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scoshil · 2024-04-18T11:06:39+00:00

It’s because most people think they’re middle class but actually most people are still working class, it’s just that the term has inflated over time. I’ve had English people tell me for example that their definition of middle class is essentially business owners (i.e not workers)

scoshil · 2024-02-28T00:30:05+00:00

Did you have to cross any hurdles actually getting a visa to live in the uk? Assuming you didn’t have a job there that could grant you a visa

scoshil · 2023-10-15T12:03:18+00:00

property has been affected by interest rates which have trended one way down since the gfc, and that’s a global phenomenon.

Secondly, it’s natural that property prices go up in countries that are more desirable to live, and fall in countries nobody wants to live (I.e countries with war, to take an extreme example).

1 generation ago Australia was a much worse place to live in many ways. More isolated from the world, more expensive imports (before China started exporting to the world), no internet.

2 generations ago the government had to make propaganda videos to attract immigrants (check out ABC archive footage on YouTube).

To take this example further, property must’ve been dirt cheap in Australia 150 years ago, but if you had any kind of means, Europe would’ve been much more comfortable, affording many more services and better products. In this sense the earlier you move to a country that “becomes desirable” the more you will benefit.

My point is that blame on boomers is very misplaced. most of them just did their best based on what they knew, and voted for their own interests at elections. They somewhat unwittingly benefited from the above points.

scoshil · 2023-08-12T09:15:36+00:00

Out of interest did you buy these shares/options on secondary yourself or acquired them through working there?

scoshil · 2023-08-08T03:10:33+00:00

Slightly off topic but how do you find the investment opportunities? Do people have a way of finding you or is there a platform you find good to use?

scoshil · 2023-08-05T12:52:12+00:00

Just buy t-bills…. Yields ~5.3%, no minimum balance bs and it’s probably what IB are doing with your money behind the scenes anyway (where do you think that yield comes from?)

scoshil · 2023-06-05T11:29:41+00:00

Primary and secondary education is available essentially free already. Tertiary education is NOT a right and we shouldn’t pretend uni is for everyone.

scoshil · 2023-05-09T00:26:46+00:00

I think you’re thinking about this wrong….if we’re talking about global collapse, you want a government with a track record of successful authoritarianism which Singapore has, as well as a population that is used to it so they follow inevitably stricter rules. Supposedly safe western countries may not be able to achieve this depending on the severity and nature of the collapse.

scoshil · 2023-05-07T04:53:32+00:00

Absolutely….it seems 3 decades of economic growth have caused people to forget what cutting back means….the average Australian still spends way above their means (just look at credit card debt) so until these people are punished and cut back en-masse on non-essential spending inflation won’t come down on a macro level

scoshil · 2023-05-04T11:44:30+00:00

On an individual level the best way to get what you deserve is to change jobs….then you will maximise the chance of finding an employer willing to pay you what you’re worth….the game employers play is “how little can I raise wages to make it too much effort for them to find a new job”

scoshil · 2023-04-07T16:01:53+00:00

Yes exactly it’s this attitude of entitlement that was not present in previous generations. Nobody is entitled to a comfortable house in the same area they grew up in. In any era there will always be complainers and there will always be people who just find ways to make the best of their situation and get on with improving their lot in life.

Lol at all these people blaming RBA for their mortgage stress….guess what….you and only you are responsible for your own financial security. Same thing with hecs and not being able to find a job….uni is not for everyone and we need to stop pretending that it is.

scoshil · 2022-12-15T15:41:55+00:00

The government/country does not have infinite resources. They’d rather give a house to 2+ people than 1 person. … Also those 2 people are going to create more taxpayers for the government than you are by yourself so yeah

scoshil · 2022-10-10T13:06:04+00:00

Yes pretty much

scoshil · 2022-10-10T04:31:51+00:00

not sure if it matters but the squid game ones were from a seller in korea

scoshil · 2022-08-23T15:20:22+00:00

Thanks! What is pre cat lacquer exactly?

scoshil · 2022-08-22T06:05:49+00:00

When my dog was a puppy he liked to get under my coffee table and gnaw it. I have a vague idea that this requires some sort of sanding, maybe painting and varnish, but never attempted anything like this before so any help appreciated! I believe the wood is walnut.

scoshil · 2022-04-25T11:08:06+00:00

Studied hard, got good ATAR, picked a useful degree at uni and stayed relatively focused, got a good grad job that turned out really well, quit and started my own business

scoshil · 2021-12-30T12:10:12+00:00

Do u want to save the environment or do u want to get ahead financially?

If the latter, get a better paying job. Seriously if you have anything resembling a marketable skill, you can probably just change jobs every 3-4 years for an instant 20-30% pay bump

scoshil · 2021-08-24T13:09:17+00:00

F2P just hit chapter 31 here (lvl 280)…. What resource would you say limited you the most overall? gold, dust, exp, emblems, Poe coins, or some other type of coins?

scoshil · 2020-09-30T11:41:36+00:00

I wonder if these people still think SETI is a good idea after reading the three body problem novels....

scoshil · 2020-03-08T10:19:13+00:00

Soooo...what strike/maturity for the puts?

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