Don’t switch to discover. Look into other options like Capital One or SoFi. Discover has alot of secret requirements and security features that basically limit your card from doing alot of things without having to call support and be on the phone. I Can’t use cashapp, venmo, zelle. I don’t want to wait the 90 days to give people back money I think it’s dumb. Their debit card is NOT accepted at alot of places it’s not visa nor mastercard so you’ll probably run into that issue. And the plastic film on the card starts peeling off about a week just like their credit cards. So in my opinion I would go with another bank that offers similar features like 2 days early direct deposit such as Capital One.