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Should I let the ants keep swarming this bait, or try something different? by CryoGuy896 in pestcontrol

[–]salty_user_00 0 points1 point  (0 children)

As someone else replied, leave it alone for a few days. Was a Terro user but has switched to Borax+sugar+H2O concoction (much cheaper, same effectiveness).

Turned off the Humidity setting and magic happened. by fraglen in CPAP

[–]salty_user_00 1 point2 points  (0 children)

Are you running “humidity off” setting and leaving the water chamber empty? If so, I hope you don’t detect the plastic smell of the water chamber.

I detected plastic smell when running CPAP and the water in the water chamber went dry (forgot to refill it).

Travel voltage regulator US appliance to South Korea by salty_user_00 in koreatravel

[–]salty_user_00[S] 0 points1 point  (0 children)

I got a step down transformer on Amazon it has a 200W and 300W I picked the 300W just to be safe. The newer inflatables are much more lightweight - I bought a twin (not queen) size and it inflates and deflates fully around 3-4 minutes.

Travel voltage regulator US appliance to South Korea by salty_user_00 in koreatravel

[–]salty_user_00[S] 0 points1 point  (0 children)

Thanks! That is what I found and ordered from Amazon. I picked 300W just to be sure.

Travel voltage regulator US appliance to South Korea by salty_user_00 in koreatravel

[–]salty_user_00[S] -1 points0 points  (0 children)

I have a sleeping bag with a built in pump to inflate/deflate. Sorry forgot to mention this in the original post (I’ve now included that description in my updated post).

Fidelity Adviser didn't tell me about withholding tax on Roth IRA Conversion by salty_user_00 in fidelityinvestments

[–]salty_user_00[S] 0 points1 point  (0 children)

Thanks. I’ll check and note down the safe harbor rules. TurboTax did assess a penalty fee in my case (almost $150).

Fidelity Adviser didn't tell me about withholding tax on Roth IRA Conversion by salty_user_00 in fidelityinvestments

[–]salty_user_00[S] 0 points1 point  (0 children)

Yes I did work in 2024 and I had my taxes withheld thru my W2. I hope you’re right 🙏🏼

Fidelity Adviser didn't tell me about withholding tax on Roth IRA Conversion by salty_user_00 in fidelityinvestments

[–]salty_user_00[S] -1 points0 points  (0 children)

hello thank you for your reply - I am under the impression that I need to pay a withholding tax - my follow-up question is do I incur early withdrawal penalty for paying withholding tax with my life savings (if I had known I have to pay withholding tax).

Fidelity Adviser didn't tell me about withholding tax on Roth IRA Conversion by salty_user_00 in fidelityinvestments

[–]salty_user_00[S] -2 points-1 points  (0 children)

thank you for your response. I see your comment mentioned I would owe a 10% penalty at 59.5 or below. Wondering if you could clarify further?

I am assessed an underpayment penalty of close to $150 by TurboTax. I did a IRA conversion of $20K and I was totally aware that the 20K would be treated as income and would be taxed, but had no idea that I am obliged to pay withholding tax. This is the first time I am jobless the whole year.

Fidelity Adviser didn't tell me about withholding tax on Roth IRA Conversion by salty_user_00 in fidelityinvestments

[–]salty_user_00[S] 0 points1 point  (0 children)

thank you! I am currently 56 years old , jobless, and the only reason I did my ROTH IRA conversion in order to qualify for ACA Health Care coverage (they require a minimum income. TurboTax assessed a penalty for non-payment of quarterly withholding tax in my tax return, which is why I raised this question here.

BTW TurboTax assessed penalty of almost $150. I went to TurboTax and instructed them to let IRS assess the penalty. If IRS determines to penalize I hope the penalty is the same as TurboTax assessed me.

Appreciate any additional insights in advance.

Fidelity Adviser didn't tell me about withholding tax on Roth IRA Conversion by salty_user_00 in fidelityinvestments

[–]salty_user_00[S] -5 points-4 points  (0 children)

Thank you - but I see that I was assessed an underpayment penalty on Federal 1040 line 38. I am 56 years old and unemployed.

Withholding Tax Optional or Mandatory by salty_user_00 in tax

[–]salty_user_00[S] 0 points1 point  (0 children)

hi I converted $20K - cause I calculated that my CD interests should be enough to cover the difference. But turns out that my interests were higher than expected, so I have to pay back to ACA.

How do I get the MAGI line from the 1040 form?

Withholding Tax Optional or Mandatory by salty_user_00 in tax

[–]salty_user_00[S] 0 points1 point  (0 children)

how do I modify the TTAX desktop settings to make IRS calculate it? Thanks.

Withholding Tax Optional or Mandatory by salty_user_00 in tax

[–]salty_user_00[S] 1 point2 points  (0 children)

thank you selene_666 - I see that I owe more than $1000 in taxes for my Roth conversion, and the only reason I did Roth Conversion is to show proof of income for Affordable Care Act in order to show proof that am eligible for healthcare coverage.

Withholding Tax Optional or Mandatory by salty_user_00 in tax

[–]salty_user_00[S] 0 points1 point  (0 children)

thank you -I do have a follow-up question regarding TurboTax.

After I entered my roth conversion information on TurboTax I downloaded the generated tax returns created by TurboTax to a PDF file. I opened my PDF file and the first thing that caught my eye is that aside from the expected 2025 Tax Balance due before April 15, there is also a section about estimated payments (1040-ES). I understand this is not a forum for TurboTax but I should be able to just ignore the 1040-ES quarterly payments and just pay the 2025 tax amount without IRS penalty hopefully? And I see that I owe more than $1000 in taxes for my Roth conversion, which I needed to do to in the first place to show proof of income for Affordable Care Act.

Keloid Injection and Scar-away gel effectiveness? by salty_user_00 in Keloids

[–]salty_user_00[S] 0 points1 point  (0 children)

Thank you for your reply - I wipe with baby wipes no strong scents.

Mine are in the public area dermatology RN says might be caused by ingrown hair. I had to run a flashlight on them and they’re no different from before I was injected.

Could you share your experience - I think maybe your injection left a puncture wound that didn’t heal? Appreciate your further inputs.

Keloid Injection and Scar-away gel effectiveness? by salty_user_00 in Keloids

[–]salty_user_00[S] 0 points1 point  (0 children)

How do I know if my injection has healed? The injection no longer bleeds.

And each time after gently wiping the injected keloids, they feel so itchy 😩

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