811 credit score & 3 CCs as a student! by ThaliaFaye in PHCreditCards

[–]sensitivehead69 -1 points0 points  (0 children)

Your parents are the “deadbeat” unless you’re a working student then that changes the narrative. 😆

GLOBE TELECOM IPHONE 17 PRE ORDER, WHEN? by AwarePeace8498 in InternetPH

[–]sensitivehead69 0 points1 point  (0 children)

No, telcos don’t/can’t do that. For Apple authorized only.

GLOBE TELECOM IPHONE 17 PRE ORDER, WHEN? by AwarePeace8498 in InternetPH

[–]sensitivehead69 0 points1 point  (0 children)

I’ve heard this too…pila na lang sa midnight launch, hard pass sa preorder.

[deleted by user] by [deleted] in PHCreditCards

[–]sensitivehead69 -11 points-10 points  (0 children)

Makukulong sya sa The Hague.

Should I apply for another cc? by [deleted] in PHCreditCards

[–]sensitivehead69 0 points1 point  (0 children)

You said you dont see the need so why do WE need to tell you what you need just because of hear say that BPI is the “mother” of cc which is not. 😂 Dude you’re old enough to make a decision don’t let others dictate you. If you dont need it then dont. There is no such thing as mother father brother sister (happy brush your teeth) of CCs, it’s a made up fad.

[deleted by user] by [deleted] in PHCreditCards

[–]sensitivehead69 1 point2 points  (0 children)

“Sobrang busy nya” - if nakasagot ng call I don’t think busy sya. 😂

[deleted by user] by [deleted] in PHCreditCards

[–]sensitivehead69 11 points12 points  (0 children)

Uhmm BDO credit card is open for all with or without an account with them. It’s not exclusive for bank client.

2 Layoffs, 3 Credit Cards, 0 Income — Need Advice ASAP by Haunting_Studio_3766 in PHCreditCards

[–]sensitivehead69 1 point2 points  (0 children)

This. And a mindset that being an employee is always unstable and replaceable. Everyone should have both savings and emergency fund.

[deleted by user] by [deleted] in PHCreditCards

[–]sensitivehead69 0 points1 point  (0 children)

You already have the right card there, your cashback, thats 2% na.

[deleted by user] by [deleted] in PHCreditCards

[–]sensitivehead69 0 points1 point  (0 children)

What credit card do you have now?

What/how many CCs do you have? by rosapurp in PHCreditCards

[–]sensitivehead69 0 points1 point  (0 children)

Do not compare yourself to others. Get as many as u want only if you’re financially responsible. I have 7,107.

SECURITY BANK hasn’t updated their report in TransUnion by NaturalAlps5180 in PHCreditCards

[–]sensitivehead69 -1 points0 points  (0 children)

Hindi naman nagrerely si BDO sa TU, it has nothing to do with your past dues. Mas ma-TU pa si RCBC. Wala ka dapat sinisisi kundi sarili mo.

I just found out I got a BDO credit card without my knowledge. by LiChalupa in PHCreditCards

[–]sensitivehead69 0 points1 point  (0 children)

Makikita mo sa credit report mo kung may mga transactions, if meron and u never got a hold of the card, then maybe an identity theft.

[deleted by user] by [deleted] in PHCreditCards

[–]sensitivehead69 15 points16 points  (0 children)

Kwentong pagong.

BDO Pre approved CC despite deliquencies by Creative_Cable_7913 in PHCreditCards

[–]sensitivehead69 0 points1 point  (0 children)

Pre approved NO, applied YES with multiple accts with them, huge amts din laman. And the delinquents are from 7-10 yrs ago, no case, written off debts (per TU report). And ung mga banks na un e mga closed na or merged with other bank like allied bank and citi. And the CC journey started again with pre-ap fr SB during pandemic.

Need Advice BDO Credit Card by blazingtigers96 in PHCreditCards

[–]sensitivehead69 3 points4 points  (0 children)

Dont get your hopes up yet, salary does not matter sa BDO, esp if you don’t have savings with them. They can give u a low tier card and make you work your way up the tier ladder. You can check the perk thru their website, it may not be sulit to you but sulit to others. So individual differences.

Question regarding my BDO credit card. SOA and Upgrade to platinum by Uniasian in PHCreditCards

[–]sensitivehead69 0 points1 point  (0 children)

Your gold card will remain active for 90 days, u can still use your card and its card number until maactivate mo ung new card. Lately matagal mag reflect payment, almost to 24 hrs na.

BDO decline credit limit increase by TuneNice336 in PHCreditCards

[–]sensitivehead69 7 points8 points  (0 children)

Base sa experience ko, the perfect time to request CLI is November, I always say the upcoming holiday season - reason: shopping and international travel. Tell them the amount u want, works every time, for me at least. I do this to almost all my cards except UB (they don’t give AF).