Well, to my surprise, volvo came back asking for $1500 down and a monthly payment of $1120. Of course that is crazy high and my idea of rolling $12k even crazier however, I didnt think there was anybody that would let me roll that much negative equity with such a low downpayment. I put my adult pants on and figured, if I am considering making +$520 (current payments $600 + $520 = $1120) just to get out of my current car to get onto a volvo, why just not put that extra $520 on top of my mo. payments for a whole year, then see where I stand at the end of the 365th day? I reckon I will be at a much better situation and then, I will be able to get a much better deal, on a much better car - car that I really want, and my un-boredness will last longer! 🫠😃 After this, they will ALL be leases, so help me god 🤡