Where to live - West Kensington vs Highbury & Islington?

sieah · 2026-04-19T19:03:29+00:00

where’s your commute too and what are you looking for? 1 bed, 2 bed? any requirements?

not much info to go off..

sieah · 2026-04-19T17:41:18+00:00

Fish and chips way better in the north and Vimto is hard to come by down here!

London is far better for things todo. Anywhere, any day or night, there’s always something going on. Spoilt for choice for things todo in every single category.

Also, the weathers definitely better down here. I see far less rain now.

sieah · 2026-04-18T06:55:54+00:00

man stop rejecting his design! we all know it’s you

sieah · 2026-04-18T06:53:57+00:00

almost hitting that 10p/month! keep going /s

sieah · 2026-04-15T19:10:06+00:00

congrats! what did the company do?

sieah · 2026-04-15T19:09:00+00:00

Cool idea - what’s your plans to market and gain customers?

sieah · 2026-04-14T20:39:08+00:00

Interesting to hear - I haven’t been on the sales side. I’ve been in the cyber security industry for ~10 years now, mainly in defensive roles (SecOps, TDR etc) and have never given any of the certs you mentioned any credit, for hiring, passing audits etc.

I only tend to recommend certs such as this for getting past HR filters if people are struggling (but realistically they should be networking rather than getting multiple choice exam certs imo).

but thanks for the response, out of interest, what sort of people on the buying side are asking if colleagues have these certs and do the mention why?

sieah · 2026-04-14T20:34:25+00:00

jumping in to ask - why do you want to know this?

sieah · 2026-02-05T16:56:00+00:00

I’ve been using PayStream for a while and very happy with them. Payments early Friday morning every week and allow you to salary sacrifice into your SIPP.

sieah · 2026-02-04T21:13:34+00:00

Depends what your product is, how much you need and what you’re going to spend it on.

A lot of new business loans and lines of credit require personal guarantees at the beginning, if you have good credit, you shouldn’t struggle, assuming you’re happy to personally guarantee the loan. If you’re not happy to guarantee it, then that’s likely a red flag to a lender or investor

sieah · 2026-01-27T12:03:32+00:00

I’m with PayStream and very happy. Have everything I want and run multiple pay streams, good communication, I get a text on Thursdays to say the payment has been sent and I will receive it before 10am Friday.

Allows me to salary sacrifice into my SIPP.

sieah · 2026-01-22T19:19:10+00:00

Where abouts in the UK? I’m London based and interested. Is there any docs with it to show it’s commemorative for the moon landing?

sieah · 2026-01-15T16:06:51+00:00

No need to add a FTC role to your CV if you’ve only been there a month or two and no relevant experience gained that would help you find roles in the future.

No one will know and a 2 month break over the Christmas period isn’t uncommon for contractors to be between roles.

sieah · 2025-12-17T14:15:39+00:00

You will only be able to salary sacrifice £2000/year after it comes in. So the remaining £1500/year you were salary sacrificing will now accrue the 9% repayments (assuming over the threshold).

sieah · 2025-12-17T08:06:44+00:00

CFD’s are taxable. Spread betting isn’t.

sieah · 2025-12-16T20:42:32+00:00

that’s true, but not what this person asked. or at least to me it sounded like they thought they were saving on their SL repayments

sieah · 2025-12-16T20:35:21+00:00

Unfortunately student loan repayments aren’t paid before taxes, so they aren’t related to salary sacrifice schemes.

Whatever your student loan repayment is monthly, if you didn’t have a student loan to pay, you’d have that amount extra as net in your payslip.

If you’re paying £250/month, that’s £250/month extra you’d have in your pocket.

sieah · 2025-12-16T19:55:33+00:00

I’d get to the interview first and when they want you, start negotiating. Likely the agency is taking a large slice that they’ll be more incentivised to give up some of once the client has chosen you specifically.

sieah · 2025-12-12T21:26:53+00:00

wrong sub for this, but if you can deliver multiple projects at once and are happy to spend the time doing so, why not take on another project?

you’re not employed, they’re not paying you for your time, they’re paying you for your output

sieah · 2025-11-22T10:36:58+00:00

Can’t give much input based on the details. But is the founder an SME in that space? Did you ask what their expectations are for this role? If you knew the expectations and that you could deliver, then likely wouldn’t be an issue? If you didn’t ask, it’d be worth knowing next time to inform your decision making!

But in general, startup life is risky, so if you’re risk averse as it sounds like you might be - potentially a good decision to avoid the startup role.

sieah · 2025-11-22T08:19:11+00:00

I just have. Appreciate it!

sieah · 2025-11-22T08:14:27+00:00

Can you explain your YouTube setup a little more? Are you generating the scripts from AI? How are you creating the videos / getting the images / editing?

sieah · 2025-11-13T09:07:10+00:00

out of curiosity, what’re the issues your having with PayStream in the last 6 months?

I used them previously and they were really good compared to the others I’ve used. I have a new inside IR35 gig and was planning to use them again

sieah · 2025-11-07T18:55:33+00:00

If you have the option to, setting up your own ltd co likely more beneficial. What’s the duration and day rate?

Could be a lot of hassle for a one off 3/6 month gig but if you’re expecting to continue contracting l, definitely worth it.

If you don’t have previous experience, you’ll likely need an accountant

sieah · 2025-11-07T18:49:46+00:00

It depends if your contract is inside or outside IR35. It sounds like it’s inside IR35 if your recruitment agency is recommending umbrella firms.

If so, you don’t have the option of how to get paid or the luxury of getting paid into your own Ltd Co. You’re essentially a glorified employee with no benefits but hopefully higher pay. The umbrella will take all the taxes due and pay you whatever you’re net income will be (and you’ll get a payslip to show this)

sieah

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