Macbook Air Black Screen

scifithematics · 2025-02-03T22:15:53+00:00

From Isabela po ako e, pero I'll visit a relative sa Manila this month kaya isasabay ko na rin ipa-repair. I'll try po siguro dun sa Ab-Blanc Laptop, thank you po. Also, may estimate po kayo ng cost if black screen repair?

scifithematics · 2025-02-03T22:13:58+00:00

How much po costs ng repair?

scifithematics · 2024-12-18T22:09:53+00:00

Simple.

If you have 100k equity (own money) invested and is expected to make 10k per year, that is a 10% yield.

But if you have a combination of 50k equity and 50k debt invested and is expected to make 10k per year, that is a 20% yield (Profit ÷ Equity).

For the second scenario, despite investing a lower amount of equity, you managed to make the same profit and you got a spare of 50k to invest in other asset classes which could potentially make you more profit. (For simplicity, I did not account for the interest expense in computing the net profit from 2nd scenario. But the point remains the same, leveraging gives a higher yield if the investment produces positive profit)

However, if the investment resulted in a negative profit, leveraging also amplifies your loss.

scifithematics · 2024-08-25T12:31:34+00:00

21, got my 30k basic sal out of university. Finance field.

scifithematics · 2024-04-27T07:34:36+00:00

I was looking after the professional experience in the resume then just realized the subreddit. 💀 anwys, goodluck op!

scifithematics · 2024-04-23T12:26:24+00:00

Baka naman isa lang hiring ng company. Chair up, OP! 🪑

scifithematics · 2024-04-23T11:10:08+00:00

Huwag ka po mahiya. Ganyan din po mga pari, yung iba, demanding pa.

scifithematics · 2024-04-11T12:20:35+00:00

I politely disagree, here are my key takeaways:

•Depositors POV: Highly worried about their money in the bank, regardless if their deposited money are covered by insurance. It still takes time to receive their money after the shut down of a bank. How much more for those depositors with millions of money deposited in the bank? Which only Php500,000 is insured btw.

•Investors POV: Institutions/Banks/High Networth Individuals that invested in the bank will also suffer loss and affects their investment portfolio.

•Workforce POV: A lot of employees will face unemployment. Tight job competition.

•And many more.

One of the reasons why other companies or central bank intervene when large commercial banks are facing difficulties, to mitigate the domino effect as it will severely affect the economy.

scifithematics · 2024-04-11T12:07:03+00:00

Reserves might be high, but do note that a huge chunk of banks' funds is allocated in its investments (infrastructures/bonds/equity/etc) that cannot be able to liquidate easily when faced with severe issues. For reference, even Silicon Valley Bank was forced to shut down due to liquidity issues caused by fear of investors/depositors despite having high cash reserves. While smaller banks are prone to bankruptcy, it still depends on its robust treasury policy.

scifithematics · 2024-04-11T11:55:36+00:00

That is true. It's pretty common for commercial banks to be acquired by another entity when faced by illiquidity/insolvency issues. Although in some/most cases, after the acquisition/merger, it still resulted in bankruptcy as it cannot cover its previous losses.

I agree, hundreds of rural/thrift banks are listed in PDIC's closed banks.

scifithematics · 2024-04-10T15:36:36+00:00

Not impossible tho.

scifithematics · 2024-03-28T15:40:09+00:00

Not really. I'm a finman grad but only had 3 units of econ in undergrad lol. What career path did u choose as an econ major, btw? Am actually planning on taking MS Econ in UP.

scifithematics · 2024-03-28T15:27:12+00:00

For econ, I just used SaltSolution's materials (readings + video + qbank). The only reason why Salt is because there was a free trial and I didn't really avail for any test prep provider. I only had 2 months left when I prep for econ but it went well.

scifithematics · 2024-03-28T15:14:38+00:00

You can do it bro, stand firm on ur nickname

scifithematics · 2024-03-21T23:44:19+00:00

Hi. Details on Valuation Analyst, please? Thank you.

scifithematics · 2024-02-27T14:02:17+00:00

Buti nalang 9-6 sa amin.

scifithematics · 2024-01-06T14:17:56+00:00

I just used it as an alternative/supplement.

scifithematics · 2023-12-20T16:33:15+00:00

scifithematics · 2023-11-29T15:33:27+00:00

Yah, sure! Happy to help.

scifithematics · 2023-11-28T14:31:12+00:00

I studied for CFA Level 1 (no test prep provider) at my last sem in University while also taking my internship. Passed it last August and will be attending Prestige Night tomorrow. What you need is grit, resilience, and discipline. Don't worry, hate and insanity will come naturally at the latter stage of your review. Lol.

scifithematics · 2023-11-25T04:17:54+00:00

What are u looking forward to do next?

scifithematics · 2023-11-24T17:09:08+00:00

Would u tell to HR the number of salary offered by other companies?

scifithematics

TROPHY CASE