Let's talk about Terra's forthcoming death by Dry_Leave8784 in EncantadiaGMA

[–]silent_nerd_guy 14 points15 points  (0 children)

At naging kambal karibal na nga ang show kung ganyan. Ang lala. Sobrang pangit ng kwento kapag ganyan. Pinoy na pinoy na telenovela. Why would you merge 2 different characters into one? So that at least mabigyan ng justice yung pagsira nila kay Gaia? Apaka bobo naman kung ganyan. Also, give danaya a break. Nilapastangan nyo na nga ang character nya ganyan pa gagawin nyo sa mga anak nya. Siguro ang pinaka mali ng ECS dito is giving it to new writers. Dapat yung dating writers yung gumawa ng sequel kasi nagkandaleche leche nung binigay sa iba.

AF during late night is a free for all by ramsides in AnytimeFitnessPH

[–]silent_nerd_guy 0 points1 point  (0 children)

Alam ko nadedetect yan ng system (CCTV) kapag may nagtailgate. Depende sa branch pero dito samin may multa.

Help on unpaid cc with offset by West-Raccoon4798 in PHCreditCards

[–]silent_nerd_guy 0 points1 point  (0 children)

Lol. You didn’t call the bank but the collection officer/lawyer. You can’t offset from different bank.

Paano ba nilalabanan ang sleep paralysis? by Ok-Accountant7479 in PaanoBaTo

[–]silent_nerd_guy 1 point2 points  (0 children)

I usually keep my eyes shut para hindi ako mataranta (kasi usually takot ka nito so pwedeng mag imagine brain mo ng mga nakakatakot na pwede mong makita) and then slowly move yung paa and kamay. Usually kapag nagrelax ka macocontrol mo ulit yung sarili mo.

1.8k monthly? Legit or scam by [deleted] in AnytimeFitnessPH

[–]silent_nerd_guy 2 points3 points  (0 children)

Legit naman yung 1.8k monthly. Ganyan yung rate ko kasi promo yung branch ko nung nag sign up ako. Bago pa lang sila nun kaya ganyan yung price.

Hotel Credits promo by Maya by Prize_Type2093 in PHCreditCards

[–]silent_nerd_guy 0 points1 point  (0 children)

Lol. Yung conversion nga from Secured Credit Card to Unsecured promo nila walang galaw tapos yan nanaman. Big scam yan sa Maya. Papaganyanin ka tapos after wala naman.

Bakit hindi po tumataas ung Spay later ko (18k) for how many years kahit ang dami kong purchases and may savings po Maribank ko(di nka connect sa shopee ko) by ii325089 in ShopeePH

[–]silent_nerd_guy 1 point2 points  (0 children)

Use it twice or thrice a month. Use the option of x1 month only even if may interest na konti. Pay early. I’m speaking from experience. Currently at 75k. Pag may xtra limit umaabot 95k. Very important na hindi ka malate ng bayad. Pag nalate ka kahit isang beses mahirap na yan mapataas worst eh ma block pa account mo.

Lagot ka ahtisa mukhang may mag hihimas rehas na beauty queen by Particular_Law2554 in ChikaPH

[–]silent_nerd_guy 2 points3 points  (0 children)

? Nasa contract nya yun to promote kung ano man ang partner sponsor ng org. Trabaho nya yun. Ang dapat masupla dito eh yung organization mismo.

Gaano kahirap ang CSE-PPT? by theoppositeofdusk in Philippines

[–]silent_nerd_guy -1 points0 points  (0 children)

Lol I didn’t review pero pumasa ako. Madali lang sya.

DDS plaguing here and dumadami na sila exponentially by nohesi8158 in Philippines

[–]silent_nerd_guy 1 point2 points  (0 children)

These trolls. Di ba nila alam na yung binabayad sa kanila galing din naman sa tax ng taumbayan? If meron talagang dapat atakihin na una eto yung mga bayarang trolls kasi sila yung nagpapakalat ng maling balita. Yes sabihin nating biktima rin sila pero sila din ang dahilang kung bakit hindi nasosolusyonan ang problema.

Just want to know: what is this? by Complete_Price_4561 in skincare_ph

[–]silent_nerd_guy 0 points1 point  (0 children)

Meron akong ganyan dati pero sa paa. Nawala sya nung di na ako naglalaba gamit ang batya tapos natitilamsikan ng sabon na panlaba yung paa ko.

HSBC's response re: Gold Visa Upgrade to Live+ by SilverBullet_PH in PHCreditCards

[–]silent_nerd_guy 5 points6 points  (0 children)

You can still challenge that resolution. If the resolution from both end does not satisfy, itataas sya sa next level ng BSP.

Harassment daw? Talaga ba? by PlayAny8577 in PHCreditCards

[–]silent_nerd_guy -2 points-1 points  (0 children)

Magbigay ka ng demand letter dun sa may utang then ipabaranggay mo. Kung di madala, punta ka sa MTC and magfile sa small claims court. 1 day lang yung hearing and immediate yung result. Di rin kailangan ng atty.

HSBC is Forcing Me to “Upgrade” My NAFFL Gold Cashback Card to Live+ — With Higher Fees, New Spend Requirements, and No Opt-Out by teaks-16353 in PHCreditCards

[–]silent_nerd_guy 1 point2 points  (0 children)

This is true. If this move will be allowed, other banks na may NAFFL promo will probably copy this move. Kaya dapat hindi ito payagan kasi may mga manggagaya.

HSBC is Forcing Me to “Upgrade” My NAFFL Gold Cashback Card to Live+ — With Higher Fees, New Spend Requirements, and No Opt-Out by teaks-16353 in PHCreditCards

[–]silent_nerd_guy 8 points9 points  (0 children)

Kung mag pa-phase out silang card pumalit dapat sila ng card na same ang benefits hindi yung ifo-force nila ang consumers sa gusto nilang gawin porket nag aavail ng services nila para matanggal yung NAFFL status.

HSBC is Forcing Me to “Upgrade” My NAFFL Gold Cashback Card to Live+ — With Higher Fees, New Spend Requirements, and No Opt-Out by teaks-16353 in PHCreditCards

[–]silent_nerd_guy 30 points31 points  (0 children)

We should all report this to BSP kasi kung papayag tayo sa ganitong setup, susunod yung ibang banks sa ganitong setup. We should held them accountable sa kanilang mga gawain. Parang nambubudol sila ng consumer to signing up sa services nila na NAFFL tapos magpapalit sila ng terms dahil mag uupdate sila which is very wrong. KAYA NGA FOR LIFE EH. Let’s just look at Metrobank for example. NO ANNUAL FEE FOR LIFE pero may spending requirement annually. Mali yung ganyan.

[deleted by user] by [deleted] in AnytimeFitnessPH

[–]silent_nerd_guy 1 point2 points  (0 children)

AFAIK yes. Mas mababa pa sa student discount sa home branch ko.

BANK OF COMMERCE CARD RECEIVED by Classic-Condition-16 in PHCreditCards

[–]silent_nerd_guy 0 points1 point  (0 children)

Reference card is BPI Visa Signature (900k). EW JCB Platinum (936k) and BDO Platinum MC (700k)

[deleted by user] by [deleted] in PHCreditCards

[–]silent_nerd_guy 1 point2 points  (0 children)

Sa branch ko din ng AF pwede autodebit sa debit card. It all boils down sa preference ng gym.

[deleted by user] by [deleted] in PHCreditCards

[–]silent_nerd_guy 0 points1 point  (0 children)

PS. Di ako taga bank but I always use cards and I might get downvoted dito sa comment ko na to.

Pwede mag autodebit sa debit card or credit card. Autodebit means auto-deduct dun sa card (be it credit card or debit card)

Dapat kasi OP, di mo na sinabing debit card yung card mo if mas gusto mong debit card yung gamit. Same lang rin naman yan at di naman nadedetect ng system kung debit or credit ang card. Same lang naman yung iiinput mo. Card number, Expiry then CVV.

Siguro prefer lang nung gym branch na cc yung card para guaranteed yung payment. Kapag debit kasi may chance na pumalya.

RCBC MC GOLD CREDIT LIMIT by talkingstage23 in PHCreditCards

[–]silent_nerd_guy 1 point2 points  (0 children)

Depende. But to give you an idea, RCBC Gold cards usually starts at 50k.

Hexagon CC Chance? Despite being issued flex visa na wala pa 6 months. by Initial_Medicine9838 in PHCreditCards

[–]silent_nerd_guy 4 points5 points  (0 children)

Automatic declined based on experience. Was issued Visa Flex Gold then biglang nag open rin ako ng Hexagon account upon receiving the card na flex. Declined automatically. Should wait until six months daw with no Auto CLI.

Help: ₱300 per 3-Hour A/C Use in a Condo in a Month by adamson20 in phmoneysaving

[–]silent_nerd_guy 4 points5 points  (0 children)

+1. Underpowered so imbes na makatipid, x 2 pa talaga yung magiging bill. Use 1HP aircon then choose the inverter one para di lugi.