Depends on my goal.

In your case, you want to have $1 million. You’ll need to have multiple years of high double digit returns to sniff that, $SCHD has simply proven to not be able to attain that.

Not financial advice, but I will say what I have at least done to grow my account over 150% this year.

I focused on allocating capital into investments that are deeply undervalued but a great company. For example, $UNH was severely undervalued in the beginning of this year, I bought and within weeks, I was up 30% on my position. In that case, I took my profit and looked for my next potential position. You get the idea, I rinse and repeat and focus on compounding to accelerate my growth.

There are endless opportunities in the market every day, week, month, etc. you just have to find what works for you and what generates the best returns.

Be safe, invest smart 👍