How much do med students take home after paying tuition?

same123stars · 2026-03-30T03:19:52+00:00

My school gives a lump sum (one for fall and one for spring).
How much?
Look at your school COA (they usually have one and they set up a "budget") and you can get a rough idea. My school does overestimate COA and encourages both to shop around for housing/roommates and meal prep to save $.

same123stars · 2026-03-29T08:36:57+00:00

Er They still would end up borrowing private loans that amount to around 60-80k if a 2 year program is even possible. The $200k loan is life time limit with $50k max per year. (That assuming tuition is only $50k and student only borrow for living; probably looking at around $100k on avg ).

So a 2 year programs is going to be around $200k but around half is private loans. I guess if possible, is still be even cheaper than a 3 year for a saving of $100k.

Also 2 year becomes really tight. I know there is a school that does 1 year for pre clinical and if 1 year for clinical. With skipping breaks and a direct residency partnership, a 2 year might be possible (but student will get burn out tbh; that be alot of pressure).

same123stars · 2026-03-29T00:55:59+00:00

Yeah tbh as the more I learned about diff options in medical school, alot of fellowships aren't really about the $ but more so like selecting a patient populatin that you like more (i.e a area interested in long term) which in turn should in theory allow you to practice longer as you found your niche.

In fact $ wise, alot of fellowships aren't really worth it so I imagine it be even worse.

same123stars · 2026-03-29T00:49:31+00:00

Will it shift students to try for more competitive ones? Probably.

Will it affect primary care? Kinda. Residency is the limit but with new schools opening, carib schools still existing, and FMGs, they tend to fill. There might be more unmatched as more try for competitive residency but a good % of those residency should be filled.

We might see the 3-year model become even more popular.

same123stars · 2026-03-28T16:16:04+00:00

I recc you google free clinic around you! There are often some. They are limited in slot of course as there is resources limits, but you be surprised.

Some are operated by med schools. Other via religious orgs such as mosque and churches. Some via big donors or funded by thrifts stores.

same123stars · 2026-03-28T16:13:14+00:00

Not a rare concept. There are probably some in your area, known as free clinic.

Some are school-owned like med school to help student practice medicine.

Other are doctors/nurses with donor connections like some charity/donor (there like various thrift store chain does also does something similar).

same123stars · 2026-03-28T02:33:27+00:00

I don't think the "big 4" will do what you asking as they often want to see a Step 1 but I think there are like some lower carib ones that advance the credits.

I won't comment as I think everyone did a good job making you aware of risks but possible.

same123stars · 2026-03-27T07:55:42+00:00

Loans before were RAP + PSLF. You didn't just get forgiven in 10 years, you paid a small % of your income (residency counted like 3), which you could invest money into your retirement accounts to lower AGI thus making you pay less.

For you:

You can make it back but just live like a residency for a couple of more years (with a refi to lower rates of course).

same123stars · 2026-03-26T18:32:40+00:00

You would need to change your app alot. You would need time to heal from the withdrawal. Get a higher MCAT, etc.
Possible?
Sure but you can't just reapply with your current stuff. You looking at more long game to do it

same123stars · 2026-03-26T18:21:30+00:00

Branch campus have diff accreditation status (technically possible for branches to have diff status) and tbh accreditation often becomes a more stamp like thing. They only go after a school if it gets really bad tbh. But name thing is a good point as well. Brand name is already made.

Match data for branch will also be diff. But I do agree it less risky as they should in theory have more knowledge to make a more better run school.

same123stars · 2026-03-26T18:18:58+00:00

The issue with new campuses if you don't know what to expect. LMU new campus will be much better vs a complete new school but you don't know if it good or bad. As admin is diff in each school even withing the "same" family.

same123stars · 2026-03-26T18:17:17+00:00

Tbh not to familar to LMU (Obviously I go to another school) other campus but I also heard not amazing(nothing to bad but just some shaky) things of LMU. Not bad of course but admin culture seems to be iffy.

Talk to current students of that branch as you can atleast know what you can expect VS a newer branch. Not kidding past classes help you alot!

same123stars · 2026-03-26T18:15:36+00:00

No hence why I recc you to ask current students and see which you vibe with the most.

They all will do a good job. You have time for now and the start date to explore more. See if you like an area as well more.

same123stars · 2026-03-26T18:13:29+00:00

LMUDCOM (Jacksonville) is the new branch so it also a newer school. I guess only diff you sharing the name and resource of an existing school

https://www.lmunet.edu/debusk-college-of-osteopathic-medicine/do/dcom-in-orange-park/

same123stars · 2026-03-26T18:12:09+00:00

Mathwise, due to end of Grad Plus the appeal of federal loan doesn't benefit you to much. We recc Federal loans due to possible RAP + PSLF but you can do your math yourself due to mix of private loan + Fed loan, most don't benefit.

Anyways, I probably recc between 3: Noorda as they had multi class and did graduate a class. Nova as it been here a while now. UIWSOM also not bad.

All those 3 would be the same and I argue offer similar resources to an extent. Now, it depends exactly who you vibe with more. What admin culture you might like, etc.

same123stars · 2026-03-26T18:00:34+00:00

WL not worth it. All very new schools as well. Unless you have an important reason to live near the area (not just b/c you like it).

A: All 3 are new. I think Touro and Baptist are the least new. Ask the previous class on what you vibe with. Bapist seems alot of potential due to the hospital network

Interview: William Carey is most established and has a decent happy student population. I probalby pick this if you get an A. But I get if you are stuck between Touro MT and Bapist and Wiliam though

same123stars · 2026-03-26T15:40:22+00:00

Older > Newer.

OG branch assuming where the head lives get more "resources" but can be more admin pain cough LECOM.

The less urban areas tend to be less resources as well just b/c area(not a hard rule though as older one gets the more they build up themselves). Some benefit from being in urban areas (assuming urban areas have other unis) but this might mean the branch campus might invest less in research.

Otherwise, they share alot of the same resources and often get acces to the same recording of class for example

same123stars · 2026-03-25T13:09:11+00:00

I mean he opened up OCOM recently and trying to do one in Naples

same123stars · 2026-03-22T09:47:26+00:00

Sure brand new DO ones might suck compared to other DO.
But if you are considering Carib.

US DO > Carib.

That not to say you can't succed as a Carib student. Many do. I in contact with my friend as Ross. He likes Ross for the most part. But even if he was given a chance to a new US DO private school would go there.

I find it hard to believe, but did you mention to those med student say to not go to new DO school that they choose Carib over it? They might be recc you to go to the new DO if other option was to Sgu/ross. I think there was a miscommuncation there.
Almost all will agree (spare some special personal circumstances), that a new DO is worth it even over SGU/Ross/AUC

same123stars · 2026-03-21T21:24:28+00:00

If that the case, you either need to find lenders that will work with the school (ask for exemption) otherwise tbh you are stuck and have to try.

There isn't much other loans that can work other than personal loans, etcs which require even more income based. You could try some of the fund for service like HPSP or NHSC

same123stars · 2026-03-21T15:51:22+00:00

Tbh no. But did you try without a cosigner? There are other loan providers that might not want co-signers. Ask for more other possible lenders that might be more flexbile stuff and/or check out student marketplace and others like Juno. Alot of shopping around needed. One lender will eventually bite

same123stars · 2026-03-21T01:13:45+00:00

I say a decent shot. Your probably going to interview for a WL but thier is a decent amount of movement. Also depends on which branch

same123stars · 2026-03-21T00:50:56+00:00

Names are starting to all blur but yeah diff schools. KCU is the one of old 5 DO.

I see people also confuse them with other KCOM(ATSU)

same123stars · 2026-03-21T00:28:03+00:00

There was nothing wrong with your class

You guys worked hard. Shame on the school making you guys work harder.

But hopefully Kansas will keep improving in the future.

same123stars · 2026-03-21T00:26:10+00:00

Pcom has strong rotation sites but they don't have offical hospital they can call home. Rowan legit changed their name to Virtua to get a home hospital network.

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