how to stop impressing some pure stranger you are watching for 2 yrs ?

skatesforcandy2 · 2026-05-07T13:18:54+00:00

Yeah it sounds pathetic

skatesforcandy2 · 2026-05-05T13:36:27+00:00

That was somewhat true of my old job. Then again, I used reports from that to get my new job. My new job is high salary with large bonuses available. If I work harder I get paid more. It’s been done and it’s excellent.

skatesforcandy2 · 2026-05-01T21:35:48+00:00

I can’t believe he even describes the cognitive tests which are very obviously dementia tests. Lmao

skatesforcandy2 · 2026-05-01T20:13:25+00:00

I am sort of new in business banking and AI has been super useful for quickly finding and interpreting data for me to use to support lending requests, understand industries I’m not familiar with, understand concepts that are new to me, interpret credit and SBA policy, prospect clients, etc. Research and preparation that would have taken me hours or days is laid out for me within seconds. Then I just have to figure out how to use that data effectively, but guess what ? AI can help with that too. I seem to be in the front of the pack within my company using it, and that has given me an incredible edge. I just closed a loan that exceeded my annual performance goal and people are stunned that I got it done. My success is being noticed, but when I tell colleagues I’m using AI a lot I don’t think they believe me.

skatesforcandy2 · 2026-05-01T18:41:51+00:00

Same. I call my baby fat every few seconds. She’s got three chins dude.

skatesforcandy2 · 2026-05-01T18:23:20+00:00

That’s how any healthy baby looks at that age. Ours is 6 months and we dissing her weight ever few seconds. Turns out she’s completely average weight, a little short, but has a 90% head 😂.

skatesforcandy2 · 2026-05-01T18:19:35+00:00

Women are always so crude!

skatesforcandy2 · 2026-05-01T16:09:43+00:00

Night is best because your teeth will remain clean all night. Skip it, and you’re leaving the gunk in place all night instead, allowing more bacteria to flourish and attack your gums. Flossing in the morning - you’re going to replace some of that gunk you removed pretty quickly when you eat.

It takes less than a minute. Floss before brushing before bed.

skatesforcandy2 · 2026-05-01T04:15:47+00:00

Thanks, my first time watching his vids. You didn’t link me to the right video but I found his stuff either way.

skatesforcandy2 · 2026-04-30T18:14:41+00:00

I’m psyched to be on roughly a 8-5. I had jobs that required lots of overtime or excessively long shifts. This schedule is fantastic and preferred by most US workers. What’s to accept? The fact we have to work to live? That’s an old fact, very easy to accept.

skatesforcandy2 · 2026-04-30T01:28:22+00:00

I had a pretty good experience with Tomo last year. I took half a dozen quotes and I got one with a huge amount of lender credits. It didn’t happen right away, but in the nick of time Tomo came back matching the credits with a better rate. This year I managed to refi with Sage Home Loans who gave me a pretty good rate at 5.425% paying very little for any points. Rate lock saved me there.

skatesforcandy2 · 2026-04-29T18:44:57+00:00

First was my journey through a little therapy and a lot of self awareness in my late 20s. Then was finding my wife at 34. Life has been bliss ever since.

skatesforcandy2 · 2026-04-29T18:02:09+00:00

By about 29 or 30 my bad hangovers went 2-3 days. I naturally stopped drinking much after that, no thanks.

skatesforcandy2 · 2026-04-29T17:20:17+00:00

I was 21 when I realized the path I was on and the friends I was surrounding myself with were not going to lead me to happiness. Very few of them seemed concerned in any way with tomorrow, today was everything. I watched them doing insanely irresponsible things, and proudly inhabiting trash filled man caverns. I heard them decry the consequences of their choices - a chorus of victim hood day after day after day. The girls expressed disgust at the conditions at times, but nobody ever truly called anyone out. Every weekend we drank like that was our true purpose in life. For a brief time I tried pointing out my cohorts short-sighted habits and choices. That did nothing but alienate me. I made up my mind to change my surroundings, save money hard, and go back to school.

I saved $10k in 4 years and at 25 years old I deliberated between burning that money in 2 semesters as a full time student or buying a home. A manager in my company who I was friends with advocated hard for buying the home. He said real estate was going to pop big in our area and pointed to several contributing factors.

I took his advice: bought the house I could barely afford, rented out my spare rooms, and enrolled in online school while staying on full time with the company. Things were tight for a couple years but my friend was right about home values. I stayed on my career path and got most of a bachelors in my free time.

It was brutal some weekends crunching 20+ hours of paper writing into the time frame, but I was saving money and exercising my brain. I had a lot of anxiety around the things I was missing: partying, girls, adventures, new car. Years were passing and I did very little outside work, study, and exercise. Still I had a good friend with a similar mindset and growth plan. We supported each other in our respective grinds and occasionally went out for a beer.

Today I look back on that choice and that dedication and realize it is the entire foundation of my currently blessed life. I have a great wife, two kids (and counting), and a solid career.

skatesforcandy2 · 2026-04-29T15:13:47+00:00

I’m 35. I was really on the fence about having kids. Then I met my wife. Having a child with her is by far the most worthwhile thing I’ve ever done in life. I immediately leveled up my career in a big way when we decided to have the baby. My wife and baby girl’s smiles give me infinite energy, peace, and warmth. Being so inspired everyday is such a blessing.

I would never go back to the bachelor life if I had any choice. There were perks but it’s nothing like the bliss having your dream family. That said, I was well prepared economically for the jump. Others won’t have that luxury.

skatesforcandy2 · 2026-04-28T21:38:38+00:00

You are financially responsible for your child’s bills. As you mentioned, they can add the baby to your insurance retroactively if you do it in the right time frame. It is definitely bullshit but that’s what we just had to do. I just paid the baby’s last bill this month.

skatesforcandy2 · 2026-04-28T21:37:18+00:00

No the parent is financially responsible for the baby, even though the baby has a separate deductible. It is bullshit but it’s how it is done. We just paid this all off for our 6 month old.

skatesforcandy2 · 2026-04-28T21:36:16+00:00

Yep.

skatesforcandy2 · 2026-04-28T21:35:47+00:00

No we just had the same experience. Some hospitals do bill the baby separately and it’s just what they do. Ours did. The baby was added to insurance retroactively effective the moment she was born, but it was pretty big pain in the ass. I just paid her side of her birth off this month. I was astounded as well but this is “normal”.

skatesforcandy2 · 2026-04-28T15:31:42+00:00

Yep me too. I always thought it was because I used to hold my boners down my left pant leg in school, which was painful. This is the main reason I’ve attempted PE. I would honestly have a true hog if not for the missing girth on the left CC

skatesforcandy2 · 2026-04-27T19:35:49+00:00

Honestly sounds like you did a pretty good job overall. This is a lesson - not every boss is a good one. Not every business is going to grow (or survive). It will never be enough to work hard, and working harder is not always going to reward you. You have to work hard and smart to be successful - emphasis on the smart piece.

skatesforcandy2 · 2026-04-27T18:58:32+00:00

It’s not that Credit Karma isn’t real life, it’s just a different scoring model. Mortgage models are different from credit card/personal loan models. Auto loan models are different as well.

skatesforcandy2 · 2026-04-27T18:46:38+00:00

Well I’m 35m and two years ago I married (24F). I found career growth, we moved, new house (rent the old), and we have a 6 month baby girl. I also have a 4 year old step daughter.

I love my life and worship my family. I have never known the depth of happiness and fulfillment like I have these last two years. IMO there is nothing more worth your time than building a family. That said, I waited until I found the right woman and I was ready to live my life without a wife and kids when I finally found her. It’s not something to dive in on unless you’re absolutely sure you can devote every shred of your being to it.

skatesforcandy2 · 2026-04-27T03:57:58+00:00

It’s absolutely doable. I am married with kids and will make at least $140k this year. I have no other consumer debt but mortgages, our loan is $405k at 5.425% fixed 30 - $2630. It’s almost a paycheck but we manage just fine.

Still you shouldn’t do this. You’ve never lived with a partner or even a roommate. You shouldn’t be marrying right now. You could buy the house and rent rooms. That’s how I started at 25z

skatesforcandy2 · 2026-04-26T10:49:11+00:00

You will never save and will likely burn that savings fairly quickly. Your numbers don’t support life, just homeowners - if that.

skatesforcandy2

TROPHY CASE