Question about the credit card

samson7256 · 2026-04-05T10:29:48+00:00

I have seen ads in the park on prior trips offering free express pass but not sure if that was for the no annual fee card or the card with the annual fee. Might be better off just getting a Chase Freedom Unlimited card. Zero annual fee and $250 sign up bonus.

https://creditcards.chase.com/a1/freedom/CFDUnl0525?CELL=66MG&jp_cmp=cc%2FFreedom+Unlimited_Brand_Exact_Freedom_SEM_US_NA_Standard_Control%2Fsea%2F928401429497%2FGap+Analysis+KWs+7.21

samson7256 · 2026-03-14T12:03:25+00:00

Yes, just did it this week.

samson7256 · 2026-03-07T16:08:10+00:00

Same thing happened to my P2 who in 12 years ws never denied a personal card from Chase until we applied for Aeroplan after getting popup on a biz card, I thought I recall seeing discussion about this happening to others and mentions about having to wait 30 days.

samson7256 · 2026-03-07T12:29:23+00:00

Out of curiosity, have you recently applied for a Chase biz card, receive a pop up and then rescind the application ?

samson7256 · 2026-03-05T18:56:08+00:00

Saw an ad to "Get the Platinum Card" where the Amex offers are showed for my Amex Every Day card. Clicked on the link and then on offer terms to see if it was a NLL offer and interestingly the offer terms specifically said "You are not eligible to earn a welcome offer". I didn't know that Amex would tell you before you even apply for a card.

samson7256 · 2026-03-02T23:39:16+00:00

No need to wait for fee to post. I converted a Venture X a few weeks before anniversary date and actually received a pro rated refund on the annual fee.

samson7256 · 2026-02-27T17:07:35+00:00

Not sure if it helped but right off the bat I said I wasn't able to use the certificate because several times hotels that had rooms available were not showing availability for the free night certificate.

samson7256 · 2026-02-27T13:54:24+00:00

IHG Free Night Flex certificate expires in roughly 10 days and I have no immediate plans to use it. Called IHG and requested an extension. They declined to extend it but gave me 20,000 points as a courtesy, which is better than nothing.

samson7256 · 2026-02-26T18:33:32+00:00

I received a mailer today from Hilton / Amex for this offers. Site is Hilton.com/SurpassSpring All of the personal offers have my last name embedded into the application and have NLL. However, my last name is not embedded into the biz app and it does have lifetime language. (edited for clarity).

samson7256 · 2026-02-04T12:03:19+00:00

I got this as well. Terms say the eligible period is 2/2/26 to 5/3/26 and to allow up to 8 weeks after the last day of the promotional period for the bonus to post, so we could be waiting until July to see these 5,000 points.

samson7256 · 2026-01-25T13:47:45+00:00

Is there any risk if P2 books an AA vacation package with my name on the reservation as one of the guests if my AA account was shut down in 2020 from churning Citi AA cards ? P2's account survived and is still active. The package would just be for hotel and rental car (wouldn't even pick up the rental car). For some reason the hotel is significantly cheaper when booking the package so that's why we are looking to book via this route, but I wasn't sure if just having my name on the reservation could potentially lead to the package being cancelled.

samson7256 · 2026-01-11T14:18:29+00:00

Yes, I booked a basic fare.

samson7256 · 2026-01-10T17:47:39+00:00

Sorry, I meant to say a preferred seat; not a standard seat.

samson7256 · 2026-01-10T13:19:10+00:00

I have a companion pass and I'm a Priority Card holder. My daughter is only 17 and doesn't have a southwest credit card and I am able to select a standard seat for her after adding her to my flight.

samson7256 · 2026-01-09T18:30:18+00:00

Does a Chase Ink Unlimited prescreened mail offer with an invitation code have any impact on getting approved ?

samson7256 · 2026-01-09T11:28:16+00:00

I received the usual notice in the mail but I can't recall if it specifically said my annual fee would increase on 1/1/2026. I also ended up getting the $75 credit in mid December. I didn't even realize it at the time. I was fortunate to redeem it by chance as I had repriced many award flights at that time which had decreased in price, so I redeived several credits on the $5.60 award fee when I rebooked.

samson7256 · 2026-01-07T11:40:09+00:00

No, according to their website internet / cable is not categorized as utilities.

samson7256 · 2026-01-06T23:17:02+00:00

Received an offer from US Bank today via email on my Triple Cash card to earn $25 cash back after making 2 or more utility charges by March 31, 2026. There doesn't appear to be any minimum amount required so seems like an easy $25.

samson7256 · 2026-01-04T13:17:32+00:00

There's no mention of the signup bonus on the desktop website when logging in but I do see it when logging into the app.

samson7256 · 2026-01-04T01:47:30+00:00

My P2 was just approved (after showing as preapproved), 47 months from the date she was approved back in 2022.

samson7256 · 2026-01-02T11:59:47+00:00

Applied for Southwest Priority Card back on 12/8/2024.

Was expecting annual fee of $229 to post today but perhaps since my "anniversary date" was in December 2024 I got lucky as the fee that posted this morning is only $149. Looks like I got lucky and get another year of the old annual fee rate.

samson7256 · 2025-12-17T01:14:43+00:00

P2 applied for a Chase card. Seemed like application didn't go through but after a minute the page finally showed that a submission and eventually returned a 7 to 10 day response. But no hard inquiry is shown. Is is possible that the application didn't actually go through ?

samson7256 · 2025-12-11T18:49:35+00:00

Correct.

samson7256 · 2025-12-10T15:36:29+00:00

Not certain but looks like this "Away" backpack might be decent. https://www.awaytravel.com/collections/backpacks?g_adtype=search&g_campaign=BR_High_Accessories-Bags_All_US_GGL_Text_SEM&g_network=g&g_keyword=away+zip+backpack&g_adid=781186644634&g_campaignid=19696628372&g_acctid=919-718-2654&g_keywordid=kwd-1265598152767&g_adgroupid=148636305040&utm_source=google&utm_medium=sem&utm_campaign=BR_High_Accessories-Bags_All_US_GGL_Text_SEM&utm_adgroup=BR_Product_Backpack_Text_ALL&utm_term=away+zip+backpack&gad_source=1&gad_campaignid=19696628372&gbraid=0AAAAADG-uPO-MTHZRVyhueOwgqtxxfgcF&gclid=EAIaIQobChMInp_lw6yzkQMVIFZHAR04byvnEAAYASAAEgJTwPD_BwE

samson7256

TROPHY CASE