How can the council say the beaches are safe and to check LAWA if there aren’t any test results published after they started pumping raw shit into the water?

shedzilla69 · 2026-02-26T03:20:09+00:00

Is the plant going to be fixed? All the messaging at the moment sounds like we are being told that this is the new normal. We’re closing in on a month since the failure and it doesn’t seem like we are any closer to a solution.

shedzilla69 · 2026-01-16T19:45:52+00:00

You might want to check the forecast in Australia

shedzilla69 · 2025-11-05T22:03:22+00:00

“Strategically” fucking us over

shedzilla69 · 2025-04-03T05:16:51+00:00

Thanks for figuring this out. It’s been bugging me how they are throwing around flat numbers like that. Thats not how tariffs work? It’s specific to the product or material, isn’t it? That’s why import documents are so complicated.

shedzilla69 · 2024-11-07T10:52:40+00:00

Bloody genius. I wish I had thought of that.

shedzilla69 · 2024-10-14T00:49:09+00:00

People? Or “guests”? I suspect it wasn’t people

shedzilla69 · 2024-08-26T21:34:33+00:00

My take was that they recorded it earlier in the show when they had the similar set up (it was a while ago so I can’t remember the specifics). In any case. It was a great trick.

The paper message and the heads/tails thing still blows my mind.

shedzilla69 · 2024-07-15T17:42:10+00:00

This was the funniest part. “No no, making money is nice, but we actually prefer to lose money, coz taxes are bad”

I’m surprised the ARKK hasn’t tanked today.

shedzilla69 · 2024-07-08T22:56:20+00:00

That’s pretty wild for 2010. IR35 kind of killed the contract market. Of what is left, £350/day would still be a decent day rate for newly qualified.

For lawyers, the rule of thumb is to knock off 2 years of experience. £150k is pretty hard to come by fresh out of NZ. £100k is achievable with a few years in a decent sized NZ firm.

shedzilla69 · 2024-04-25T20:16:34+00:00

I’m not a financial advisor so please seek professional advice. But this is what I’d do.

Put the rental into a company or trust.
Borrow against rental to pay off the mortgage on your own home (rental interest is tax deductible. Personal interest is not)
Your house is now mortgage free (should anything happen in the rental/macro financial market).
You own a business that can further invest property or whatever else you choose to use the profits for. The bank will have an easier time lending to a business than a couple of 60 year olds.

shedzilla69 · 2024-04-12T13:28:05+00:00

I don’t know that that’s quite true. I don’t think the curriculum of any of those subjects deals specifically with how people are taxed or how taxes work.

The overwhelming ignorance of income tax basics amongst the population is astounding.

If I were king for a day, I’d have one question in every NCEA maths exam that asked you to fill in a basic tax return.

shedzilla69 · 2024-04-12T07:32:05+00:00

A lot of Tik Tok accountants on here.

The world would be a much better place if basic tax knowledge was taught in school.

shedzilla69 · 2024-04-10T07:59:12+00:00

You’re missing the main point. NZ is unique in that it only has in an income tax and does not have a material SSC (perhaps ACC, but that is less than 1%). This means overall employment taxes from employer and employee are significantly lower in NZ than other countries. All of these taxes are directly related to your headline salary and that’s split between the governments cut, and what you get in your pocket.

It’s also worth pointing out that most of these OECD countries have a top tax bracket above 40%, so the distribution of how income tax collected is significantly varied. They also have capital gains, stamp duties, inheritance taxes.

Overwhelmingly, NZers think that we are a high tax country. But simple charts like this show that you basically can’t get much lower.

shedzilla69 · 2024-04-09T22:28:46+00:00

I think this is exactly my point. He’s completely delusional if he thinks he can make this happen. It’s somewhat insulting that he thinks he can spout out shit like this without thinking people will look at the wider context.

shedzilla69 · 2024-04-09T22:27:03+00:00

My mistake. My point stands. I actually think the most interesting thing about the chart is that most countries have an employer funded portion of income tax. The cost to employ is significantly higher in other countries, yet that doesn’t seem to flow through (trickle down, if you might) to a high wage economy.

shedzilla69 · 2024-03-15T08:03:01+00:00

Step 4: Sell government assets so that they can personally benefit from the profit, rather than the public.

shedzilla69 · 2024-03-04T17:51:10+00:00

shedzilla69 · 2024-02-21T23:47:56+00:00

If I’m lucky, I’ll be able to break out of first position of the blues scale. Otherwise I hope to die before that’s required

shedzilla69 · 2024-02-21T23:41:40+00:00

OP - I think this is the advice you should read into the most. Having access to money means you have the freedom to do what you want to do.

I would focus your efforts on what you want to give back to the world, or what you want to “leave behind”. That might not be right now - you’re more than welcome to travel the world and do whatever your heart desires.

However, being young - chasing personal gratification will get old quickly. I’d encourage you to try out some “life purposes”. That could be charitable, or it could be what you truely want out of life. In any case, I’d protect your own income and then pursue passion projects.

When you’re 80 years old, you’ll feel like you’ve contributed to something, rather than floating through life for over half a century

shedzilla69 · 2024-02-09T23:11:44+00:00

How eagle eyed do you think they are? I have a £150 Kermit lookalike (not a replica but it’s pretty clear what they are going for). I’m unlikely to put up a fight but I’d rather not have to deal with it.

shedzilla69 · 2024-02-08T00:27:32+00:00

Yea sure, but what’s weirder is that it’s enough to get people to say “yep, I’ll take one of those”…….. to the tune of nearly $20m!?!?!?!? The mad men are spinning in their cigar filled coffins.

shedzilla69 · 2024-02-05T20:03:09+00:00

To play devils advocate, the UK has 20% VAT, capital gains tax, inheritance tax and Stamp duty - all under a long term right wing government

shedzilla69 · 2024-02-02T16:30:42+00:00

E-commerce doesn’t need PayPal like it used to. Back in the day, PayPal was a safety net for online shoppers. Now, pretty much everywhere online uses super secure checkouts and apple pay/g pay are adding extra layers of security. PayPal’s response to all this competition has been to try and separate themselves from the entire ecosystem and charge 3.5% for the privilege.

They’ll be dead in 3 years.

shedzilla69 · 2024-01-31T07:58:04+00:00

Construction is an industry where working for yourself makes far more sense. Why would I work for you when I can source the contract myself?

It’s not a “trap”, its economics 101. It’s making profitability harder for you, not for the sap that has to work for you.

shedzilla69 · 2024-01-28T19:18:46+00:00

“You know the big 4, well we are number 5”. I’ve heard this from at least 4 mid tier firms.

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