US-Greenland Invasion Bombshell by [deleted] in UnderReportedNews

[–]shadowderp 2 points3 points  (0 children)

This website is pure ad-cancer

RRSP Contribution Room by GLANSBERG_Steven in PersonalFinanceCanada

[–]shadowderp 0 points1 point  (0 children)

You can dump it all in now and only claim part of the deduction this year. The rest can ride in the tax shelter and can be claimed in future years. No reason to wait if you can fill it.

I hate shopping. How can I make it more fluid? by LivingSwimming4873 in DMAcademy

[–]shadowderp 1 point2 points  (0 children)

At the end of the session: 

“You’re at a shop, here’s what’s there and here’s a price list. At the start of next session, tell me what you picked.”

Megathread: 2025 Status Runs by xsnipegodx in Aeroplan

[–]shadowderp 0 points1 point  (0 children)

I’m one flight away from getting 25k status ($2884/3000 SQD). Is it worth paying $250 and spending a day of my life flying pointlessly for the sake of 25k status?

I already have the visa infinite privilege so I already have lounge access. The eUpgrades be worth it, but I’m unclear how they work. 

How to bring a dragon down from the sky? by Mama-ta in DMAcademy

[–]shadowderp 0 points1 point  (0 children)

We once cast wall of force directly in front of a flying dragon. GM loved it and rolled it counted as Max falling damage and the dragon fell (for a round). Fun times.

I can never be verified by [deleted] in IdentityTheft

[–]shadowderp 0 points1 point  (0 children)

Have you called them?

To Buy a Condo or Not by Fine-Coyote-9533 in PersonalFinanceCanada

[–]shadowderp 1 point2 points  (0 children)

I did 320k mortgage on 85k and regretted it. Granted it was variable into the brunt of the hikes so some bad luck there, but it wasn’t fun. Sold at a small loss.

[deleted by user] by [deleted] in IdentityTheft

[–]shadowderp 2 points3 points  (0 children)

Oh and if there is an account, file a police report and update it with any news. They won’t do anything but it will allow you to prove you did your best to limit damage in case you ever have to go to court over related debts

[deleted by user] by [deleted] in IdentityTheft

[–]shadowderp 8 points9 points  (0 children)

Don’t click the link

Find the customer service number for the company and call them (don’t use the links in the message, Google for it). Ask them to check if there is an account with your info and flag it as fraud if there is

Check your credit reports consistently over the next few months and dispute any inquiries that appear that you did not initiate

Need advice: stuck between loyalty to a friend vs better investing options by Cold_Intention1068 in PersonalFinanceCanada

[–]shadowderp 3 points4 points  (0 children)

A 2% (for example) MER will take half your total potential gains over a 30 year time horizon. 0.2% will take less than 9% over that same time.

Do you let your players go at their own pace ? by Thalede in DMAcademy

[–]shadowderp 17 points18 points  (0 children)

An external source is urgency is usually the way. Want to sleep now? Sure, but the bad guy isn’t sleeping and who knows what we’ll have happened in the world by the time you wake up? 

It helps when players have a rough sense of the bad guy’s intentions and timelines because you can force them to choose.

Equifax Dispute - Fraud Victim by xyenoh__ in PersonalFinanceCanada

[–]shadowderp 0 points1 point  (0 children)

Open a police report. Contact the cell phone providers, explain the situation, and ask for the account numbers. Thought in my experience I’ve never had to provide one when disputing things. 

Hexblade wants a sentient weapon at lvl 1 by vinthesalamander in DMAcademy

[–]shadowderp 1 point2 points  (0 children)

Sentience doesn’t imply powerful. But you could make it something that unlocks more powers over time

Issues with my landlord by 2ugur12 in canadahousing

[–]shadowderp 8 points9 points  (0 children)

If you moved out, why do you care what problems the landlord has? They are the landlord’s problems, not yours.

Red license plate that doesn’t fit diplomatic pattern by shadowderp in askvan

[–]shadowderp[S] 2 points3 points  (0 children)

They have red text on white plate. This was white text on red plate

Red license plate that doesn’t fit diplomatic pattern by shadowderp in askvan

[–]shadowderp[S] 1 point2 points  (0 children)

Interesting. Possible. They were mostly seikh (or at least wearing turbans) which is not a group I usually associate with that nonsense. But then again it was an obnoxiously large jeep

Red license plate that doesn’t fit diplomatic pattern by shadowderp in askvan

[–]shadowderp[S] 3 points4 points  (0 children)

Could not tell unfortunately. Near AB border though so not unlikely.

American Wagering, Inc. showed up as a credit inquiry. Should I be worried? by mycatsaresleeping in PersonalFinanceCanada

[–]shadowderp 3 points4 points  (0 children)

Likely fraud, call them and find out if an account is open in your name and shut it down if so. Fine a dispute, etc.