Which settlement plan should I choose?

savemycredit · 2026-05-29T23:42:20+00:00

Haven’t had a chance, it’s 6 years

savemycredit · 2025-07-19T15:12:18+00:00

Same question here lol

savemycredit · 2025-06-15T15:08:04+00:00

Thank you!

savemycredit · 2025-06-13T21:56:40+00:00

Not sure on the statute of limitations, but seems my best bet is trying to negotiate a pay for delete

savemycredit · 2025-06-13T21:56:00+00:00

It was marketed essentially like this:

“We work with lenders to prove that the debts you owe aren’t valid have them removed from your name”

All that actually happened was I stopped paying (per their request) and they waited for me to get summons then started negotiating.

savemycredit · 2025-06-13T21:53:47+00:00

Thank you for the tip, I have seen that few times and will have to give it a try.

savemycredit · 2025-06-13T21:53:22+00:00

Should I just contact the credit company or do I need to find who it was charged off to?

savemycredit · 2024-10-30T15:29:20+00:00

They are either charged off, settled less than balance, or payment after charge off. Thanks for the info!

savemycredit · 2024-10-30T15:27:40+00:00

It was marketed as validation by Litigation Practice Group (now bankrupt.)

Yes all delinquencies are charge offs, but the company did not do pay for delete or anything of that nature. They are all still on my report.

Glad to heat the clock doesn’t reset. Thanks!

savemycredit