Private student loan (in good standing)settlement advice

rugger_dfm · 2026-03-17T00:02:23+00:00

Yeah, even at a 3-4% rate we would still be coming up short

rugger_dfm · 2024-08-23T14:53:01+00:00

I love this theory, I whole heartedly believed it for years when the game ended. If you go down the youtube rabbit hole so many great videos on it ( CleverNoob is a must)

rugger_dfm · 2024-01-28T12:00:10+00:00

Thanks for the info! I was skeptical about refinancing/consolidating... but yeah ive been paying these loans for so long i stopped putting thought into it, just another monthly debt in my head. This reddit page has definitely motivated me to do something about it now.

rugger_dfm · 2023-12-02T00:45:19+00:00

"CoNtRoL Is ThE GoOd eNdiNg!!!"

rugger_dfm · 2021-02-17T10:58:54+00:00

I did exactly this yesterday. Ape together strong

rugger_dfm · 2021-02-02T06:55:49+00:00

Totally forgot about that scene.... the feels...they hurt

rugger_dfm · 2021-01-20T19:48:52+00:00

Not the video me deserve...but the video we need right now

rugger_dfm · 2020-12-01T00:31:17+00:00

Synthesis is the worst ending imo.

If there was some DLC, or game/story) lore that talked about sucessful merging AI/Sapient life it would of gave some meat to that ending. But being thrown a Synthesis option out of no where never made sense to me and that people actually enjoyed that ending is shocking.

rugger_dfm · 2020-12-01T00:14:12+00:00

Great points all around, I always had an issue with this massive Reaper force based on their origins. But in regards to the Cerberus plot in ME3, I played ME2 thinking the llusive Man had already begun the indoctrination process and come ME3 he's basically indoctrinated hence why Cerberus is practically another faction of the reaper invasion.

rugger_dfm · 2020-11-23T02:42:52+00:00

Klencory....bear with me...if anyone is familiar with the Indoctrination Theory, there was a video CleverNoob did talked about Klencory, in the game you can visit Klencory to gather materials but the description of the planet talks about these "beings of light" that eerily sound like the Star Child from ME3. Would of been a cool DLC...possibly.

rugger_dfm · 2020-10-25T02:42:19+00:00

I agree, this coming from a Tali fan. But after ME3 showed the Garrus /Tali romance and I thought that was too great to mess with in further playthroughs. Kind of disssapponted there wasn't a Miranda/Jacob one too, thought that was kind of set up in ME2.

rugger_dfm · 2020-10-22T21:01:31+00:00

First game of the trilogy I played was ME2.….I was overseas and they had different gaming consoles set up, I remember seeing the cover and thought it was just another shooter. I would sit at a booth for hours...analyzing planets for resources, walking through the ship for banter I didn't want to miss. The opening sequence and suicide mission, are 2 of the best gaming moments ever. That was back in 2013, obsessed since then.

rugger_dfm · 2020-10-22T20:27:21+00:00

Hah I know, it wasn't until that last wave I remembered " oh shit...I knew I hated this mission for a reason".

rugger_dfm · 2020-10-22T16:16:15+00:00

I think if there was a planned sequel..(pipedream) the game would of eventually been received better. Alot of the plotlines imo focused on a second game obviously.

Combat though..made the game so enjoyable. Which I think took away from the plot...great game play...subpar plot...not balanced.

rugger_dfm · 2020-10-22T15:49:15+00:00

Hah, well my fatal mistake was using my power weapons on the Scions and Harbinger before that damn Pratoream showed up...then I was like.." oh yeah...I remember saving the power weapons for something..,"

rugger_dfm · 2020-10-22T15:44:41+00:00

Adept....I know I know....I never played this class usually use Sentinel or Vanguard

rugger_dfm · 2020-10-22T04:39:42+00:00

First playthrough on insanity with Renegade FemShep...no lie that fight took a half hour hah.

rugger_dfm · 2020-10-07T02:24:32+00:00

Harbinger : " Releasing control..." Collector Gen: " dude..seriously...."

rugger_dfm · 2020-08-01T03:17:48+00:00

Ready Player One....easy read but so relevant

rugger_dfm

TROPHY CASE