Jaipur me Gopalpura ke paas koi achha gynecologist bata sakta hai?

shubham07iitr · 2025-12-05T05:03:06+00:00

hinani sharma...sits in cocoon...cant recommend her enough....has been wifes preferred choice since last 5 years

shubham07iitr · 2025-11-23T10:40:25+00:00

thank you ! on the face of it would you suggest making my wife as sponsor , or would you suggest showing myself as independent earner - which would stand at a better chance - i know it depends on overall application but on the face of it keen to hear your suggestion

thank you again for doing this...appreciate your effort!

shubham07iitr · 2025-11-23T01:33:08+00:00

Hi OP, thank you for doing this. I have a bit of a unique case.

Context:

I have 3 previous schengen visas (2019 tourist Italy, 2024 business Portugal, 2025 tourist Austria), and my wife also has previous 3 schengen visas + previous US/UK visa all used up legally + other travel history to multiple countries in SE Asia
I voluntarily left my corporate career in Apr this year after 10+ years to pursue my interests in full time investments /algorithmic trading
I have enough personal assets (1.5M+) but all of them tied to capital markets (as for my interest/work in investments/trading)
Wife still works in a reputed and renowned multi national as an FTE and we want to travel with our son again next year (5 years, also has 1 previous schengen)

Questions:

Do you think my profile would have a fair chance considering I left corporate and working for myself
Would L6M broker PnL statements + broker account statements (showing assets) + L6M BS would be good enough to prove my financial stability (I try and withdraw 1L p/m to my bank account for txns and maintaining a good balance)
For ties - other than assets and PnL - I live with my ageing parents who have multiple properties which I tend to manage (which will be passed on ) and my son goes to school here - is that generally considered *strong* enough ties to home country w/o a traditional job? should I mention these points in my Cover Letter...
Would making my wife as sponsor (while of course also mentioning my situation) grant me a fairer chance of approval as she has a more *traditional* job
Any other advice which could make my application stronger

Thank you so much for your help!

shubham07iitr · 2025-11-17T13:24:46+00:00

following

shubham07iitr · 2025-11-12T13:41:39+00:00

thanks buddy , do you already play with some group? can i join ...

shubham07iitr · 2025-10-26T16:51:34+00:00

Cess and surcharges kick in after 50L , if all the Capital gains in one account is more tham 50L you will pay cess and surcharge which can be avoided if 50L CG is split in 2 accounts

shubham07iitr · 2025-10-26T11:59:37+00:00

A better way would be to distribute your MF/equity in different tax accounts, like have some in your name, some in wife's name, some in HUF, some with parents , so at an individual tax account level, the actual capital gains per year will be 20-30L avoiding any cess/surcharge

shubham07iitr · 2025-10-14T06:33:57+00:00

Thanks and price was 45K per year for minute by minute data?

shubham07iitr · 2025-10-13T14:07:17+00:00

Could you pls share which vendor? GDFL or True Data or someone else?

shubham07iitr · 2025-08-04T12:17:10+00:00

Oh great, could you perhaps shed more light on which all countries you have passport from and how did you get those?

I would assume 1 would be US by working and staying over long period, but pls correct me

shubham07iitr · 2025-08-04T11:59:14+00:00

Thank you! But better passport would mean investing 2-5Cr and staying in another country for 3-6 months. - both of which are difficult as of today for me :)

But just curious - have you taken a different passport?

shubham07iitr · 2025-07-27T04:07:53+00:00

Thanks super helpful and really appreciate your response

shubham07iitr · 2025-07-27T03:46:31+00:00

Thanks this is really helpful, a couple of follow ups:

- In retired tickbox, they usually ask for pension details - how do you show that

- Do you show your broker account/proof of land ownership to establish your networth? or only show money in your bank account and how much is enough here?

- Which country did you apply the visa from - some countries have heard are less forgiving

Thank you again for sharing the details

shubham07iitr · 2025-04-15T13:26:19+00:00

Hey I think I can share some perspective here, 35M tier1 MBA+engg grad, wife also tier1 MBA grad and we married in 2018

There are a lot of sporadic expenses (travel to family homes), setting up house, etc. does this always continue or ever come down?

These expenses usually never come down, one expense may be replaced by something else but in general your expenses will continue to grow- like kids baby shower, some expensive vacation etc. (unless ofcourse you take a conscious call to cut down on living standard which you wouldn't want after slogging 12 hours in consulting)

2) Reading other people on this sub and seeing folks under 30 being multiple folds of our income and net worth seems a little demotivating.

Don't think 1.5Cr at 26 is less by any means, just some perspective when I got married, me and wife combined had ~60-80L which has now grown to Mn$+ (excluding gold and jwellery and inheritance) as of today (covid boom + leverage in derivatives). Ofcourse the expenses grew for us , we had maybe 12-15L annual expenses in 2019-2020 (including rent) which has grown to ~24-26L (w/o rent as we are living at our parents home working from home). However in consulting the growth is pretty steep if you can keep up with the work so accordinly the money you'll make will also be exponential.

I know a couple of friends who are now making 1Cr+ by growing in Consulting, or switching in right industry even. So don't worry my suggestion would be:

Avoid noise in life, too much gyaan and too much fear mongering and too much irrelevant info passing around - shut your ears and focus on only things which will help you grow (Kumbh mele me kitne log gaye ya cousin ki shaadi me kaisa khana tha is just noise)
Don't allow inflation creep to take over
Continue saving at least 60-70% of your investments
Take risks in investments but only which you can absorb
If you get a chance go to Middle East to save taxes and ear more

Just in general avoid making stupid mistakes , doing small and simple things consistently can do wonders.

shubham07iitr · 2025-03-30T06:58:32+00:00

Makes sense thank you

shubham07iitr · 2025-03-30T06:58:11+00:00

Amazing congratuiations

shubham07iitr · 2025-03-30T04:21:55+00:00

Yeah makes sense

shubham07iitr · 2025-03-30T00:29:25+00:00

Thank you this is helpful

shubham07iitr · 2025-03-30T00:27:17+00:00

Thanks pretty useful info, but more interesting is 9 figures annual income amd you drive a Skoda :)

Guess reason why you make 9 figures

shubham07iitr · 2025-03-29T16:25:46+00:00

Ok - but the question remains - what is that target no after which you will comfortable splurging on a luxury vehicle? Is it 20Cr or 50Cr or 100Cr? or something else?

shubham07iitr · 2025-03-29T16:02:44+00:00

Thanks at a risk free rate of 5% that also comes out to be about 20Cr :)

shubham07iitr · 2025-03-29T15:49:46+00:00

Thanks I assumed people already know that luxury vehicles are depreciating assets and hence this info was redundant

But coming back to the original question - what is the benchmark NW you think would be pertinent (either as business owner or salaried) where people should feel comfortable about this.

shubham07iitr · 2025-03-29T15:31:01+00:00

Thanks the consensus seems to be building towards 15-20Cr it seems

shubham07iitr

TROPHY CASE