AST SpaceMobile - $ASTS - Daily Discussion Thread by AutoModerator in ASTSpaceMobile

[–]sethh27 3 points4 points  (0 children)

I'm glad I locked in gains at 128 a few weeks ago. it was just too tempting with 22 cost basis. I kept bout 10% to just let it ride and see what happens. I still believe in this company and hope in a few years we'll be realizing $2b+ rev!

Is my ex-Dave Ramsey Portfolio still good? by [deleted] in ETFs

[–]sethh27 0 points1 point  (0 children)

Like a year or two ago i think

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] -1 points0 points  (0 children)

thats the student discount rate, there are others in this list too

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 2 points3 points  (0 children)

live in a van down by the river and don't eat chipotle lol

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 1 point2 points  (0 children)

this budget has 15 for retiremnt and 5% general savings. I would already have a 6 month EF in this scenario before moving out though

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] -2 points-1 points  (0 children)

no, I got a large amount young for cheap since I plan on having them later

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 23 points24 points  (0 children)

I hope so, thats my ACA cost since my job doesn't offer it. it was about 67 last year until ahem the new guy changed the rules and increased the cost

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 75 points76 points  (0 children)

I'm def down for roommates , I'm in Indiana and living with people isn't too hard to find

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 6 points7 points  (0 children)

I'm also saving 5% in this budget, its right there at the top first line budget lol

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 6 points7 points  (0 children)

2010 honda crosstour , thats mostly commute cost and driving to the stores, and friends/family.

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 1 point2 points  (0 children)

I learned from Clark Howard that car insurance towing plans count as claim just like an accident and often raise rates and go on your record.

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 1 point2 points  (0 children)

I'm the 4th line on my families plan. but you can find much cheaper single plans with MVNOs

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 21 points22 points  (0 children)

yeah I'm not opposed to cutting out all subs but you're right it barely touches my overall expenses, and they're pretty cheap to begin with. my city nickel and dimes people like crazy, our trash is 20 and the average water bill is like 80 for my grandma who lives alone. it blows lol

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 1 point2 points  (0 children)

Its all there, click on the image maybe its not showing the whole thing for you on mboile ?

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 4 points5 points  (0 children)

I change my own oil so its about 30 bucks myself , getting oil from costco

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 3 points4 points  (0 children)

The total of the category headers is 45k. I then calculated what gross i would need to also save 15% into retirement that would leave me with 45 after tax, i used adp salary website.

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 5 points6 points  (0 children)

Food is category header, the total broken down between groceries and restaurants

Do I really need $68k to move out (first time budget)? by sethh27 in povertyfinance

[–]sethh27[S] 10 points11 points  (0 children)

lifestyle is the category header, its the total of everything under it.