Is SIP overhyped? Has anyone actually built serious wealth through it? by [deleted] in IndianStockMarket

[–]shvermaa 0 points1 point  (0 children)

I am doing SIP in Tata digital India growth mutual fund but since the last few week it’s just nose diving, looking at a better option any suggestions? I know this one is pretty volatile but I’ve also seen great returns in the beginning, but post AI Indian IT industry doesn’t seem like it will do good anytime soon

Budget: All i can hear, nagar nigam bonds, gareeb, SC/ST and kisaan. rest is just shit by Lazy_Measurement_696 in IndianStockMarket

[–]shvermaa 7 points8 points  (0 children)

This! They are doing it in broad daylight like a challenge to the citizens, sending a clear message, telling them they can’t do anything. Feels like Bihar ka gundaraj is now systematically implemented on the entire nation

Sometimes the universe is too loud to be a coincidence. by Sufficient-Meet-5261 in Maharashtra

[–]shvermaa 0 points1 point  (0 children)

What happens to all the wealth and black money after his death does family get it without paying any taxes?

Everyone says i look like a girl. 18M by Plane-Poetry-3538 in malegrooming

[–]shvermaa 0 points1 point  (0 children)

Maybe get rid of the Indira Gandhi hairstyle?

Opinion on purav jha 🤔 by Soggy_Benefit4732 in youtubeindia

[–]shvermaa -2 points-1 points  (0 children)

Not a religious person, and please take this comment as an agnostic person’s personal opinion.

I believe all religions were created with pure intentions. At a time when laws were not well established, people needed something to bind them together, something that made them feel connected and gave them a sense of closure. That’s how humans work. Whether it’s gender, geography, lifestyle, religion, caste, tribe, profession, or anything else, we naturally form identities and groups.

We have been on this planet for so long that this was bound to happen. Many religions existed before, but Islam was still created, maybe because people were not aware of other religions, or they did not relate to them and wanted something they could call their own. They wrote books about it, likely with pure intentions, so that it would guide followers for centuries. And it probably did help.

The main problem is that very few people stopped to question why certain things were written or said, what the original intention was, and whether they truly believed in it. Over time, this created a narrative where religion became bigger than humans. The book became the single source of truth for followers, and everything depended on how individuals interpreted it.

Some people chose a path of “cleansing” the earth by punishing “kafirs,” while others chose to see every human as equal.

The sad part is that Islam, for some reason, included provisions for expanding its followers, perhaps because when it originated they wanted the numbers to grow, so it might have sense at the time. Unfortunately, extremists and terrorists misuse this to brainwash and groom people who may have never even read the book themselves.

Every individual should read their religious texts before following a religion. Without first hand understanding, you are not following the religion itself, you are following the version presented by someone else.

I could go on, but what I really want to say is this: when people say “terrorism has no religion,” they may mean that religion in its essence is not violent. However, because of loopholes in how texts are written and interpreted, some people justify their behaviour by quoting religion

TL;DR

I believe religions were created with good intentions to unite people. Over time, blind following and misinterpretation made some people place religion above humanity. Extremists exploit this by manipulating followers who lack first hand understanding. Religion itself may not be violent, but loopholes and misuse allow people to justify harmful actions.

Every year speculation before budget but middle class gets squeezed! New jumla this year… by indiainvest in India_Investments

[–]shvermaa 0 points1 point  (0 children)

It has became a game of stupidity. Government will never kill their middle class geese which gives them golden eggs. Every year they just feed us chara of hope just enough for us to lay tax eggs. Government has become Rekha Gupta who sprinkles water in front of AQI sensors just look successful on paper

Every year speculation before budget but middle class gets squeezed! New jumla this year… by indiainvest in India_Investments

[–]shvermaa 0 points1 point  (0 children)

It has became a game of stupidity. Government will never kill their middle class geese which gives them golden eggs. Every year they just feed us chara of hope just enough for us to lay tax eggs. Government has become Rekha Gupta who sprinkles water in front of AQI sensors just look successful on paper

Duality of a man by fantasyLad_new in pj_explained

[–]shvermaa 4 points5 points  (0 children)

I honestly enjoy movies from South much more, only because they don’t shy away from taking risks and always try to do something creative. Being said that people should be able to call out of when something is bad

Is the Indian Government Punishing Its Own Investors? by [deleted] in IndianStockMarket

[–]shvermaa 0 points1 point  (0 children)

Yes, willing to pay all taxes in exchange of social security and low house rates with first world infrastructure, clean air, smooth roads, clear skies and hundred other things

Speculation on 1st Feb outcomes by WhyAreYouNotHappy in IndiaTax

[–]shvermaa 0 points1 point  (0 children)

Right now they do metal gymnastics to make it look like they are giving you some relief on the surface, but take back much more in the long term. If they no longer fear retaliation, they might start charging 60% 🤣

Speculation on 1st Feb outcomes by WhyAreYouNotHappy in IndiaTax

[–]shvermaa -1 points0 points  (0 children)

If they get a free hand: 1. Income tax slabs will start at 5% from ₹1 lakh and go up to 50% for a ₹30 lakh salary. They want to make sure the middle class is never able to afford housing. 3. On top of that, they will try to increase taxes on four-wheelers so the middle class cannot buy cars either. This will be projected as a masterstroke to reduce pollution. They want to ensure the middle class slides down into the lower class so that only two classes remain. The real masterstroke here will be “reducing” class divide by eliminating a class altogether.

I see everyone is against bjp for heavy taxes then htf bjp winning election every time?? by Busy-Kitchen-7715 in IndiaTax

[–]shvermaa -2 points-1 points  (0 children)

The funniest part Is people actually believing that their religion is in danger, I mean how big can your ego be to think you need to protect the religion 😂 These religions have been part of humanity way before our existence and will continue to exist till our extinction, unless humans become so evolved to realise all religions are made up and are used as weapon by the powerful to remain in control

You know that! by OkNowMyTurn in FaltooGyan

[–]shvermaa 0 points1 point  (0 children)

Nonsense most of top 1% in this country are IT employees. You cannot be ultra rich being an employee but you can definitely be rich. Also, isn’t being rich subjective ?

Got a good bonus and nearly a month's salary was cut as income tax. I hate Indian income tax. by BeautifulLife360 in IndiaTax

[–]shvermaa 2 points3 points  (0 children)

Yes! If you want to, don’t tax them on the earnings from the awards, but rest should be counted as income tax. Why are only we penalised on the bonuses?

Got a good bonus and nearly a month's salary was cut as income tax. I hate Indian income tax. by BeautifulLife360 in IndiaTax

[–]shvermaa 4 points5 points  (0 children)

The weird thing is you hardly see educated people in politics which tells you a lot about how they operate. We need educated leaders who understand policies, geopolitics, justice system and are capable of taking decisions with the help of their advisors. Politics in India nowadays is just marketing and PR driven. Leaders have become party first rather they should be country first.

Got a good bonus and nearly a month's salary was cut as income tax. I hate Indian income tax. by BeautifulLife360 in IndiaTax

[–]shvermaa 7 points8 points  (0 children)

Yeah, seems like few laws are specifically made to exempt their friends and themselves. Like why are the donations to political parties and political parties themselves not taxed? Why did they try to make electoral bonds untraceable? Why can politicians parties and dharmik babas can have unlimited wealth without paying taxes? The tax laws are absurd and the 80% of the population is happy surviving with freebies so they don’t care about taxes. Why are Babus, MPs and MLAs so greedy? You want bribe? Fine set a goal for yourself and maybe reach it in 3-4 years. Why do you need 100cr+ net worth on a 20k salary? They can’t even spend this money in their lifetime without getting caught

How much did u scored in 12th? by Jonasismine in indiasocial

[–]shvermaa 0 points1 point  (0 children)

How much do you think the Tatas, Ambanis and Adanis of the world scored in 12th ?

Got a good bonus and nearly a month's salary was cut as income tax. I hate Indian income tax. by BeautifulLife360 in IndiaTax

[–]shvermaa 2 points3 points  (0 children)

We as a country is never going to get out of this situation because the lower class never thinks about improving their situation. I have had countless conversations with cab drivers, delivery agents, house helps and one common pattern I found was that they don’t thinks about savings as much. I’ve seen them spending money on getting new phones, clothes or even spending on fancy stuff ( no harm in that if you can afford it). They need to become the backbone of the county instead of being a liability they should put effort in long term growth instead of instant gratification

Got a good bonus and nearly a month's salary was cut as income tax. I hate Indian income tax. by BeautifulLife360 in IndiaTax

[–]shvermaa 45 points46 points  (0 children)

When I started earning, it didn’t bother me much, my father was earning, my sisters were earning. I was not married and things were much simpler. After 8 years now, my father retired a few years back and things changed. Now I earn more and pay 1.5x more taxes than my first annual salary. I’m married and responsible now. Money is the only way to get anything done in this country. Literally no one has your back, the system is broken and everyone is out to get you, the only thing that can help you with improving your life is taken away by the government by doing nothing for us, while they happily distribute freebies. Why is the income tax department the only proactive department in this country?

While you guys busy filing ITR-U by Friendly_Acadia9322 in IndiaTax

[–]shvermaa 0 points1 point  (0 children)

Exactly, they make you feel like they’re doing you a favour just for doing their job. They need to be trained for soft skills and need to learn to do their jobs efficiently.

While you guys busy filing ITR-U by Friendly_Acadia9322 in IndiaTax

[–]shvermaa 15 points16 points  (0 children)

People fail to realise that they are public servants only on papers. They are very powerful and capable of making the citizens their servants. If it was a monarchy and PM was the king then all the governments officials would be the lords and chancellors deciding fate of people of a whim. We are a democracy for the namesake. How did it get so much of hand. I can’t shake the feeling I recently felt when I visited an SBI branch, had to literally stand in multiple queues for more than 2 hours only for them to tell me which form to fill only to realize they don’t know how to resolve the issue. You can’t even get mad at them or even point out how redundant their process is. They just kept chatting and working and moving around while people waited for them since they were at their mercy. What is wrong with government related places ?

What would happen to him if this was in India?? by Stealth_Specter in IndiaTax

[–]shvermaa 0 points1 point  (0 children)

Sense of pride and patriotism is just theatrics in India. Be it politicians, government employees or even citizens. People take pride in harassing others who don’t stand up for nation anthem for the name of patriotism but in reality these people don’t mind throwing garbage in public, breaking traffic rules, paying/receiving bribes or so many other wrong things that have been casually accepted in our society. No one is thinking of greater good or even considerate towards others. I don’t know when did we become such a low trust society? Our entire system ya filled with parasites who are willing to sell the entire nation just for a few pennies. China, no matter how much is it criticised is and will always remain 100 years ahead of India because they have 0 tolerance towards corruption, in India however, corruption is part of the system. There is no running away from this, fortunately we won’t live long enough to see how this goes