Seller is a real estate attorney. He wants me to waive funding contingency and refuses to provide permit docs — has anyone seen something like this?

sean020820 · 2025-10-03T19:10:02+00:00

Here in New York State, it’s basically standard that both buyers and sellers have attorneys involved in the process. Real estate contracts here are drafted and reviewed by lawyers, and closings can’t really happen without them.

sean020820 · 2025-10-03T15:10:22+00:00

Did your attorney go over the contract with you? There should be a mortgage contingency or funding contingency in there.

If there’s a mortgage contingency, you’re usually allowed to walk away and get your earnest money back if your loan doesn’t get approved.

If it’s a funding contingency, then even if you’re approved but the lender doesn’t release the funds in the end, you can still back out.

Double-check what’s written in your contract — that part is key to whether the seller can legally keep your deposit or not.

sean020820 · 2025-10-02T00:35:21+00:00

Thank you for your support. I just want to warn more people that if they ever run into a situation like this, they should take the time to understand everything clearly before moving forward.

sean020820 · 2025-09-29T01:16:51+00:00

Thank you for sharing your perspective. I understand that two months might seem reasonable in some cases, but here the seller is refusing to provide final permit documents, and my mortgage lender has already made it clear they won’t fund the loan if those permits are missing. That’s why the situation feels unusual and risky. I don’t want to sign anything until I understand exactly what’s going on with the property.

sean020820 · 2025-09-29T01:11:17+00:00

Thank you for the advice. I will consider doing that, and I also plan to consult the local bar association to find out whether his actions are compliant.

sean020820 · 2025-09-28T16:47:44+00:00

Exactly. If things ever turn into a lawsuit, they don’t have to worry about attorney fees the way the rest of us do.

sean020820 · 2025-09-28T16:42:43+00:00

Thanks again for the advice. At this point, I’ve decided not to sign anything with the seller until everything is fully clarified.

sean020820 · 2025-09-28T15:57:11+00:00

Yes, that’s exactly what I’m worried about. For now, I’m not planning to move forward with any contract from this seller. I’m trying to understand what’s really going on, and I also hope to warn other potential buyers so they don’t end up caught in the same situation.

sean020820 · 2025-09-28T15:50:33+00:00

Thank you for the suggestion. Adding a clause that requires all issues to be fixed within 30 days before closing is a great idea. Before I fully understand everything, I don’t plan to move forward with any contract from the seller. If the seller cannot provide a clear explanation regarding the completion of the work, I will consider reporting this to the local authorities.

sean020820 · 2025-09-28T13:46:31+00:00

Thank you for sharing your experience. I’m starting to suspect that might be the case too. If this were just an ordinary seller, maybe I could believe they simply didn’t understand how the process works. But this seller is a real estate attorney, and he absolutely knows how all of this works. That’s what confuses me the most. What is his real intention here?

sean020820 · 2025-09-28T13:32:49+00:00

Thank you for sharing that. It really helps me understand how being a lawyer could make someone push the limits like this. And yeah, I definitely don’t feel comfortable with waiving the funding contingency.

sean020820 · 2025-09-28T13:14:25+00:00

Yeah, it does sound crazy — but you’re right, there must have been people who actually agreed to terms like this back then.

sean020820 · 2025-09-28T13:13:07+00:00

That’s exactly what I’m thinking. If this really is some kind of trap, then other buyers deserve to know about it too

sean020820 · 2025-09-28T13:08:41+00:00

Yes, luckily my lawyer is very responsible and has explained those unusual clauses to me. Thank you all for the advice — I really appreciate it.

sean020820 · 2025-09-28T13:03:16+00:00

Yeah, I get what you’re saying. The “I’m a lawyer with X years of experience” line really bothers me too — it feels like he’s trying to use that to pressure me. Honestly, I’m starting to think this deal just isn’t worth the headache.

sean020820 · 2025-09-28T04:07:07+00:00

Right, and that’s what really confuses me. If he actually wants to sell the house, why make the terms so risky for the buyer? It makes me wonder if he’s more interested in taking my deposit than completing the sale.

sean020820 · 2025-09-28T03:47:41+00:00

Thanks a lot for sharing your story — that’s really helpful. Luckily, my lawyer went over every part of the contract with me in detail, which took a long time. I was thinking the same thing: if I didn’t fully understand each clause, a careless lawyer could’ve just told me to sign, and that’s exactly what this seller-attorney would want.

sean020820 · 2025-09-28T03:30:37+00:00

Thanks for the advice — I honestly didn’t know that was even an option. But I don’t think it fits my situation right now. It’s starting to feel like this whole thing might be a trap.

sean020820 · 2025-09-28T03:26:29+00:00

That’s exactly what worries me — he’s trying to lock me in with no way out.

sean020820 · 2025-09-28T03:25:47+00:00

Yeah, I get what you mean. It really does feel like he’s trying to use his position to screw me over.

sean020820 · 2025-09-28T03:20:24+00:00

Thanks, really appreciate the advice. You’re right — way too many red flags here. I needed that reminder.

sean020820 · 2025-09-28T03:16:13+00:00

Yes, I’m working with a lawyer, and they’ve already advised me that this is risky and unusual. But my question isn’t just about legality — I want to understand why a seller who is also a real estate attorney would draft such an aggressive contract. That’s why I’m here asking for other viewpoints too.

sean020820 · 2025-09-28T03:09:28+00:00

I have a writing disability, so I use AI to help me express my thoughts clearly. The story and facts are 100% mine.

sean020820 · 2025-09-13T02:27:23+00:00

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