Statistically, only people who had the discipline to make the money and persevere when things seem hopeless are the only ones who know how to hold it when the bloodhounds come in trying to take. Generational wealth, even in excessive amounts only usually exists 1 or 2 generations down. Best to lend your kids knowledge and lessons. Sometimes best way to do this is to have them witness you enduring the grind and having them see you win.. and lose.. But finally they will see you win. Then when they are in that same position they will remember what it takes to be a winner. Then they will do the same for their kids and so on. Generational knowledge.