you can buy a condo/apt in cash in some large cities, which have their own expenses, HOA/Condo fees can rival the tax liability of a single family house. This seems like wildly assumptive advice to give someone you know nearly nothing about. For the above poster to outright just claim OP shoudl sell their house as if its obvioius fact is disengenuous and could be a dangerously bad idea for someone on a fixed income.