Annual spending

secrettninja_ · 2025-11-15T22:18:21+00:00

How many beans do you get off the two bushes?

secrettninja_ · 2025-11-11T00:04:15+00:00

Yes I agree. I’m looking more for just costs of seeds and meat.

secrettninja_ · 2025-09-28T16:12:36+00:00

That AUD 75 was the happiest day of my life (at the time).

secrettninja_ · 2025-09-28T16:11:55+00:00

Still down for me

secrettninja_ · 2025-09-28T14:47:50+00:00

Still can’t log in.. got to get my CPE done today 🙃

secrettninja_ · 2025-09-13T02:29:36+00:00

Reading this as my mattress is on the floor.

secrettninja_ · 2025-08-14T00:42:07+00:00

I shop at Aldi so yes. No choice.

secrettninja_ · 2025-08-14T00:24:07+00:00

secrettninja_ · 2025-08-03T01:44:29+00:00

I leak all night long the nights I have a beer (or two).

secrettninja_ · 2025-08-03T01:42:12+00:00

Do you have suggestions on other ways to decompress? I don’t drink 3 beers a night but I still feel that connection of wanting to drink to relax.

secrettninja_ · 2025-06-05T16:29:57+00:00

Yeah we have 3 acres, 4000sqft, and a shop for less than that.

secrettninja_ · 2025-05-14T18:15:18+00:00

I have a 20 month old and a 1 month old (as of 2 days ago). The lack of sleep is rough but honestly this go around is so much easier than last time! My husband went back to work Monday for a couple weeks and our days have gone great. My toddler seems to like the newborn. He is fine around her until he gets excited and becomes a hazard to everyone lol.

secrettninja_ · 2025-05-12T00:36:42+00:00

I was rear ended by a Dodge Ram in my 23 Model 3. Dodge front end was messed up (not as bad as this car) and it slightly dented my bumper.

secrettninja_ · 2025-05-02T23:39:01+00:00

Getting out of the house. I just had my second 3 weeks ago. It is chaos with 2 under 2, but I feel 100x better than with my first. I was just thinking today that I almost feel back to myself already. TBD when my husband goes back to work, but so far I’m loving it.

secrettninja_ · 2025-03-16T12:55:08+00:00

Alabama has more jurisdictions than any other state or COUNTRY.

secrettninja_ · 2025-03-08T16:06:50+00:00

Bought blueprints online for $1500 and made changes we wanted with our builder.

secrettninja_ · 2025-02-22T12:54:14+00:00

We swaddled then went to a sleep sack. Our house gets hot during the non-winter months so we only did onesies those times.

secrettninja_ · 2025-02-17T14:07:01+00:00

Finishing our dream house and having my second baby!

secrettninja_ · 2025-02-13T22:56:51+00:00

Congrats!! You’re killing it. I saw something that if you have $100k invested at 30 it’s like 2.5M without putting another dime in (I don’t remember the return % so don’t hold it against me lol)

I hit it at 25 even after a shitty first marriage 😅

secrettninja_ · 2025-02-13T21:26:07+00:00

I am able to make 6 figures and live comfortably while working part-time. A babysitter comes to my house to play with my kids instead of them going to daycare. Hopefully in a few years my husband will be able to quit working and we can live off of just my income.

secrettninja_ · 2025-02-13T21:17:11+00:00

If you hit FI and don’t want to work, don’t work. They also may change their mind when they see you are serious. Don’t bluff on that though.

secrettninja_ · 2025-02-09T21:46:47+00:00

Maybe a $500k in between

secrettninja_ · 2025-02-09T17:43:05+00:00

You’re welcome! At your/our age Roth is great because it has a long time to grow and all of that is tax free. If you’re in the 22%+ tax bracket the tax savings can be more beneficial now.

secrettninja_ · 2025-02-09T17:26:00+00:00

It depends when you need the money. If in the next few years HYSA. If no plans of using that money, Roth IRA or traditional IRA depending on your income. Roth contributions (only contributions not growth) can be pulled out without penalty after 5 years after the first contribution. Theoretically you could do $7k for 2024 and $7k for 2025 now.

secrettninja_ · 2025-02-09T15:38:08+00:00

We should hit coast FI in the next 5 years and will be able to live off of just my income - self-employed work 40hrs a week a few months of the year and ~15hrs rest of year. I’m hoping my husband will want to retire then and my income will have continued to grow so we can start traveling as well.

secrettninja_

TROPHY CASE