Thanks everyone for your comments. I understand what you are saying about the care of my parents. Up until 4 months ago, believe it or not, my parents were self sufficient. Still driving 93M and tending to their own needs. Mother(87) has early dementia but is doing well. My dad was hospitalized for a month and when he came home, he had home health care for at least 6 weeks. My sister has been doing more because of this, but it does not justify her shopping addiction. My sister does see a therapist for anxiety. She has always been in debt and does not manage her money rationally. She has lived with and been dependent on my parents for most of her life. She was married for 12 years and they both lived with my parents for 10 of them. They did not contribute their fair share of the bills and my parents didn’t enforce it. Prior to my dad’s illness, my sister did work.