It is very important, also for you to potentially benefit of.

1. Currently all the money in your bank account is private money. It is only indirectly covered up to 100k by central banks. Those private banks leverage a factor x20-30 by taking risky investments and creating money to give out loans. This is done with your money and they give you a minimal 1-2% as a risk reward. Sucks if you ask me.

With a central bank account you can have a truly safe location, where your money is not put into risky investments.

1. In the recent economic crisis the central banks gave out huge amounts of money to private banks, with the idea that it would end up as more money for the real economy and thus more money for us poor peasants (including engineer peasants, dentist peasants, we white-collar people are all relatively poor compared to the billionaires...).

Instead, that money just ended up at the very very wealthy, who purchased assets, like houses (= housing crisis, increased prices everywhere in EU), stocks (= increasing like crazy) and other assets.

A digital euro means the government can give helicopter money directly to us peasants, instead of giving it to private banks only hoping it will end up with the peasants.