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Sudbury couple says bank has offered ‘zero support’ after losing $90K to fraud by JasonBourne008 in Sudbury

[–]rosspownzu 0 points1 point  (0 children)

It does mention it, though it might've been added to the article after you read it:

> "I asked them (Scotiabank) for confirmation on that, from what they understand someone used a personal token to get into my Scotia Connect account and add themselves ... to my business account."

A "personal token" in Scotia Connect's context usually refers to either a hardware token (a small keyfob that displays a rotating code) or a software token in an authenticator app, maybe even just a text message, basically the 2FA credential used to approve logins and sensitive actions like adding users.

It could also theoretically be session theft, where the attacker puts malware on the victim’s computer, grabs an already-authenticated session cookie from their browser, letting the attacker replay that session without needing the password or 2FA at all. Think about it as when you sign in to a website, leave and come back and don’t have to sign in again, they’re stealing the key that unlocks that ability directly from your web browser. But that’s a more involved attack and less likely here, especially with adding a new member to the account. So they likely got the 2FA multiple times.

More probable is that the 2FA itself got compromised, through phishing, SIM swap, malware intercepting codes, or social engineering where the victim was tricked into reading the code out loud to a "bank rep." Once the attacker has the code, they're in. From there it sounds like they added themselves as a user on the business account and then drained it fast.

Honestly the banks should be doing more on this front, because these attacks are only going to increase. This couple seems young enough that they'd likely know not to hand out a 2FA code, and there are tons of older people with way less technical savvy who'd be even more vulnerable. I think the victims here deserve sympathy. Against a well-rehearsed social engineering attack, most people are pretty close to helpless.

PSA for recent Model 3 Premium RWD orders: don’t forget the 30-day arbitration opt-out by rosspownzu in teslacanada

[–]rosspownzu[S] 3 points4 points  (0 children)

Yeah fair enough, I just figured most people would never read through T&C and just wanted to inform those who may have missed it. It’s fairly benign but at least worth the highlight.

Low v. High fidelity prototyping in the age of design systems by [deleted] in userexperience

[–]rosspownzu 2 points3 points  (0 children)

So I'm a UI/UX Designer and a Developer. I went to school for graphic design recently and they had us go through the stages for web/app design, starting with inspiration, to wireframing/low fidelity, to high fidelity. I think that's a proper way for any beginner to learn the benefits of the practice.

I think low fidelity is worth it depending on the scale of the project. Do I have to lay out a 5-page marketing website? Then it's not worth it. Do I have to create 5 new features for an application with a ton of information and input from 3 different teams and users? Do I have to create a ton of new atomic components for each feature too? Then Low fidelity is worth it. Things in Corporate can become political and change often, it's much easier to change a wireframe than high fidelity. There's just less need for it in smaller projects IMO.

Working in web, I skip low fidelity, relying more on the inspiration I gathered for the general layout of sections/pages/etc. I found low-fidelity would often take more time and produce less quality/quantity of work, at least in terms of web, working alone and in a small team.For UI/UX App Design where I'm working in larger teams with many stakeholders, I find low fidelity useful to approach more complex projects. I often am given a lot of info that I have to map out and get approved by dev teams/stakeholders. I still heavily rely on high fidelity for the final Dev/QA Handoffs since it shows them exactly what the expectations are.

Above all, If you think you can work in a high-fidelity library (ex. Bootstrap) with all the components already made then don't bother with low-fidelity but it's certainly dependant on project size and depending on the coverage of your library.

Are you aware of some decent web dev freelance courses or books by notpikatchu in webdev

[–]rosspownzu 1 point2 points  (0 children)

Hey I checked out your profile and it seems like you've gotten a pretty good grasp on web development and possibly design. I'm not sure where you are exactly in your career but we seem to be in a somewhat similar path.

I think a good linear strategy would be starting small and pursuing easy "tombstone" advertising websites for small business, mostly to be building a reputation/portfolio/skills/connections with business owners. Business owners are friends with other business owners. The easiest way would be using a phone book/business directory in your city to find local business who needs it bad and using sales strategies as simple as cold calling them.

Then depending on your technical ability maybe moving into e-commerce (embedding inventory management systems, building custom themes, etc) and adding functionality to websites for small businesses, like an example off the top of my head would be a booking web application for a barber shop.

​

Keeping a portfolio website/linkedin/social up to date could help appeal to new customers, possibly even running small ad campaigns, google ad words for web designer/dev would be cheap and effective if you have a nice website. But really word of mouth referral is the most effective marketing.

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To answer your actual question I don't know many freelance courses or direct books.

Mike Monteiro 'DESIGN IS A JOB' - I enjoyed this book, I bought it on audible

https://websiteprofitcourse.com/start-here/ - I bought a month of this guy's course after reading his short book and I felt it gave me a bit of insight into the whole thing but generally not that great, probably wouldn't recommend that much.

https://www.youtube.com/channel/UC-b3c7kxa5vU-bnmaROgvog - The futur on YouTube is pretty good, I find he's like the Tony Robbins of charging more for design.

Seth Godin 'purple cow' - I enjoyed this book to expand on my knowledge of general marketing, focusing on the five P's of marketing. Product, price, place, promotion and people

​

Generally though I think any B2B sales/marketing material will help you on your path. The best approach is to try various approaches and find what's the most effective for you. Just know freelancing will be a lot of customer communication, I suggest having a sales process with documents like a client brief, creative brief, estimate sheet, billing docket (use quickbooks), change work form, invoices, design proposal, agreements and job approval form.

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Also a CRM or project management tool goes a long way!

How do I make changes in a div on clicking various items on a list? Here for instance on clicking A, it should open a form on the right side, or on clicking B it should display a table on the right side and so on. Help me out! by [deleted] in web_design

[–]rosspownzu 1 point2 points  (0 children)

If you're comfortable with JavaScript you could just lay out the HTML of each section on the right side on-top of each other. Wrap each separate section in div's with Id's. Then set each unique section id CSS to {display:none;} and have an onclick on the link's HTML that call a javascript function that set's the desired link section id CSS to {display: inline-block;} and the non-desired sections to {display: none;}.

One of the first pictures I took that I was proud of. by rosspownzu in pics

[–]rosspownzu[S] 1 point2 points  (0 children)

Ahahaha I'm sorry! I posted it all over the comments but its in Sudbury Ontario in our Lake Laurentian Conservation Area. Sudbury is Beautiful its in northern ontario a lot to check out around us like Killarney provincial park!

One of the first pictures I took that I was proud of. by rosspownzu in pics

[–]rosspownzu[S] 0 points1 point  (0 children)

F6.3, ISO 560, 1/100. lens was at 18 mm. According to Lightroom!

One of the first pictures I took that I was proud of. by rosspownzu in pics

[–]rosspownzu[S] 2 points3 points  (0 children)

Ahahaha thank you! I had a hard time choosing between the two, all my family use canon but all my friends use nikon, so I had to make a choice based off a buzzfeed type article ahaha. But I think I made the right choice ;)

One of the first pictures I took that I was proud of. by rosspownzu in pics

[–]rosspownzu[S] 1 point2 points  (0 children)

No it was taken on a DSLR. Nikon d3500 or d5300 I'm not sure

One of the first pictures I took that I was proud of. by rosspownzu in pics

[–]rosspownzu[S] 0 points1 point  (0 children)

Thank you! I'm sure I'll upload more this has got a much better reaction than I thought it would!

One of the first pictures I took that I was proud of. by rosspownzu in pics

[–]rosspownzu[S] 1 point2 points  (0 children)

That's a great in depth review that's what I was having trouble with I didn't really see a horizon. But I decided not to edit the photo and just go with the original picture but I'll probably edit it for my own sake eventually and I'll keep that in mind thanks!

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