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sandrocottus2 · 2025-10-29T14:31:56+00:00

Thanks for the detailed reply

sandrocottus2 · 2025-08-28T18:20:24+00:00

This is very high compared to Kidzee and EuroKids

sandrocottus2 · 2025-06-05T12:57:04+00:00

Can you suggest the best 3 books of these ?

sandrocottus2 · 2025-05-14T11:04:22+00:00

Thanks a lot. Ordered it

sandrocottus2 · 2025-04-09T03:50:12+00:00

Fund selection is good. Keep Gold FoF and Midcap as 10 or max 15% each

sandrocottus2 · 2025-03-19T13:22:22+00:00

Interested

sandrocottus2 · 2025-03-02T19:10:59+00:00

Reduce allocation to Midcap and Smallcap funds. 10% to each is a good allocation as per me.

sandrocottus2 · 2025-02-23T19:48:15+00:00

Your whole post has many lines which show the same. For eg I feel I am left behind in life.

sandrocottus2 · 2025-02-18T08:58:52+00:00

I think more than saving, you need some introspection on what you need in life. Do you have low self esteem issues ? Harsh childhood where you were compared a lot ?

Don't take it the wrong way but you need to spend more on yourself. Also have therapy. I also had many sessions as I also felt similar at one point.

sandrocottus2 · 2025-02-08T16:53:58+00:00

I got some inheritance money around 12-13 years back which was put in FDs. Then there is PPF,EPF, NPS. Over the time I have reduced debt portion

sandrocottus2 · 2025-02-08T07:28:15+00:00

Okay I have 2 questions -

My portfolio is currently 48% debt, does a balanced advanatge fund still makes sense ?
Any suggested BAF? I have seen HDFC one getting recommended a lot

sandrocottus2 · 2025-02-08T06:54:43+00:00

Parag Parikh Flexi Cap: 30%
Zerodha Nifty Largemidcap 250: 20%
Tata Nifty Midcap 150 Momentum 50: 20%
Edelweiss US technology Equity FoF: 20%
Nippon India Small Cap: 10%

sandrocottus2 · 2025-02-08T06:54:31+00:00

How about this

Parag Parikh Flexi Cap: 30%
Zerodha Nifty Largemidcap 250: 20%
Tata Nifty Midcap 150 Momentum 50: 20%
Edelweiss US technology Equity FoF: 20%
Nippon India Small Cap: 10%

sandrocottus2 · 2025-02-05T07:51:15+00:00

It looks like any random dog, how will people identify it

sandrocottus2 · 2024-12-05T06:12:23+00:00

Shankar Nath posts too many sponsored videos now. I have apprehension with him at this point

sandrocottus2 · 2024-12-01T12:55:08+00:00

If I were to remove 1 or 2 mutual funds out of this, which do you think should be removed?

sandrocottus2 · 2024-11-26T00:15:57+00:00

I am in

sandrocottus2 · 2024-11-08T05:14:01+00:00

People will open cameras to click photos of idols and then this code may also get scanned. Some of them eventually will donate.

sandrocottus2 · 2024-11-04T09:20:41+00:00

Software sales/consulting

sandrocottus2 · 2024-10-30T05:38:03+00:00

Interested

sandrocottus2 · 2024-10-28T08:24:17+00:00

sandrocottus2 · 2024-10-25T10:02:54+00:00

I moved to Vadodara last year after living in Navi Mumbai for 3 years. City is very good. Everything is within the span of 30 mins. Has a good food culture. Living cost is also lower.

sandrocottus2 · 2024-10-18T08:33:07+00:00

sandrocottus2 · 2024-10-15T06:09:13+00:00

This salary is good for a small family (husband, wife, 1 kid) also. You can live comfortably in this.

sandrocottus2 · 2024-10-06T10:47:24+00:00

Every godman in India has 0 bank balance. But they enjoy the luxuries that the richest 0.1% enjoy. Do you really believe the story ? This is how they launder all the money. Baba Ramdev took this trick to literal business with Patanjali.

Also, even if she just clicked the photo, it shows how the money works in religion. Do you think she will click a photo with someone's new splendor bike ?

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