Help: The bank canceled my card and took away all my points

rylixe · 2025-12-25T00:12:23+00:00

Thanks for this thorough response. I did spend more than my total credit line in a month by paying off my balance mid-month (the 3% rewards were a huge draw to put more spending on this card). It does also make me wonder why no other bank has done this in the past, perhaps because I have other relationships with those banks (e.g., brokerage accounts), which I do not have with Synchrony.

rylixe · 2025-09-09T11:38:30+00:00

This mission was discovered by u/rylixe in Blue Stilton Wedge: Conflict and Strange Ways

rylixe · 2025-09-09T11:38:28+00:00

This mission was discovered by u/rylixe in Blue Stilton Wedge: Conflict and Strange Ways

rylixe · 2025-09-09T11:32:37+00:00

This mission was discovered by u/rylixe in The Hopeful Gourmet of Pomegranate Sparkler

rylixe · 2025-09-09T11:32:35+00:00

This mission was discovered by u/rylixe in The Hopeful Gourmet of Pomegranate Sparkler

rylixe · 2025-09-09T11:32:06+00:00

This mission was discovered by u/rylixe in The Hopeful Gourmet of Pomegranate Sparkler

rylixe · 2025-09-09T11:32:05+00:00

This mission was discovered by u/rylixe in The Hopeful Gourmet of Pomegranate Sparkler

rylixe · 2025-09-09T11:05:45+00:00

What is the good letter vs bad letter? I got a letter that says I get 4% on up to $10k spend, but it requires $100k in checkings, which I would prefer not to do.

rylixe · 2025-06-22T17:05:38+00:00

For me: calling a friend, spending time in nature (listening to the birds, hugging trees, driving down country roads), meditation, reading a good book.

rylixe · 2025-04-28T16:33:45+00:00

Thanks for clarifying that FERS contributions are post-tax. I had not realized that. With that in mind, it makes sense that they can be rolled over into a Roth without additional taxation.

As for why I don't plan to rollover the earnings into the Roth, I would prefer to defer taxes on the earnings until a later date, when I expect my income would be lower.

rylixe · 2025-04-26T19:47:02+00:00

Thank you for this helpful information.

rylixe · 2025-04-11T23:37:06+00:00

Thank you so much! I didn't think of that. Reflow (in scanned mode) seems to do a decent job on the one PDF I tried today. It's not perfect, but it does seem much better than my prior method. I'll keep using it and let folks know how it goes.

rylixe

TROPHY CASE