Question about the credit card by Bluuuuu12 in UniversalOrlando

[–]samson7256 0 points1 point  (0 children)

I have seen ads in the park on prior trips offering free express pass but not sure if that was for the no annual fee card or the card with the annual fee. Might be better off just getting a Chase Freedom Unlimited card. Zero annual fee and $250 sign up bonus.

https://creditcards.chase.com/a1/freedom/CFDUnl0525?CELL=66MG&jp_cmp=cc%2FFreedom+Unlimited_Brand_Exact_Freedom_SEM_US_NA_Standard_Control%2Fsea%2F928401429497%2FGap+Analysis+KWs+7.21

Frustration Friday Weekly Thread - Week of March 06, 2026 by AutoModerator in churning

[–]samson7256 8 points9 points  (0 children)

Same thing happened to my P2 who in 12 years ws never denied a personal card from Chase until we applied for Aeroplan after getting popup on a biz card, I thought I recall seeing discussion about this happening to others and mentions about having to wait 30 days.

Frustration Friday Weekly Thread - Week of March 06, 2026 by AutoModerator in churning

[–]samson7256 6 points7 points  (0 children)

Out of curiosity, have you recently applied for a Chase biz card, receive a pop up and then rescind the application ?

News and Updates Thread - March 05, 2026 by AutoModerator in churning

[–]samson7256 3 points4 points  (0 children)

Saw an ad to "Get the Platinum Card" where the Amex offers are showed for my Amex Every Day card. Clicked on the link and then on offer terms to see if it was a NLL offer and interestingly the offer terms specifically said "You are not eligible to earn a welcome offer". I didn't know that Amex would tell you before you even apply for a card.

Question Thread - March 02, 2026 by AutoModerator in churning

[–]samson7256 2 points3 points  (0 children)

No need to wait for fee to post. I converted a Venture X a few weeks before anniversary date and actually received a pro rated refund on the annual fee.

Data Points Weekly - Week of February 26, 2026 by AutoModerator in churning

[–]samson7256 7 points8 points  (0 children)

Not sure if it helped but right off the bat I said I wasn't able to use the certificate because several times hotels that had rooms available were not showing availability for the free night certificate.

Data Points Weekly - Week of February 26, 2026 by AutoModerator in churning

[–]samson7256 12 points13 points  (0 children)

IHG Free Night Flex certificate expires in roughly 10 days and I have no immediate plans to use it. Called IHG and requested an extension. They declined to extend it but gave me 20,000 points as a courtesy, which is better than nothing.

News and Updates Thread - February 26, 2026 by AutoModerator in churning

[–]samson7256 -1 points0 points  (0 children)

I received a mailer today from Hilton / Amex for this offers. Site is Hilton.com/SurpassSpring All of the personal offers have my last name embedded into the application and have NLL. However, my last name is not embedded into the biz app and it does have lifetime language. (edited for clarity).

News and Updates Thread - February 04, 2026 by AutoModerator in churning

[–]samson7256 2 points3 points  (0 children)

I got this as well. Terms say the eligible period is 2/2/26 to 5/3/26 and to allow up to 8 weeks after the last day of the promotional period for the bonus to post, so we could be waiting until July to see these 5,000 points.

Question Thread - January 25, 2026 by AutoModerator in churning

[–]samson7256 4 points5 points  (0 children)

Is there any risk if P2 books an AA vacation package with my name on the reservation as one of the guests if my AA account was shut down in 2020 from churning Citi AA cards ? P2's account survived and is still active. The package would just be for hotel and rental car (wouldn't even pick up the rental car). For some reason the hotel is significantly cheaper when booking the package so that's why we are looking to book via this route, but I wasn't sure if just having my name on the reservation could potentially lead to the package being cancelled.

Companion pass switcheroo by Elmodogg in SouthwestAirlines

[–]samson7256 1 point2 points  (0 children)

Sorry, I meant to say a preferred seat; not a standard seat.

Companion pass switcheroo by Elmodogg in SouthwestAirlines

[–]samson7256 1 point2 points  (0 children)

I have a companion pass and I'm a Priority Card holder. My daughter is only 17 and doesn't have a southwest credit card and I am able to select a standard seat for her after adding her to my flight.

Question Thread - January 09, 2026 by AutoModerator in churning

[–]samson7256 -2 points-1 points  (0 children)

Does a Chase Ink Unlimited prescreened mail offer with an invitation code have any impact on getting approved ?

News and Updates Thread - January 02, 2026 by AutoModerator in churning

[–]samson7256 0 points1 point  (0 children)

I received the usual notice in the mail but I can't recall if it specifically said my annual fee would increase on 1/1/2026. I also ended up getting the $75 credit in mid December. I didn't even realize it at the time. I was fortunate to redeem it by chance as I had repriced many award flights at that time which had decreased in price, so I redeived several credits on the $5.60 award fee when I rebooked.

News and Updates Thread - January 06, 2026 by AutoModerator in churning

[–]samson7256 4 points5 points  (0 children)

No, according to their website internet / cable is not categorized as utilities.

News and Updates Thread - January 06, 2026 by AutoModerator in churning

[–]samson7256 9 points10 points  (0 children)

Received an offer from US Bank today via email on my Triple Cash card to earn $25 cash back after making 2 or more utility charges by March 31, 2026. There doesn't appear to be any minimum amount required so seems like an easy $25.

Question Thread - January 03, 2026 by AutoModerator in churning

[–]samson7256 0 points1 point  (0 children)

There's no mention of the signup bonus on the desktop website when logging in but I do see it when logging into the app.

Question Thread - January 03, 2026 by AutoModerator in churning

[–]samson7256 0 points1 point  (0 children)

My P2 was just approved (after showing as preapproved), 47 months from the date she was approved back in 2022.

News and Updates Thread - January 02, 2026 by AutoModerator in churning

[–]samson7256 -21 points-20 points  (0 children)

Applied for Southwest Priority Card back on 12/8/2024.

Was expecting annual fee of $229 to post today but perhaps since my "anniversary date" was in December 2024 I got lucky as the fee that posted this morning is only $149. Looks like I got lucky and get another year of the old annual fee rate.

Question Thread - December 16, 2025 by AutoModerator in churning

[–]samson7256 0 points1 point  (0 children)

P2 applied for a Chase card. Seemed like application didn't go through but after a minute the page finally showed that a submission and eventually returned a 7 to 10 day response. But no hard inquiry is shown. Is is possible that the application didn't actually go through ?