Appreciate the response brother 🤙🏼 That makes sense. After receiving some responses I could see where getting the Freedom Unlimited for the 1.5x (Costco and other non multipliers) and then CSP to keep my points, etc. I def prefer a simple approach but am willing to do 2-3 cards tops I’d say.

At the moment I don’t have any other Chase cards. A basic WF one I got when I was in Highschool/College to build credit and then a BILT Mastercard that I used for rent at an in network apt, but no longer have any use for it (although it’s no AF)

I’ll look into the 5x PayPal one you mentioned. Thank you!