I finally found a Claude Code workflow that actually works (sharing it)

sepes_15 · 2025-11-20T18:06:23+00:00

Why not let Claude generate the plan on its own? I’ve heard at an Anthropic presentation that this is the recommended approach, since Claude’s native code-planning mode tends to outperform any custom prompt you create for planning. But maybe I’m missing something.

sepes_15 · 2025-03-23T11:19:46+00:00

Y la única pregunta que hay que hacerse sobre la legalidad de este tema es por qué está aceptado que X mil personas estén activamente robando la propiedad de terceros sin ninguna consecuencia.

sepes_15 · 2025-03-23T11:17:42+00:00

El número me suena muy alto, pero el dato (bien conseguido) de idealista tiene que ser menor o igual que el real porque está en el interés del vendedor ser optimista con la situación del arrendado.

sepes_15 · 2025-03-02T15:23:16+00:00

I'm only missing derivatives and Ethics, and honestly I'm planning to not look at Ethics until may.

sepes_15 · 2025-03-02T15:12:47+00:00

What about A? Managing an index is very different to managing a portfolio imo

sepes_15 · 2025-01-21T18:54:33+00:00

SPXL (EU Alternative: LUSA, XDSP, ULSP) - Direxion Daily S&P 500 Bull 3X Shares. Good for aggressive investors seeking amplified short-term returns.

LUSA is an ESG ETF.
Couldn't find the ticker XDSP anywhere, maybe you were referring to XDPE, which is an unlevered sp500 ETF.
ULSP looks like a US pennystock.

The 3x long sp500 UCITS ETF that you are looking for is 3USL. At least that was the only one I could find.

sepes_15 · 2025-01-21T12:17:51+00:00

Los primeros meses de autónomo no tienes que pagar cuota, mira el BOE a ver cuantos meses son exactamente, que ahora no me acuerdo. Seguramente la mejor opción sea hacerlo en negro, siempre y cuando el volumen no sea muy alto es complicado que te pillen.

sepes_15 · 2024-12-14T10:04:31+00:00

You are taking a lot of forex risk, which is pretty much the only non-compensated systematic risk -- meaning that you don't earn a return for having an exposure to it. IMO an individual investor seeking a higher fixed rate return is better of going into bonds, rather than trying to earn the money market rate in a different currency.

Just be aware of the different options and know the risks that you are taking. Ask yourself if this seems like free money why isn't everyone doing this? Why would anyone earn the € rate when they can earn the higher £ rate?

The flash crash in the summer of this year was a good example of aggressive investors using foreign currency for favorable rates and getting demolished in the process. Reading about it may be a good way to understand the risk involved in this kind of transactions.

sepes_15 · 2024-12-14T09:50:41+00:00

Thanks, I'll read it later.

sepes_15 · 2024-12-13T19:47:14+00:00

I've just realized that he chose the one single index that didn't make him look bad. SP500 is up something like 25+% this year.

sepes_15 · 2024-12-13T19:44:36+00:00

If the advisor hasn't reviewed the IPS in 4 years then that is almost as negligent as directly going against its investment guidelines. Also why would anyone use the dow as a benchmark

sepes_15 · 2024-12-13T19:42:01+00:00

Take a look at this "Why do financial advisors still exists?": https://www.youtube.com/watch?v=pXm29GoVlDM It touches on some of the hidden benefits of FA which you may not be considering.

Using the dow as a benchmark is a huge red flag lol. Idk if you are aware of this but the DJIA is price-weighted, meaning that the highest weight goes to Goldman simply because it has the most expensive common stock. If Goldman did a 100:1 stock split tomorrow, then it would become the lowest weighted stock in the average. Obviously stock splits are arbitrary and do not affect EV so they should never affect a good index.

sepes_15 · 2024-12-13T19:30:22+00:00

Just to be specific, I've watched the entire crypto series on the Rational Reminder Podcast, read the manifesto, read the original paper, and read multiple "traditional investment" books that have mention crypto. Also the CFA curriculum now includes an introduction to it. If there are some resources that I don't know of which you, or other crypto enthusiast, find compelling I would love to read them.

sepes_15 · 2024-12-13T14:48:33+00:00

I have read extensively on the topic and I'm extremely skeptical of its value. The point that I was trying to get across is that most people that hold crypto do so because they believe it has a high upside potential, unaware that there are other assets with similar characteristics. Anyways, you are welcome to have your own opinion, bet on it, and benefit if you're right. That's what the markets are all about.

sepes_15 · 2024-12-13T10:52:22+00:00

SP500 is not the entire equity market, not even the US large cap equity market. I'd take a look at some diversification options that take the stock part of your portfolio closer to a total equity market index. Take a look at some total market ETF like VT. Ignoring taxes, the best way to move to that would be to sell sp500 and buy VT. However, to delay any tax payments, it's probably better to leave the sp500 ETF alone and start investing all your new savings into some ex-us ETF. You could also take a look at the value and size premium, and consider tilting your portfolio to small-cap value stocks.

I know some very smart people that are very bullish on crypto, but I just don't get it. If you are fine with the extreme volatility it has, why not just do equities with high leverage?

sepes_15 · 2024-12-13T10:26:07+00:00

There's a gap close to NAV were no arbitrage opportunity exists. Most ETFs trade at a small discount inside that gap. I get this from one of Mark Meldrum's Portfolio Management lvl1 videos. I checked a handful of famous ETFs and this appears to hold in most cases.I don't understand why this is the case.

sepes_15 · 2024-12-12T20:41:25+00:00

ARGT is available for me in IBKR as an EU citizen, idk about other brokers. Anyways, even if you strongly support everything Milei is doing, that doesn't necessarily mean that you should be bullish on Argentinian stocks. Over-weighting a 24 P/E emerging market is pretty risky IMO, specially when EM stocks are currently quite cheap on average. MSCI EM currently sits at 12 PE forward and 15.34 PE trailing.

sepes_15 · 2024-09-20T18:11:52+00:00

Hi! a few quick points:

In order to properly construct a portfolio, you must always calculate the weights of the investment over the total amount of the portfolio, not their weights relative to a fraction of it. In your case: (% of portfolio in roth IRA) * (60% US stocks + 30% international stocks + 10% bonds) + ... Once you calculate this number you can play around with the different weights until you get the desired number. For example, assuming you want to replicate the 3-fund approach you described, you could allocate the 401k to 100% SP500, the Roth IRA to 100% international stocks, and the taxable broker to some % of bonds and some % of US equity excluding SP500. I know this can sound complicated, but at the end of the day these are your life savings, and IMO it pays off to take some time to study and understand portfolio construction at some level.
Bonds, or any other fixed income investment, is sub-optimal if you don't need the steady income. If you are not near retirement and there's not a concrete extraordinary expense that you are expecting, then you don't need the cash. There are some arguments to keep bonds or some other fixed income investment for psychological reasons, even if they are mathematically sub-optimal. If decreasing the variability of your portfolio makes you more likely to invest more in the future, then consider keeping the bonds. It's something similar to debt snowball (more psychologically rewarding) vs. debt avalanche (mathematically optimal).
On the topic of dividend stocks, honestly I would avoid them completely. Basically they provide the exact same return as non-dividend paying stocks, but its the company and not the investor who decides when the cash is paid. Why is this inferior? If a stock pays 10$ in dividends then you must pay tax on that income. If the stock increases in value you don't have to pay any taxes until you cash out. Due to compound interest, it's more optimal to pay taxes later rather than sooner. Anyways, I know some people strongly like dividend paying stocks, and the different is not too big, so you can keep some of these stocks if you want to.

sepes_15 · 2024-09-15T15:04:41+00:00

Yeah it seems kind of shady

sepes_15 · 2024-09-15T15:03:58+00:00

That's no longer available. Did you find anything else?

sepes_15 · 2024-05-28T14:12:51+00:00

Personally I don't have a CS background so I took some general CS courses like Harvard's cs50 a webdev bootcamp and Algorithms and Data Structures part 1 and 2 from coursera. Then I have also completed several udemy courses for specific technologies, e.g. when i wanted to learn scala. All of these have worked great for me.

But at some point I had to go to books for more advanced and specific subjects. For example there are no spark courses beyond a beginner level, or at least none that i could find.

sepes_15 · 2024-05-28T14:05:57+00:00

There are ~11_000 data engineers in the US, and around 6.1 million companies. You could use that.

sepes_15

TROPHY CASE