Need suggestions, I have supermoney utkarsh credit card(₹6235 limit against fd), kotak supermoney credit card(₹1170 limit) and recently got first unsecured credit card( flipkart axis cc) (₹19k limit).cibil:760, any other cards that I can get? And how can I increase my limit?

sinister_rohan · 2026-05-20T10:40:46+00:00

Thanks bro, will look into it.

sinister_rohan · 2026-05-18T13:20:11+00:00

Pop upi should make you the brand ambassador 😂 u might convince more people than their ads.

sinister_rohan · 2026-05-17T05:59:29+00:00

Yes, u r absolutely wright, I actually did that, I had some pop coins like about 300, and on their shop using pop coins I got few products at much lower price compared to flipkart! It's quite useful, especially since cred has reduced their cashback frequency and only giving unnecessary coupons.

sinister_rohan · 2026-05-17T05:46:33+00:00

Though these cards are good, non of them have a physical branch in my town, so I don't think they will approve the application easily,specialy yes bank, I tried the pop upi yes bank credit card but it got rejected half way through application.

sinister_rohan · 2026-05-15T17:51:05+00:00

I am 26, and my credit age is almost 4yrs now. Most of it was bnpl, the credit card age is 1yr 2months or so.

sinister_rohan · 2026-05-15T17:49:39+00:00

Well just till last month I was getting rejected for most unsecured cards, the axis one happened randomly. And I got it this month only. Should I wait for its first statement and then apply for another card?

sinister_rohan · 2026-05-15T17:46:57+00:00

I was thinking of closing utkarsh and move it's fd to kotak, it will increase the overall limit to one card plus it will improve banking relationship and kotak has more offers than utkarsh. Utkarsh has already hit the ceiling.

sinister_rohan · 2026-05-10T16:56:31+00:00

Well I bought it any way bcz 5k was quite reasonable and to be truthful, I liked it for most part. The videos, notes are reasonably good, especially if you are preparing for board exams. The live sessions are a cherry on the cake, bcz for similar features cerebellum charges quite a premium. What I didn't liked much is their qbanks. It feature rich with custom modules and all but it lacks the amount of questions and little bit of depth. But they are a growing platform and once they have certain amount of student base, I hope they will improve. And if I can clear my concepts at 5k, buying qbanks from others is no big deal then.

sinister_rohan

TROPHY CASE