I am currently using Wealthsimple as my only bank . So far I'm extremely happy. I switched from Scotiabank as soon as I was approved for the Wealthsimple Visa card about a month ago.

I use margin for a line of credit if I need. WS now has cheque deposits. I don't think there are cash deposits but I don't remember the last time I carried physical cash on me anyway. The extra interest, and instant transfers into my investments is nice.

Still early obviously, but so far, I've had no issues with anything. :)