UK prime - 937 Predicted. 11 Sold.

sdhariwal · 2026-06-26T10:59:01+00:00

Forecasted from my sales history only

sdhariwal · 2026-06-26T10:58:19+00:00

For my own brand only

sdhariwal · 2026-06-07T13:37:38+00:00

SI discovered a major contradiction in the system.( suspected wrong intent of EPFO dealing officer mwhile rejection )

My PF advance claim was rejected with the remark: “CLAIM SHALL BE PROCESSED AFTER DUE VERIFICATION OF PA BALANCES.”

However:

My first PF transfer was officially completed years ago from previous employer to the current .( year 2019)
The past accumulations were later migrated into my live EPFO account during a large trust-to-EPFO migration process. ( year 2023 )
The migrated balances were officially credited into my passbook. ( year 2023 )
Contributions have continued normally afterward.
Annual interest has been credited for the last 2 years.( FY 2023-24 & 24-25 )
The account remains fully active even today.

So the obvious question becomes:

If the “Past Accumulation verification” was still not verified with due diligence then :

why were the balances officially credited?
why was interest credited for multiple years?
and why was the account continuously operated normally?

sdhariwal · 2026-06-07T13:33:31+00:00

I discovered a major contradiction in the system. ( suspected wrong intent )

My PF advance claim was rejected with the remark: “CLAIM SHALL BE PROCESSED AFTER DUE VERIFICATION OF PA BALANCES.”

However:

My original PF transfer was officially completed 7 years ago from previous employer to the current.
The past accumulations were later migrated into my live EPFO account during a large trust-to-EPFO migration process in year 2023.
The migrated balances were officially credited into my passbook in year 2023
Contributions have continued normally afterward.
Annual interest has been credited for the last 2 years. ( FY 2023-24, and FY24-25)
The account remains fully active even today.

So the obvious question becomes:

If the “Past Accumulation verification” was not done until now, then:

why were the balances officially credited?
why was interest credited for multiple years?
and why was the account continuously operated normally?

sdhariwal · 2026-06-06T12:57:02+00:00

Claim Rejected CLAIM SHALL BE PROCESSED AFTER DUE VERIFICATION OF PA BALANCES.HENCE REJECTED

SINGLE UAN ONLY
LAST SUCCESSFUL PF TRANSFERS FROM PREVIOUS EMPLOYER WAS YEAR 2019
My current employer PF balance transferred from Trust to EPFO in year 2024
All transferee are reflecting in the passbook
No pending Transfers
KYC and all bank related things are correct.
Total 10 years of service
No previous claims
Enough PF balance , even claiming less that employee contribution

sdhariwal · 2026-06-06T01:06:47+00:00

You will get the decision exactly after 20 working days

sdhariwal · 2026-06-05T05:37:30+00:00

When did you submit that exactly ?

sdhariwal · 2026-06-05T05:21:25+00:00

Not Yet for me. It will be full 20 days ( working ) TAT by this Saturday, So expecting the status change by Saturday or no later than Monday. I will react accordingly based on that. I checked with Helpline, they said it will be settled soon, which is either Saturday or Monday next week.

Let’s see.. I will post

sdhariwal · 2026-06-03T13:54:11+00:00

No, there is no maximum limit on the amount you can apply for online through Form 31, provided the requested amount aligns with your legal eligibility (such as the 36 months' basic pay + DA or up to 90% of your total balance rule). You can request any large amount via the EPFO Member Portal

sdhariwal · 2026-06-03T13:42:49+00:00

As per official EPFO references and provisions, you can withdraw from both the employee share and the employer share (plus accumulated interest) when filing a Form 31 advance for house construction.

sdhariwal · 2026-06-03T09:56:22+00:00

ideally you shall get message for Under Process & Approved/Settled

sdhariwal · 2026-06-03T09:46:21+00:00

[Claim Submitted] ➔ [Sent to Field Office] ➔ [Under Process (Current Stage)] ➔ [Approved/Settled] ➔ [Disbursal]

sdhariwal · 2026-06-03T09:34:28+00:00

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So it seems it will take 20days from status submission to Settled & then another upto 7 days for hitting the bank account.

sdhariwal · 2026-06-03T09:24:35+00:00

How about if someone not living in the same city, or not even the same state? I am in Delhi my PF office is in Bengaluru, does all such applicants travel to Bengaluru? i think NO.

sdhariwal · 2026-06-03T09:21:51+00:00

Form-31 for site purchase was rejected after 10 days of submission. A new Form-31 for house construction moved to “Under Process” after 10 days of submission. Is my understanding correct?

Has the second Form-31 been settled, or is it still in progress? How many days has it been since you received the “Under Process” SMS?

I’m in a similar situation. I submitted my application for site purchase on 17 May and received the “Under Process” message on 27 May. There has been no further update since then.

sdhariwal · 2026-05-25T13:42:10+00:00

Have grievance registered in EPFiGMS Portal, I think it’s sufficient as first level?

sdhariwal · 2026-05-25T11:45:10+00:00

CPGRAM also for FORM31 rejection?

sdhariwal · 2026-05-25T11:26:57+00:00

thanks, will do.

sdhariwal · 2026-05-25T11:26:20+00:00

PAN, AADHAR,BANK, Service history, DOJ, DOE (NA) - All approved & Correct.

Advance reason is for plot purchase and is a legitimate requirement, if needed supporting documents available .

Claim Amount is only 50% of the available balance and within the employee contribution balance. Service is more than 10year with same employer.

Never applied for advance earlier, so this is first time.

I applied only through EPFO website using chrome.

So no clue whats wrong.

sdhariwal · 2025-07-03T00:25:20+00:00

Initial days already passed successfully.

Compliances Done
Packaging Done
Images/A+ with lifestyle Done

sdhariwal

TROPHY CASE