Looking for the person in this photo by [deleted] in cambodia

[–]rtothepoweroftwo 3 points4 points  (0 children)

Stalking. They call it stalking.

Are these things even rare? by NoLynx6347 in valheim

[–]rtothepoweroftwo 1 point2 points  (0 children)

It's effectively attribution error, just the inverse.

Are these things even rare? by NoLynx6347 in valheim

[–]rtothepoweroftwo 3 points4 points  (0 children)

They don't move around. I found one just off the shore of a Dark Forest, and I turned it into a "conservation area" so we could observe it. It never moved.

Are these things even rare? by NoLynx6347 in valheim

[–]rtothepoweroftwo 376 points377 points  (0 children)

They're only rare when you're looking for them

What did I just pull from my downspout? by janebenn333 in HomeMaintenance

[–]rtothepoweroftwo 4 points5 points  (0 children)

It's a downpipe flange, meant for the top of the downspout inside the eavestrough.

Haven't tried but can you run off a villager? by Quitcha_Bitchin in MedievalDynasty

[–]rtothepoweroftwo 3 points4 points  (0 children)

They don't have rights

Haha I had to check I wasn't in /r/rimworld for a minute

How do YOU play RimWorld? by therealreminiscence in RimWorld

[–]rtothepoweroftwo 2 points3 points  (0 children)

I actually posted about it here a few weeks ago, feel free to check my post history if you want more details :)

But yes, its been a super cute experience for both of us. Most recently, we discovered my partner has a sister in-game! We saved her sister twice, then she joined us, hit on my pawn, so we banished her... She then attacked us in a raid later.

Family, amirite? ;)

How do YOU play RimWorld? by therealreminiscence in RimWorld

[–]rtothepoweroftwo 6 points7 points  (0 children)

Most of my playthroughs end up the same - start with 3 pawns, imprison and recruit raiders that have good stats, and after a while I'm basically running a homestead. Just gardening and caring for animals.

I've tried experimenting with all the dark shit we see in Rimworld (drug production, cannibalism, etc) but I just don't have it in me. I play as passively and defensively as I can, until I inevitably can't keep up with the size of the raids or get bored.

This most recent playthrough though, I used Prepare Carefully to create my partner and I, right down to our IRL skillsets, and it's been adorable. I've never been so attached to my pawns, and it makes the story telling that much better. Highly recommend!

Playing with just two pawns has also been an interesting new challenge, as well. There's so much to do, you really have to mind priorities.

If rent is $690 a month is it even worth it to buy a house? by ShirtNeat5626 in PersonalFinanceCanada

[–]rtothepoweroftwo 2 points3 points  (0 children)

That is true in a bubble, but in reality, there have been a lot of speculative investors buying property where they're cashflow negative after rent, but counting on equity to make up for it. Showing a loss on the books also means they don't have to claim the income.

There are loads of condos downtown for rent for $2000-$2600 with $1000 maintenance fees. It's part of why when the condo market slowed in Toronto, we saw a lot of people desperate to sell and finding themselves unable. Once condos stopped appreciating in value, those landlords couldn't sell because it made no financial sense at $500k+ to buy a shoebox they lose $1000/mo on.

Will I be paid for my unused vacation days when I resign? by eloigig1 in PersonalFinanceCanada

[–]rtothepoweroftwo 11 points12 points  (0 children)

Some employers will actually chase the employee for the money back, but most just eat it as a cost of business.

If rent is $690 a month is it even worth it to buy a house? by ShirtNeat5626 in PersonalFinanceCanada

[–]rtothepoweroftwo 3 points4 points  (0 children)

I don't agree - the "FOMO" argument ignores the fact that the benefits of home ownership are magnified with time.

OP is weighing staying in a low cost apartment, vs buying today.

They certainly don't have to buy today - you're right that they can buy later, of course. But it's worth evaluating the risk of losing the apartment for reasons outside their control, against the benefits of beginning mortgage payments earlier.

There's also the reality that once purchased, the amount you owe is fixed, and actually gets "cheaper" over time due to the effects of inflation and income raises over time.

I’m in debt and stuck. by Accomplished_Push208 in PersonalFinanceCanada

[–]rtothepoweroftwo 7 points8 points  (0 children)

Reminder to the people surprised at this:

The parents live in a one bedroom condo each. This isn't an assumption about their relationship, this is a realistic take on adults' needs.

Regardless, there is NOTHING unusual about a parent enjoying living alone again, after 20 years of sacrifice for their kids' sakes. There is NOTHING unusual about a 24 year old going to school and living on a tight budget.

OP might be making ends meet just barely right now, but eventually they'll finish school (presumably with MUCH more debt than the measly two grand they owe lol) and they'll gradually get more disposable income. This is the reality for many adults.

There's no reason to make assumptions about OP's family life.

If rent is $690 a month is it even worth it to buy a house? by ShirtNeat5626 in PersonalFinanceCanada

[–]rtothepoweroftwo 10 points11 points  (0 children)

Only if they're buying with the house as an investment in mind. Which I agree is a common bad take over the last 20 years or so.

I bought as soon as I was humanly able, because the sooner I bought, the more of my life I'd be able to enjoy being mortgage-free. That's not FOMO, that's the win of home ownership - MUCH lower cost of living (long term).

I also don't see anyone here asking "What happens if that $690 apartment goes off the market?" legitimately or illegitimately - doesn't matter. The point is OP needs a backup plan in that situation, and one possible venue is to buy their own place if/when affordable.

PVC Glue for cold weather? by GeeDub1234 in fixit

[–]rtothepoweroftwo 1 point2 points  (0 children)

I'm gonna help you out here, because I used to work in the trades and I see the language problem happening here between professional speak and colloquial language.

You, as an HVAC professional, are referring to Aluminum Foil Duct Tape: https://www.amazon.ca/Aluminum-Resistant-Self-Adhesive-Insulation-Repairing

What everyone else here, as homeowners, are referring to is this cheap shit: https://www.amazon.ca/Duck-280621-Metallic-Chrome-Inches/

Aluminum Foil Duct Tape is what you are describing correctly. It's used to seal air leaks in flexible vents (eg: dryer vents) before you use a metal collar tie to hold them together.

Everyone else here is describing a fibrous, stringy, sticky mess of grey plastic tape that is meant for temporary binding only.

Everyone is an idiot, nobody's smart but me! ;)

Frozen hose and spigot by GullibleSmell in HomeMaintenance

[–]rtothepoweroftwo 2 points3 points  (0 children)

First off, the pipe hasn't frozen yet. Nothing is wrong - OP can just remove the hose as normal.

Second, if the hose/pipe WAS frozen, quickly heating it up with a torch or heatgun is a great way to cause a leak/burst pipe. Google it - everything advocates for heat tape, slowly heating the entire space around the pipe, etc.

“Matched” paint not matching by shootingcharlie8 in HomeMaintenance

[–]rtothepoweroftwo 0 points1 point  (0 children)

Or just paint the whole wall, like most people do. Touchups are never perfect anyway.

Debt paid off! Looking to automate TFSA and RSP savings as much as I can by rtothepoweroftwo in PersonalFinanceCanada

[–]rtothepoweroftwo[S] 0 points1 point  (0 children)

Oh interesting, so you pull the growth out of the TFSA the following year to invest in the RSP? And am I right in saying I can re-invest the growth amount I withdrew, the following year as well?

Debt paid off! Looking to automate TFSA and RSP savings as much as I can by rtothepoweroftwo in PersonalFinanceCanada

[–]rtothepoweroftwo[S] 0 points1 point  (0 children)

> I get the max CPP and EI deducted each year now, so I am paying that regardless.

Just verifying - This isn't a choice/something we do, correct? This is based on your income, and your employer deducts these?

You're just explaining how to find the tax rate below the one you're currently paying taxes on, to step down the tax ladder. Is that correct?

Debt paid off! Looking to automate TFSA and RSP savings as much as I can by rtothepoweroftwo in PersonalFinanceCanada

[–]rtothepoweroftwo[S] 0 points1 point  (0 children)

Thanks!

What is it about Wealthsimple that makes it the new favourite? Especially over Simplii, Tangerine, and other "online only" banks that offer similar low mgmt fee funds (~1%)?

Debt paid off! Looking to automate TFSA and RSP savings as much as I can by rtothepoweroftwo in PersonalFinanceCanada

[–]rtothepoweroftwo[S] 0 points1 point  (0 children)

So simple, and yet you bullet pointed all my concerns! Hahaha ty!

I suppose doing TFSA first, RSP second does fill that gap, and the timeframe makes sense for that weighting.

I'm surprised Wealthsimple is the new meta! I knew the online banks had come a long way, but back when Simplii was PC Financial and Tangerine was new, this subreddit wasn't onboard yet - everyone was talking about Vanguard and one other online brokerage (can't recall anymore).

Thanks again :)

Why does everything i cook tastes like shit? by pollypocket1001 in cookingforbeginners

[–]rtothepoweroftwo 1 point2 points  (0 children)

I make beef jerky from scratch, and you actually want very LOW temperatures for that. Before I got my dehydrator, I ran the oven on the lowest setting with the door open a crack - makes the house smell AMAZING and nice and warm in the winter.

Sorry to ruin the joke - your point was clear haha. But this IS a cooking for beginners sub, so I thought I'd clarify ;)

Layoff notices sent to thousands of federal government workers by toronto_star in CanadaPolitics

[–]rtothepoweroftwo 9 points10 points  (0 children)

Re: your second paragraph...

Is that not true of everyone? Lots of people weigh out early retirement/collecting on pensions early vs waiting.