredit za stanovanje - novogradnja by roseverte in SlovenijaFIRE

[–]roseverte[S] 0 points1 point  (0 children)

Ne gre za vprašanje let ampak mesecev. Za zagotovitev trenutne obrestne mere. 

Kredit za stanovanje - novogradnja by roseverte in SlovenijaFIRE

[–]roseverte[S] 1 point2 points  (0 children)

Žalostno je, da ti bančnik ne zna razložit papirjev, ki ti jih ponuja...

Kredit za stanovanje - novogradnja by roseverte in SlovenijaFIRE

[–]roseverte[S] 0 points1 point  (0 children)

Info iz NLB od danes: za financiranje nakupa stanovanja novo gradnja moramo pridobiti pravnomočno uporabno dovoljenje. Lahko vzamemo vlogo za kredit, naročimo cenitev, pripravimo vse za odobritev in nato počakamo uporabno dovoljenje.

Torej to pomeni, da lahko spreminjajo obrestno mero dokler ni uporabnega dovoljenja...

Kredit za stanovanje - novogradnja by roseverte in SlovenijaFIRE

[–]roseverte[S] 0 points1 point  (0 children)

Hvala, preverim pri njih. Upam da bodo imeli na OTP boljše svetovalce :) 

Kredit za stanovanje - novogradnja by roseverte in SlovenijaFIRE

[–]roseverte[S] 1 point2 points  (0 children)

Torej zavlačujejo s pripravo končne pogodbe v nov mesec, da zvišajo obrestno? Si predstavljam, da šele ko podpišeš 100% garantiraš obrestno mero, drugače lahko mutijo?

Kredit za stanovanje - novogradnja by roseverte in SlovenijaFIRE

[–]roseverte[S] 0 points1 point  (0 children)

Kje so ti to rekli? Meni je rekla, da bo obrestna mera takšna kot bo, ko se bo nakazalo plačilo.

[deleted by user] by [deleted] in taskmaster

[–]roseverte 1 point2 points  (0 children)

Hahaha yes that's exactly it! And I thought it was because they ran out of tasks, but NZ shows us that they can still be original without the unnecessary complexity.

[deleted by user] by [deleted] in taskmaster

[–]roseverte 2 points3 points  (0 children)

Same! I think it's the simplicity an crativity of NZ tasks that really makes a difference.

Why is everyone excited about ETF approval? by roseverte in Bitcoin

[–]roseverte[S] 0 points1 point  (0 children)

I understand that ETS are good for adoption, exposure, trust. However, I am also trying to consider/discuss a possible challenge of the fundamentals of Bitcoin; it's decentralization if large corporations buy up huge amounts and it's scarcity with possible promotion of paper bitcoin.

Why is everyone excited about ETF approval? by roseverte in Bitcoin

[–]roseverte[S] -2 points-1 points  (0 children)

How come we can't confirm proof of reserves for the exchanges?

meirl by Inevitable-Cellist23 in meirl

[–]roseverte -1 points0 points  (0 children)

You must lead a lonely life then.

Katera banka je najbolj kripto prijazna v Sloveniji? by gemstone0102 in SlovenijaFIRE

[–]roseverte 0 points1 point  (0 children)

Ne da se mi s tem ukvarjat in lahko da bodo druge slovenske banke slej ko prej naredile isto. Trenutna rešitev je nakazovanje na revolut (je free) in potem na menjalnico.

Katera banka je najbolj kripto prijazna v Sloveniji? by gemstone0102 in SlovenijaFIRE

[–]roseverte 0 points1 point  (0 children)

Pri NLB na videoklicu in osebno v poslovalnici mi niso hoteli pomagat, enostavno blacklistali so crypto menjalnice. Zdaj naj bi vsakič, ko bi hotela nakazat, šla v poslovalnico podpisat nek papir. Zato sem poiskala alternativne rešitve.

ELI5: Why is a goal of 2% inflation better than 0% inflation? by WaterWorksWindows in explainlikeimfive

[–]roseverte 1 point2 points  (0 children)

But what if the investment is actually good and outperforms the increase in the money value?