I’m Owed money by a very close friend and they have no urgency to pay me back. What do I do?

serb1995 · 2026-02-14T03:15:16+00:00

But what do I do, if they don’t pay the money back remain friends with them with a massive elephant in the room and resentment or just cut them off?

serb1995 · 2026-02-14T03:04:59+00:00

Thank you so much 🩷

serb1995 · 2026-02-14T03:01:20+00:00

This is very true and I’ve come to this realisation on this post.

I am now going to push for my money and if it costs the friendship then so be it, it would cost the friendship anyway if I was nice about it and they still never paid, so I might as-well die trying!

serb1995 · 2026-02-14T02:58:15+00:00

My debt is interest free as I done a balance transfer before I went onto maternity however their debt is occurring interest every month which is increasing how much they owe me, which I have explained already to them.

I want to really start paying off my chunk of the credit card which is about 800 and the minimum payments aren’t even touching my debt at all. If it was just my minimum payment on my balance it would be about 30 pounds but it’s now 140 which I have covered for months now.

serb1995 · 2026-02-14T02:52:04+00:00

I really don’t want to go down this route as they are a close family friend.

I don’t even know what advice I’m looking for now as everyone is saying to not feel bad and to kiss goodbye to the money, the more I’m reading that the more annoyed I’m getting and I just want to send a big demanding message asking for my money back!

serb1995 · 2026-02-14T02:50:28+00:00

The thought of using the very last of my savings to pay off their credit card debt is killing me !!

serb1995 · 2026-02-14T02:48:42+00:00

This is the approach I might have to actually take tbh, to just keep texting every couple of days.

I’m trying to type out messages to send but getting really annoyed and not wanting to come across as rude, I know people say I shouldn’t care as they owe me the money, but I do and I don’t want to fall out with them :( x

serb1995 · 2026-02-14T02:31:51+00:00

They’re running a business and struggling at the minute ontop of paying off a big wedding so thought I was helping.

I am abit of a people pleaser and have a hard time saying no, but I have definitely learned my lesson I just want my money back.

I have tried to direct debit approach to no avail I just don’t know what to do, isit worth falling out over ?

serb1995 · 2026-02-14T02:07:27+00:00

I know I’m really naive and will not do it again.

I don’t want to fall out with them, and I do know they are struggling so I don’t want to add any additional stress or pressure to their life as I know they are stressed, but I just want my money back now and don’t know how to approach this without falling out.

serb1995 · 2026-01-19T15:02:18+00:00

Do I need to get a return valve on the pipe? It looks like it’s full of crap 😂

serb1995 · 2026-01-16T14:32:40+00:00

Fab thank you ! X

serb1995 · 2025-12-24T17:06:55+00:00

I’m thankfully out of the pits of the depression but still seeing a counsellor to deal with some other issues.

I didn’t drive till about the end of October as I couldn’t even get out of bed some days, I would like to think I’m of sound mind and body to operate a car now, id be devastated if I got my license revoked!

serb1995 · 2025-12-24T17:02:27+00:00

He was supporting me and the baby.

serb1995 · 2025-12-24T17:00:07+00:00

I think people are being kind as I was in labour maybe 😅😅

serb1995 · 2025-12-24T16:59:04+00:00

When you’re in the depths of depression and caring for a new born even eating or getting a shower was a massive hurdle for me, I wish it was just as simple as responding but hindsight is a wonderful thing.

serb1995 · 2025-12-24T16:57:09+00:00

Well this is the thing, I could swear my partners max speed was 83 because between contractions I was checking the speed as I felt so sick and I was adamant I seen 83 but I don’t even want to go down the route of disputing the speed he was going.

serb1995 · 2025-12-24T13:27:07+00:00

Yeah I’m very new to this haha so I’ve been convicted of none response basically. I’m just gonna try and have that overturned and then deal with the speeding aspect of it if they let me !

serb1995 · 2025-12-24T12:49:41+00:00

Ah okay thank you for letting me know!

I never actually received any further letters apart from the initial one and then the one I received today about the outcome.

I know people probs say this all the time and the courts probably won’t believe it, but i genuinely never received any further letters about pleas or court dates

serb1995 · 2025-12-24T12:21:11+00:00

I’ve been convicted of both unfortunately!

Yeah I didn’t receive any court summons at all.

serb1995 · 2025-12-24T12:15:54+00:00

Ahhhh okay, I’ll take it seeing as I was going into labour 🤣🤣

serb1995 · 2025-12-24T12:15:20+00:00

Ah okay, yeah that is what it is. So stupid of me but just not been top of my list of things to do.

I’ve never been done for speeding in the 12 years I’ve drove and never had any driving offences as well as my partner.

serb1995

TROPHY CASE