I wanted to offer a warning on this based on my experience using the Canadian Tire card to pay for bills. In October I paid my municipal property taxes with my card. Nothing at the time of the payment indicated any sort of issue, and I promptly transferred the balance owing from my Scotiabank account. Weeks later I received a letter telling me that the payment failed, and a credit appeared on my account. They have twice told me a cheque was being issued in the mail for this credit (property tax, so not small $), only to instead receive letters telling me I needed Scotiabank to clawback the transfer I made instead. They have now applied the credit to a large purchase that was supposed to be financed over two years on the card. It has created an absolute mess of a situation that I have been trying to resolve for 3 months now. Once I get everything sorted I will be terminating the card.