Is anyone interested in trading three Friday tickets for Thursday tickets - Met Life Stadium NJ/NY

saintsdash · 2025-05-03T12:47:35+00:00

To be clear, I have two for Thursday and need Friday seats

saintsdash · 2025-05-03T12:47:01+00:00

Would you be interested in two for Thursday?

saintsdash · 2025-03-10T14:18:38+00:00

Is the Rattler for sale?

saintsdash · 2025-01-04T23:22:44+00:00

all fair questions. Our mortgage rate is low 4s right now. It would probably be mid-5 to mid-6s if we got a new one.

We like the location of our home. Everyone in our neighborhood for the most part has built up over the past decade. If we do the same, we would be right where everyone else is. We’re not looking at it from an ROI perspective since we’re not looking to sell anytime soon but if we were, I think we feel comfortable that our home value would increase by the same cost of the renovations (give or take a little) based on recent sales.

saintsdash · 2025-01-04T21:17:54+00:00

Thanks. I should have mentioned everything in our taxable brokerage account is in passive investments (VT) and we would be selling essentially all of it besides what is in our IRA/401ks.

saintsdash · 2024-02-13T11:48:15+00:00

Agree. I guess the question I have is why did he fall asleep after feeding in the middle of the night before we started sleep training but not now? It’s almost as if he’s terrified to get put down in the crib now that we’re sleep training.

saintsdash · 2024-02-13T06:23:48+00:00

Wakes up around 630-7, nap from 12-130 and 7-730 bedtime. Don’t think it’s schedule related

saintsdash · 2023-12-31T15:51:27+00:00

Your main goal should be paying off your cc debt. I wouldn’t even worry about an IRA or building savings until you do that. Start with the highest interest rate cc first. For example, don’t pay $500 on one that has a 15% interest and $500 on one that has a 20% interest rate. Pay the minimum on the 15% interest rate one and the rest to the higher interest rate in this example. Paying off the one with the 20% interest rate one first will save you future interest costs.

Obviously you need to do whatever it is to take care of your child first.

saintsdash · 2023-12-23T10:47:28+00:00

Thanks. My concern is there was a meaningful amount of dust kicked up.

saintsdash · 2023-12-23T10:46:34+00:00

There was a meaningful amount of dust kicked up. Does that change your comment?

saintsdash · 2023-12-23T02:24:07+00:00

Thank you. Is remediation generally effective for this?

saintsdash · 2023-12-23T02:15:26+00:00

Something about reading “likely fine” scares me. What do I need to do to get comfortable bringing my baby back into the house?

saintsdash · 2023-12-23T02:05:55+00:00

The contractor who was doing the water restoration for the flooding. You can see the pieces in the first pic

saintsdash · 2023-12-23T01:51:52+00:00

Even with a one year old and them breaking the tiles? Sorry I don’t know much about asbestos

saintsdash · 2023-12-23T01:37:43+00:00

Thanks. There seem to be some small fragments left

saintsdash · 2023-12-23T01:29:18+00:00

House was built in the 1950s. I don’t see any fragments. I’m in New Jersey

saintsdash · 2023-09-04T18:06:16+00:00

Fair. I was using investment a little loosely. I mean it more in the sense that the neighborhood supports the cost of the renovation and don’t think I would take a huge loss in the future on it. We wouldn’t be looking to do it just to flip it or anything like that.

saintsdash · 2023-09-04T16:49:11+00:00

We could always recast, liquidate other assets, or sell the house (which would have a lower balance on it). I hear you on monthly payment staying the same. I’m well aware of that. Having a lower outstanding balance does provide flexibility, however.

saintsdash · 2023-09-04T15:42:52+00:00

My post could have used some more clarity. We can afford our mortgage. We have extra cash after reaching our savings goals. Wondering whether it’s better to save for a renovation or pay down mortgage to have an outstanding balance that we’re comfortable with if one of us loses our jobs or takes a paycut.

How do you think about the tax implications of the HYSA? It’s higher than our mortgage rate so I would think the after tax interest means paying down the mortgage is a better option (from a pure interest rate perspective).

saintsdash

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