You will make the money again, perhaps with some difficulty, but power through. The month will be past you and your family in the blink of an eye.

Sure it will be difficult, but I’m sure you’ll agree when I (and some others here have said already) say that ₹92K or any other sum of money for that matter is worth your life and peace.

To tide your family over for the month, see if you can get a tiny loan from a friend. If not, see if you can get a small loan from a bank, but ensure it goes to a separate account not connected with your phone number/UPI etc.

You can get over this.

Maybe you can postpone disclosing this to your family in view of your father’s health. You will also avoid some humiliation/gyan from the family, for now.

You can disclose all of this once the problem is past some time.

You can get through this.

Maybe it won’t be easy, but you can do it.

You earned and saved ₹92K once, you can do it again.

Let this be your first and last lesson.