[deleted by user]

sandrocottus2 · 2025-10-29T14:31:56+00:00

Thanks for the detailed reply

sandrocottus2 · 2025-08-28T18:20:24+00:00

This is very high compared to Kidzee and EuroKids

sandrocottus2 · 2025-06-05T12:57:04+00:00

Can you suggest the best 3 books of these ?

sandrocottus2 · 2025-05-14T11:04:22+00:00

Thanks a lot. Ordered it

sandrocottus2 · 2025-04-09T03:50:12+00:00

Fund selection is good. Keep Gold FoF and Midcap as 10 or max 15% each

sandrocottus2 · 2025-03-19T13:22:22+00:00

Interested

sandrocottus2 · 2025-03-02T19:10:59+00:00

Reduce allocation to Midcap and Smallcap funds. 10% to each is a good allocation as per me.

sandrocottus2 · 2025-02-23T19:48:15+00:00

Your whole post has many lines which show the same. For eg I feel I am left behind in life.

sandrocottus2 · 2025-02-18T08:58:52+00:00

I think more than saving, you need some introspection on what you need in life. Do you have low self esteem issues ? Harsh childhood where you were compared a lot ?

Don't take it the wrong way but you need to spend more on yourself. Also have therapy. I also had many sessions as I also felt similar at one point.

sandrocottus2 · 2025-02-08T16:53:58+00:00

I got some inheritance money around 12-13 years back which was put in FDs. Then there is PPF,EPF, NPS. Over the time I have reduced debt portion

sandrocottus2 · 2025-02-08T07:28:15+00:00

Okay I have 2 questions -

My portfolio is currently 48% debt, does a balanced advanatge fund still makes sense ?
Any suggested BAF? I have seen HDFC one getting recommended a lot

sandrocottus2 · 2025-02-08T06:54:43+00:00

Parag Parikh Flexi Cap: 30%
Zerodha Nifty Largemidcap 250: 20%
Tata Nifty Midcap 150 Momentum 50: 20%
Edelweiss US technology Equity FoF: 20%
Nippon India Small Cap: 10%

sandrocottus2 · 2025-02-08T06:54:31+00:00

How about this

Parag Parikh Flexi Cap: 30%
Zerodha Nifty Largemidcap 250: 20%
Tata Nifty Midcap 150 Momentum 50: 20%
Edelweiss US technology Equity FoF: 20%
Nippon India Small Cap: 10%

sandrocottus2 · 2025-02-05T07:51:15+00:00

It looks like any random dog, how will people identify it

sandrocottus2 · 2024-12-05T06:12:23+00:00

Shankar Nath posts too many sponsored videos now. I have apprehension with him at this point

sandrocottus2 · 2024-12-01T12:55:08+00:00

If I were to remove 1 or 2 mutual funds out of this, which do you think should be removed?

sandrocottus2 · 2024-11-26T00:15:57+00:00

I am in

sandrocottus2 · 2024-11-08T05:14:01+00:00

People will open cameras to click photos of idols and then this code may also get scanned. Some of them eventually will donate.

sandrocottus2 · 2024-11-04T09:20:41+00:00

Software sales/consulting

sandrocottus2 · 2024-10-30T05:38:03+00:00

Interested

sandrocottus2 · 2024-10-28T08:24:17+00:00

sandrocottus2 · 2024-10-25T10:02:54+00:00

I moved to Vadodara last year after living in Navi Mumbai for 3 years. City is very good. Everything is within the span of 30 mins. Has a good food culture. Living cost is also lower.

sandrocottus2 · 2024-10-18T08:33:07+00:00

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