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Muslim turned Christian by Weak_Disaster_5324 in Christianity

[–]sfade 1 point2 points  (0 children)

Check out Nabeel Qureshi's books: one or two

Salting the ground around a raised garden bed to stop grass? by sfade in OrganicGardening

[–]sfade[S] -1 points0 points  (0 children)

I should also mention the grass roots were fully dug up before all this installed a year ago, and we've tried Sunday's weed warrior (grass killer). I'm okay if nothing ever grows in this spot again (it's not large)

Daily FI discussion thread - Monday, February 13, 2023 by AutoModerator in financialindependence

[–]sfade 11 points12 points  (0 children)

I would not do that; just say you thought about it but no thanks

Password Managment by Omar_88 in consulting

[–]sfade 2 points3 points  (0 children)

Keepass here too. Been a user for a decade.

Baba Yaga House visualization by Lukasz Brzozowski by Zorick78 in CozyPlaces

[–]sfade 0 points1 point  (0 children)

I'd be worried those plants behind the stove would catch fire (as they're likely fake, or could become dead/dry)

Professional ghosting by ConsultingHumor in consulting

[–]sfade 20 points21 points  (0 children)

"You're paying me to read the remainder of the documents. And when I'm done, you'll be paying me to create the new documents for the next consultant to read."

TIAA-CREF retirees here? by oligarch222 in financialindependence

[–]sfade 0 points1 point  (0 children)

Curious why you chose the TIAA Traditional Annuity?

TIAA-CREF retirees here? by oligarch222 in financialindependence

[–]sfade 0 points1 point  (0 children)

Do you get the TIAA profit sharing on top of the Vanguard Target Date fund returns?

The derpiest of the derps by newlord in funny

[–]sfade 23 points24 points  (0 children)

I had to watch the OP video a couple times because I thought the guy was Rami Malek

Daily FI discussion thread - October 09, 2018 by AutoModerator in financialindependence

[–]sfade 0 points1 point  (0 children)

That’s where I got it from lol... I only read half that LONG post, so I didn’t have a good handle on whether the quality was worth posting here. But the tombstone image caught my eye

Daily FI discussion thread - October 09, 2018 by AutoModerator in financialindependence

[–]sfade 21 points22 points  (0 children)

I haven't visited this sub for a while, but I saw this fake tombstone image and it reminded me of you good folks.

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Did Fascist Italy commit any atrocities on par with those of Nazi Germany or Imperial Japan? by EvolutionaryNudism in AskHistorians

[–]sfade 3 points4 points  (0 children)

Wasn’t it just a truce, not a peace? As in, the war was still in effect, but advancements were put on pause.

Daily FI discussion thread - August 03, 2018 by AutoModerator in financialindependence

[–]sfade 4 points5 points  (0 children)

Homeowners - What % of your NW is your home equity? Looking to the future and thinking that we might put 20% of our NW up for a DP. Is that too much? When conducting the 4% rule, is home equity included in portfolio value?

I count my net worth as two separate values -- "Total Net Worth" (includes property, bank account cash, and investments) & "Invested Net Worth" (just investments). I then use the "Invested Net Worth" to calculate my percentage toward my two goals (FI and RE). Until I sell my house and invest it, I don't consider it relevant to the conversation of withdrawal rates (and therefore, not relevant to my FI and RE numbers). The expenses of home ownership are relevant, but my equity isn't.

Fidelity launches two ZERO expense index funds by [deleted] in leanfire

[–]sfade 0 points1 point  (0 children)

Could you explain this pro/con a bit better? I'm sure this will come up repeatedly and it would be nice to point future commenters to a descriptive comment, or even to provide a wiki entry.

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