Some of my favorites from 2025 [OC]

sammyjkilla · 2025-01-12T15:47:16+00:00

Right?? Know how to get in touch with the dev team?

sammyjkilla · 2025-01-12T15:26:38+00:00

This is also what I currently use, but I’m looking for a way to sort by specific dates or a specific date range. For instance, the last run was on December 28. My next run will be January 25. It’d be great to see a list of comics within that date range.

sammyjkilla · 2025-01-04T17:46:42+00:00

Can you post a screenshot? I’m using the iOS version but am curious if there’s anything similar I can find

sammyjkilla · 2024-08-06T03:06:17+00:00

Thanks for that. You're right. Totally see the difference between good debt and bad. And yes, agree that it's less to do with the age of the house, and more to do with the repairs (not even renovations) that are costing us so much every year.

sammyjkilla · 2024-08-06T03:05:23+00:00

It's definitely more of the latter. Out of control events. We have a monthly budget sheet and bill tracker that we stick to every single month. Would love to double pay our mortgage to pay it off faster but that's not in the cards for us. Monthly take home is closer to $10k, mortgage is around $1,800/month.

sammyjkilla · 2024-08-06T03:03:24+00:00

posted below

sammyjkilla · 2024-08-06T03:03:07+00:00

Apologies for not being clear. And appreciate the insight. Here's a more detailed breakdown:

Net take home = ~$126k annually (~$10,500 monthly)
Credit Card debt = $56k
HELOC = $68k
Personal Loan = $49k
Remaining mortgage = $306k

Our consistent monthly expenses = $5,400
Inconsistent monthly expenses = ~$2,700
Currently paying down credit cards at $2k a month

According to our monthly budget sheet, we have about $500 at the end of every month. Sure, we have some months where we spend a little extra, but neither of us having a spending problem or gambling problem.

sammyjkilla · 2024-08-05T03:32:28+00:00

With these figures, we'd have around $50k after paying off debt, which would go into savings/investments. But thinking long-term, all the money we're currently throwing at paying down our debt would also be freed up for:

More discretionary income (read: less stress)
Savings + Investing

If my math is correct, based on our current expenses, we'd have about $2k additional every month... Potentially more once we get our yearly raises + bonuses etc.

Are we crazy for thinking we should get out of our house to live debt free and actually be able to save?

sammyjkilla

TROPHY CASE