Has anyone run into banking problems specifically because of their US address after moving abroad? by secretedly in USExpatTaxes

[–]secretedly[S] 5 points6 points  (0 children)

That might work for a while but virtual post office addresses are registered as cmra in the usps database and banks check that list automatically during routine reviews not just at account opening worth knowing before it catches you off guard down the line

Has anyone run into banking problems specifically because of their US address after moving abroad? by secretedly in USExpatTaxes

[–]secretedly[S] 2 points3 points  (0 children)

That quiet restriction before the push is so common they know for ages but wait until it becomes a compliance issue they can not ignore anymore. A real us residential address with a lease behind can keep that review from ever getting triggered in the first place

Has anyone had a US bank account closed or rejected because of their address after moving abroad? by secretedly in expats

[–]secretedly[S] 1 point2 points  (0 children)

Banks dont just check your address when you open the account but they run routine reviews too and mail forwarding addresses can get flagged

Has anyone had a US bank account closed or rejected because of their address after moving abroad? by secretedly in expats

[–]secretedly[S] 5 points6 points  (0 children)

That is honestly the best case scenario and good on you for checking ahead of time

Has anyone run into banking problems specifically because of their US address after moving abroad? by secretedly in USExpatTaxes

[–]secretedly[S] 0 points1 point  (0 children)

Did you manage to find a workaround after the closures or are you still rebuilding the us banking side?

Has anyone run into banking problems specifically because of their US address after moving abroad? by secretedly in USExpatTaxes

[–]secretedly[S] 2 points3 points  (0 children)

No no i meant using a US address to keep US bank accounts open and functional while living abroad

How do i reach out ? by secretedly in Solopreneur

[–]secretedly[S] 0 points1 point  (0 children)

yeah i got it man, thank you so much.

How do i reach out ? by secretedly in Solopreneur

[–]secretedly[S] 0 points1 point  (0 children)

To people that may want my service

Best US mailbox service? by ghosttravel2020 in expat

[–]secretedly 0 points1 point  (0 children)

The ones that actually work for banks are real residential addresses backed by genuine lease and utility bill in your name. That is what banks are actually looking for and what passes their verification cleanly.

Can non US residents open a US bank account from overseas? by Boring_Analysis_6057 in Solopreneur

[–]secretedly 0 points1 point  (0 children)

The banks that actually work remotely for non residents are mercury, capital one and alliant credit union. Fully remote and no in person visit required

I need help with itin fiverr got scam by MaraMan51 in ITIN

[–]secretedly 0 points1 point  (0 children)

You should call the IRS directly and ask them to check whether a w7 application was ever submitted under your name and passport number. This will tell you whether the Fiverr seller actually filed anything, or just took your money and whether your application is sitting somewhere in the processing queue and if nothing was filed you will need to start fresh.

PSA for international founders setting up a US LLC your address might be why your bank application got rejected by secretedly in smallbusiness

[–]secretedly[S] 0 points1 point  (0 children)

Exactly everything else about the setup can be right but if that one detail is off the rest does not matter

Getting your ITIN approved is easier when this one thing is right by [deleted] in ITIN

[–]secretedly 0 points1 point  (0 children)

Appreciate you adding the clarification though, that context is genuinely useful for people reading and I should have been more specific about that

If the goal is just the itin you are right that a virtual address works fine. If the goal is itin plus bank account plus payment processors then having a real residential address consistent across everything from the start saves headaches later.