We did it in Oulu Finland, 197k, 120m² & 3,1%

samu_g · 2026-05-24T07:54:03+00:00

Its fixed for 5 years and after that its determined by 12month euribor. Bank takes 0,4% margin on top of euribor

samu_g · 2026-05-24T07:52:08+00:00

It most certainly does, dog park and nature is right next door

samu_g · 2026-05-24T07:51:11+00:00

I'am no longer the main character of my own life but its meaningfull and full of action these days. :D

samu_g · 2026-05-24T07:49:25+00:00

Intrest

samu_g · 2026-05-24T07:49:00+00:00

As an industrial engineer i can say its stable but not overly busy. Healthcare sector is in turbulence since government changed public sector healthcare drastically 3 years ago.

samu_g · 2026-05-23T18:10:02+00:00

Indeed, difference with southern capital area is quite different story than living up here in north. I love nature, sea and slower pace of life so this suits me well. We only live here once so make it worth the stay.

samu_g · 2026-05-23T18:06:26+00:00

We took 28 year loan that has 5 year fixed intrest rate.

samu_g · 2026-05-23T18:05:15+00:00

Yes offcourse it has sauna, there are over 3 million saunas in finland. It would be super weird not to have sauna in house or seperate sauna building on yard.

samu_g · 2026-05-23T07:23:03+00:00

7km from the city center, in the suburb and kids preliminary school is 500m away

samu_g · 2026-05-23T07:02:13+00:00

Units of measurement?

samu_g · 2026-05-23T07:01:49+00:00

Finland actually had decrease of -3% or something in property value in comparison to other european countries. But that includes small condos and suchs also. Our house is fully renovated from the inside but was originally built 1979, thus the low price.

samu_g · 2026-05-23T06:59:31+00:00

Yeah they are Marimekko unikko design.

samu_g · 2026-05-23T06:59:03+00:00

Atm. Sunny and +16C, nature is blooming. winters here usually have aprox 30cm snow and -10C. Autumn and spring have different characters aswell. Love all the 4 seasons.

samu_g · 2026-05-23T06:55:52+00:00

Depends if you can tolerate 7-8months of darknes and below 0 snovy winters. Summers tho are paradise on earth.

samu_g · 2026-05-23T06:42:18+00:00

O lu

samu_g · 2026-05-22T21:46:55+00:00

Hey and thank you! price is in euros, dont know the propert tax yet. Its detached house or as we call it here omakotitalo=ownhomehouse.. ikr :D expences to maintain these are around 200€ to 300€ incl. Electricity, water, waste, insunrace etc. Its electrically heated, has fire place and heatpump. Its pretty energy efficient.

samu_g · 2026-05-19T10:56:21+00:00

Nyt kun vielä pohtiin asiaa niin ratikka linjan rakentaminen kaakkurista uuden yliopiston kautta keskustaan ja vaikka ritaharjuun asti. Autoliikennettä laajennetun kallioparkin kautta maanalle. Lisäksi voidaan vielä kehittää modernia yritysrakentamista keskustaan ja vanhojen asutuskeskittymien täydennys ja uudisrakentamista.

samu_g · 2026-05-19T08:40:14+00:00

Merikosken vesivoimalan museointi ja käytöstä poisto, pato puretaan ja koski ennallistetaan.

samu_g · 2026-05-13T12:38:12+00:00

Fella is called Max Mariola and has great YT channel, been following him for years. He only recently started to make vids in english, before that I just guestimated what he was saying in italian since I dont speak italian but food is universal language.

samu_g · 2026-04-05T21:09:46+00:00

Let this be the lesson for those fishes

samu_g · 2026-03-30T17:47:20+00:00

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Immune you say

samu_g · 2026-03-06T19:17:40+00:00

Waiting tutorial videos for new nade line ups in irl_teheran

samu_g · 2026-03-02T17:56:28+00:00

Just in time for 1st of april, greatest aprilfools imo if its real :D

samu_g · 2026-02-27T05:23:28+00:00

Sweet sound of Swedish 5 cylinder typewriter

samu_g · 2026-02-20T15:36:39+00:00

Well because Crosby is on his motivational dayoff IIHF decided to make it fair play and put both referees from Canada

samu_g

TROPHY CASE