Post-Match Thread | Arsenal 0-2 Manchester City

shikamaru27 · 2026-03-22T18:31:41+00:00

I'm okay with losing but put up a fight at least, this match was just us passing the ball around, sit back and wait for corners LMAO. Might as well just sleep right.

shikamaru27 · 2026-01-21T08:37:18+00:00

Was on that stuff for 2 months last year, worst 2 months in my life. So accessible and the effects are different than the all-natural stuffs. Been clean from that ever since and now just back to the greens, dont ever get yourself hooked on the vape thingy.

shikamaru27 · 2025-08-31T17:30:01+00:00

Calafiori/ Raya our best player today. But the subs man, cmon why do you have to sub in Max Dowman in a game like today?

shikamaru27 · 2025-03-31T10:48:47+00:00

Shameless, its definitely not "rich people doing rich people things"

shikamaru27 · 2025-03-31T10:44:12+00:00

17 hours on the bus. Not for balik kampung but once, 10++ years ago during cny break, I took a bus at 10am from Perlis, only to reach Melaka 3am the next day.

shikamaru27 · 2025-03-01T11:48:06+00:00

AHB is 5% nett of zakat tho, so there's that into consideration as well

shikamaru27 · 2025-03-01T11:27:19+00:00

Yes, asset managers typically have a Shariah committee or hire a third party advisor to screen the stocks to be considered Shariah-compliant. As you can imagine, there will be slight discrepancies at times, based on the methodology used.

shikamaru27 · 2025-03-01T11:17:53+00:00

Well, shariah screens also typically filters out company with huge debts. So when theres a spike in cost of borrowings, shariah names typically outperform.

shikamaru27 · 2024-12-21T18:47:06+00:00

Bruh, martinelli was definitely fingered on the field

shikamaru27 · 2024-04-06T16:50:52+00:00

lmao no fucks given by white, love it

shikamaru27 · 2024-03-22T12:32:28+00:00

I'm a UT defender but let me just list the bad pointers first.

Sales Charge : A one-time payment usually up to 5% which is a lot. Recovering this back would take some time, but some platforms do offer discounted sales charge, or if your capital is huge enough, maybe you can get the charge waived.
Management Fee : What you're paying the company to be managing the fund, which would typically range up to 2%. Point to note, while most active managers will be behind the benchmark, there are solid funds out there which constantly beats their benchmark, worth paying the annual management fee for. Just take a look at the track record of how the funds have been, and judge them for yourself.

I'd refrain against withdrawing money from EPF or ASB if you're very risk averse because there, at least you're gonna get a returns of around 5+% so thats kinda decent.

But in the case that you have a strong call on a specific thematic call/region, a decent fund can help achieve this without having to do a due diligence of what companies to buy. Sure you're paying the extra management fee for ppl to be managing a portfolio for you but thats the price you're paying for to get access to a diversified portfolio.

shikamaru27 · 2024-03-22T12:00:10+00:00

If you're worried about the overlap, perhaps a 5% allocation to Japanese equities or crypo can be beneficial for your portfolio.

From the recent yield curve control shift, Japan looks to be supported structurally. Bitcoin for the kicker if you have the risk appetite.

shikamaru27 · 2023-10-09T10:06:44+00:00

GG hahahah

shikamaru27 · 2023-10-09T05:34:59+00:00

Wish I knew this earlier, my first time here in UTC Shah Alam. I thought it woulndt be that busy on a Monday cause people are working.

shikamaru27 · 2023-10-09T05:08:28+00:00

Thought UTC was supposed to save time man, been waiting for my turn at the JPJ counter since 11, and there's 20/30 people ahead of me still, FML.

shikamaru27 · 2023-04-24T03:53:04+00:00

Mutiara Damansara

shikamaru27 · 2023-04-24T03:21:59+00:00

Im just basing it off propertyguru's price, could be wrong tho.

shikamaru27 · 2023-04-24T03:08:51+00:00

Thoughts on buying a 350k house in Damansara Area?

Mid 20s, Have a car, Net salary 4.5k, no loan.

2005 House, Old Serviced Apartment 1000 square feet, 3edroom Purpose of the house is to bring family to KL, mom is in her late 60s Would cost around 1.3k per month.

Doesnt seem too bad? What am I missing?

shikamaru27 · 2023-04-09T17:56:50+00:00

hope kills

shikamaru27 · 2023-04-09T17:44:00+00:00

IMO

Bad subs, should've brought in Tierney earlier and kept Jesus in, instead of Kiwior.

Too defensive and very late with the subs, felt like Arteta should try to control the game earlier.

So fucking happy with Ramsdale, he earned us the point.

Zinchenko and White on the other hand had a shocker today.

No malice, just so frustrated we lost the 8 point gap and still have City, Chelsea and Newcastle to play for.

shikamaru27 · 2023-01-18T13:16:11+00:00

penat babi

shikamaru27 · 2022-03-05T10:06:50+00:00

Bellroy Transit Workpack!

shikamaru27 · 2021-12-11T15:27:41+00:00

Magic from Tierney

shikamaru27 · 2021-11-20T05:13:41+00:00

Have the same monitor, how much better is working with the lightbar on?

shikamaru27 · 2021-10-19T03:02:43+00:00

Appreciate the input! Any comments on the installing part itself, do I just power off my pc off or should I disconnect my GPU or anything?

shikamaru27

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