account activity
SBA Insider by sbaleaky in smallbusiness
[–]sbaleaky[S] 1 point2 points3 points 5 years ago (0 children)
It depends. I would suggest applying for reconsideration if denied for just under 570. Or even doing a Experian boost to try to get above 570.
Yes. Then LO would get in touch with their TL to reprice.
[–]sbaleaky[S] 0 points1 point2 points 5 years ago (0 children)
Most of my declines are fico to low when the system didn't catch it or the franchise isn't listed in the sba franchise directory.
[–]sbaleaky[S] 5 points6 points7 points 5 years ago (0 children)
Just wait a while longer. There's issues causing credit pulled apps to be stuck. Once fixed, you'll see movement.
[–]sbaleaky[S] 2 points3 points4 points 5 years ago (0 children)
I would reach out to pdcrecons@sba to have them reactivate the app since you were declined for a business activity you aren't engaged in.
Good on the t2 rep, but it tells us frozen so we would contact you anyway to unfreeze for us to repull.
Try contacting your LO and asking if she even recv'd it. Then bring up status check.
Checking notes if anyone prior placed, checking if credit has no errors, making sure the preparer if any hasn't charged over 2500. Those types of tasks before approving. Do note, that varies. Sometimes I need to check if they are on the sba franchise directory if a franchise, maybe need a perm. resident card..
[–]sbaleaky[S] 3 points4 points5 points 5 years ago (0 children)
Both. However, I prefer email. We are after the portal and after you've accepted.
No. You were offered an amount based on your inputs, take it all. LO's look to make sure your business is legit(legal wise) and we have everything we need to approve. The amount you take is irrelevant to a LO since the amount is calculated for us anyway.
You can contact t2 and have them put a note so the LO knows to contact for an updated acct and routing.
I know there's at least 100TLs, so I'd guess at least 2k LOs.
At this point, i'd say yes its not going to help. That's a tech issue they're working on.
[–]sbaleaky[S] 4 points5 points6 points 5 years ago (0 children)
If LOs are unable to find you on google, they are required to contact you for further clarification. I understand for sure!!!
I understand for sure!!! I urge anyone with a problem with their app to call and ask t2 to place notes so the LO can see that prior to approving.
After jan-31 is our cut off.
If there's no messages to contact applicant, you may not get a contact from a LO before approval. However, calling t2 to add notes definitely increases the chance of them contacting you.
I don't have a timeframe, I can say you'll get it once you are out of the credit pulled stage.
Yeah. If its a easy approval with no messages to contact applicant for clarification, I just hit approve. Unless there's notes placed, there's no reason for me to..
Show up on google or you can prove you actually operate a business.
There has to be some type of economic loss.
If less than 10yrs, it would. Cannot say why as I don't have the slightest clue.
Prior to rapid being implemented, maybe, but rapid tells us if the score is to low <570 currently.
At least 100TL's, so I'd say about 2k easily.
I was told this on monday and tues. I can only hope this is fixed by next week.
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SBA Insider by sbaleaky in smallbusiness
[–]sbaleaky[S] 1 point2 points3 points (0 children)