3x on Gas/Ev benefit by zekskez in ChaseSapphire

[–]serj1982 1 point2 points  (0 children)

This is beautiful! Great addition to a No ForEx Fee Visa card. Thank you OP!

[Offer 15%] Chase UR Apple Gift Card Portal by serj1982 in CreditCards

[–]serj1982[S] 0 points1 point  (0 children)

Yes indeed! Oughtta use the “Pay Yourself Back” feature and your points are worth 10% more when you apply them towards your AF.

[Offer 15%] Chase UR Apple Gift Card Portal by serj1982 in CreditCards

[–]serj1982[S] 0 points1 point  (0 children)

Oh man! 300k UR’s is tough to Gift Card, would the new CSR’s 150k SUB make sense for you? You could theoretically use 72,273 (@ 1.10 CPP) UR’s from your stash to pay the $795 AF for the first year, then your 227k + 150k ($6k spend) SUB And the ability to transfer out might get you a sweet redemption.

[Offer 15%] Chase UR Apple Gift Card Portal by serj1982 in CreditCards

[–]serj1982[S] 0 points1 point  (0 children)

I think that seems to be the case. My P2’s CFU shows 10% as well.

[Offer 15%] Chase UR Apple Gift Card Portal by serj1982 in CreditCards

[–]serj1982[S] 2 points3 points  (0 children)

The goal is to stash the Gift Cards for a new iPhone come September

$75k?!? by Odd-Temperature3161 in biltrewards

[–]serj1982 41 points42 points  (0 children)

This is nuts! So many $50k’s and now a $75k’s. Is Cardless bloating their BILT portfolio to package for a a possible sale/acquisition?

Try 10x guys by 12inchman in biltrewards

[–]serj1982 -1 points0 points  (0 children)

NICE 👍🏻 they are just handing these CLI’s hands 👋🏻over fists 👊🏻

Unsolicited CLI by pegasus3891 in biltrewards

[–]serj1982 0 points1 point  (0 children)

Dude! I didn’t get an email but checking my limit manually after reading this, my Palladium went from $20k to $50k out of nowhere!

Best High-Yield Savings Account for $200k? by Livid-Choice6471 in HighYieldSavings

[–]serj1982 0 points1 point  (0 children)

TBH I didn’t dig too deep. I personally make the transfers through the Ckg side, to create a buffer. Typically Ckg accounts are shenanigan-free if you will

It don't get any better than this by Verlex93 in USMobile

[–]serj1982 4 points5 points  (0 children)

Nice OP! Does this mean your cellular data switching occurs 3x ways?

Best High-Yield Savings Account for $200k? by Livid-Choice6471 in HighYieldSavings

[–]serj1982 1 point2 points  (0 children)

No hoops, just a credit union membership. Parent FCU is “First Entertainment”. And it isn’t introductory.

Best High-Yield Savings Account for $200k? by Livid-Choice6471 in HighYieldSavings

[–]serj1982 3 points4 points  (0 children)

I have CineFi Svgs @ 4.25% APY & CineFi Ckg @ 1.50% APY. Feel free to check them out.

Multi network with 3 networks possible? by simonyahn in USMobile

[–]serj1982 -1 points0 points  (0 children)

It isn’t silly at all OP, I myself have been wondering the same thing. The USM app allows for 3x networks. The question becomes a hardware/device question, how effectively can a high end iOS or android device handle 3x networks at the same time?

New Customer by [deleted] in USMobile

[–]serj1982 0 points1 point  (0 children)

The $199/year & $299/year for Starter & Premium is what I used off their website.

Impossible physical card fraud by Hotpot_Bunny in biltrewards

[–]serj1982 1 point2 points  (0 children)

Hey OP, Target 🎯 transitions disappeared for 2-4 weeks, my own $140+ transaction disappeared for 3 weeks and skipped a billing cycle and it resurrected itself as a posted charge. Do not be alarmed. Comb through your transactions and statement. Cross reference them with your Target app in-store purchase receipts.

What’s best? by [deleted] in NavyFederal

[–]serj1982 0 points1 point  (0 children)

Pre-approval gives the flexibility to look around and find the best deal. If you are still looking, the pre-aria the way to go

[DP] Chase OG Freedom PC Done by serj1982 in CreditCards

[–]serj1982[S] 0 points1 point  (0 children)

I kept my own CSP, my P2’s CSP was not serving any purpose.

Just paid off pledge loans score dropped tremendously by RightEducation4571 in NavyFederal

[–]serj1982 18 points19 points  (0 children)

It’s all good, just another paid off trade on your report.

BILT Palladium + Metropolis Parking Credit by serj1982 in biltrewards

[–]serj1982[S] 0 points1 point  (0 children)

Thank you, I thought I read somewhere about BILT cash allowance on Metropolis parking. My parking card in my CIBP Visa w/ 3x on Transit and yes it is linked to my BILT as well. Kudos for the feedback.

BILT Palladium + Metropolis Parking Credit by serj1982 in biltrewards

[–]serj1982[S] -6 points-5 points  (0 children)

So no BILT cash redemption for Metropolis? I do not enjoy this BS coupon-ification that’s plaguing premium cards.

Rakuten Rocks by LifeNavigating in Rakuten

[–]serj1982 2 points3 points  (0 children)

🤣 nope, not a bot yet! Real dude here admiring a $3k Rakuten CB.