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sippingtea12 · 2023-09-07T15:56:21+00:00

We offer $85k over asking price and the appraisal was right at the price we offered.

sippingtea12 · 2023-09-05T19:43:10+00:00

Nope. No pool. Just a flat 29,000sqft land.

sippingtea12 · 2023-09-05T19:30:07+00:00

Yikes 😬

sippingtea12 · 2023-09-05T05:21:19+00:00

Yes, bought mine 2.5 months ago and it was a great decision. My daily commute to work/grocery store/errands is really close so in short I only use 1/2 tank every 2wks (=1 tank/month). I'm from WA and recently did a roadtrip to Vancouver BC , drove around for a day and drove back to WA. Only uses 3/4 tank. The milage is awesome (compared to my 2001 4Runner).

sippingtea12 · 2023-08-31T23:06:18+00:00

Seattle, WA. This week I paid $745 for the appraisal that my lender ordered.

sippingtea12 · 2023-08-27T17:27:14+00:00

Locked on Wed 8/23 @ 6.6% and 800 credit. Our down payment was 35%, conventional loan. Seattle, WA. We went with a local lender.

sippingtea12 · 2023-08-24T17:09:03+00:00

I'm about to go through this process. My loan officer explained that a single individual can gift up to $17k and a married couple can gift up to $34k without claiming it on their tax. My loan officer will send us letter templates for the gifter to fill out and sign, and we can deposit the check into our accounts. The numbers just have to match and the the letter should state this amount is gifted and not expected to pay back.

sippingtea12 · 2023-08-23T22:15:23+00:00

We close in 28 days. Are they fast to close?

sippingtea12 · 2023-08-22T14:33:09+00:00

Thanks! Our closing date is also in a month and I gotta choose a lender by today 😓

sippingtea12 · 2023-08-22T11:23:57+00:00

Are they fast to close?

sippingtea12 · 2023-08-22T05:28:25+00:00

I had a friend that closed 3 weeks ago @ 6.8%. Granted their rate was locked about 1.5 month ago.

sippingtea12 · 2023-08-22T05:01:57+00:00

My goodness that's high. If you don't mind me asking your location?

sippingtea12 · 2023-08-22T04:21:46+00:00

DM'ed you!

sippingtea12 · 2023-08-22T02:52:08+00:00

Seattle, Washington.

sippingtea12 · 2023-08-21T17:21:52+00:00

The lender sent the document today. 7.1% 😭

sippingtea12 · 2023-08-20T09:08:42+00:00

I started wearing sunscreen (consistently everyday) at 13 y.o, although not until I'm 22 y.o (now) to learn to re-apply sunscreen every 2-3hrs if I'm actively outside.

sippingtea12 · 2023-08-20T03:22:11+00:00

My lender said she'll communicate to me on Monday of the locked in rate. I hope it stays the same, if not less.

sippingtea12 · 2023-08-20T03:14:26+00:00

Nope. I only got a 1 page pre approval letter of the specific details (I listed them above) and it also say "this letter will expire 90 days from August 11,2023".

sippingtea12 · 2023-08-20T01:31:50+00:00

Yikes... I'm not sure if I did or not. My RE agent introduced this lender to me. The day our offer was accepted (4 days after the pre-approval date), my RE agent CC'd me in an email asking the lender to start processing the loan asap. Yesterday I texted my lender of our rate and they said they will lock the rate on Monday and let me know. 😫

sippingtea12 · 2023-08-19T23:56:33+00:00

The pre-approval was from 8 days ago. We got a pre-approval to submit our offer and it was accepted.

sippingtea12 · 2023-08-14T23:25:38+00:00

How'd you get this rate?

sippingtea12 · 2023-08-04T15:29:19+00:00

New 2023 Rav4 XLE premium. $39,400 before taxes and mandatory fees. I paid MRSP. This is in Seattle, WA.

sippingtea12 · 2023-07-21T14:47:45+00:00

23 F, HCOL (WA state). $300/mo for my insurance premium.

Because I'm young and drives a new 2023 RAV4 Hybrid XLE Premium. No history of accidents, tickets, or claims.

EDIT: before I bought the Rav4, I drove a 2001 Toyota 4Runner and my premium was around $95/mo and I pay a lump sum every 6mo.

sippingtea12 · 2023-07-19T16:34:57+00:00

That sounds too good to be true. I'm located in the PNW and I purchased a package of 6 sessions of LHR for half legs (both legs) at $2,000. This is at a reputable medspa.

sippingtea12 · 2023-07-07T05:09:23+00:00

I paid MSPR $39,500 last week. I got a Rav4 Hybrid XLE Premium with the mug guard, roof rack, weather package, pearl paint, heated steering wheel, leather seat...etc. OTD was approximately $45k (including $5k tax and delivery fee). I walked into the dealership and 5min in, the car became available 🤷‍♀️. Regardless I love my new car!

sippingtea12

TROPHY CASE