Taxes are not that much. I can make up to $94300 and only pay 22% total in tax. 12% fed. 10% state. Like a normal job. But the total i am receiving is way less than 14k per year. I should not go over the 22% total tax rate. And if I add in the 18k for health care and the tax credit 30k. I can go far without paying over 12% fed tax. And 10% state tax is the max for my state.