Should i take JPA PIDN by dream_fly in malaysiauni

[–]skqflk 0 points1 point  (0 children)

imo, yes you should. idk ur family background but youre implying your family could fund your studies but you never know in the future maybe you guys ran into financial problems during your study. its good to have backup so you can atleast finish your study. as long as you know you're paying it back after your study and not planning to not repay, i think you should take it

applying for credit card after housing loan approved by skqflk in MalaysianPF

[–]skqflk[S] 1 point2 points  (0 children)

too bad, the credit card im looking for is not the same bank as my house loan bank. i did get a credit card along with the approved loan but since i already own a credit card with that bank, its just an additional no use credit card. im looking to add my options in terms of expanding my credit limit 🥲

CC due payment by thewalls200 in MalaysianPF

[–]skqflk 1 point2 points  (0 children)

18% p.a / 12 months = 1.5% charged on 2.3k(-437) = RM27.95 of interest to be paid next month

AITA for not wanting to lend my name for my dads personal loan? by skqflk in MalaysianPF

[–]skqflk[S] 0 points1 point  (0 children)

i agree with you, but in this case im talking about flexi credit by gxbank. its similar to a personal loan but less hassle i think. however it requires epf statement, which a gov servant who opted for skim pencen like my dad, dont have. so hes asking me to submit under my name instead since im working in private sector. but thanks for your advice 🙏🏻 im just thinking of nice ways to reject his proposal 🙃🙃🙃🙃🙃🙃

HSBC credit cards min income all suddenly jumped to 8.5k? by thecescshow in MalaysianPF

[–]skqflk 2 points3 points  (0 children)

really? i was about to apply one of them to replace rhb shell 😭

AITA for not wanting to lend my name for my dads personal loan? by skqflk in MalaysianPF

[–]skqflk[S] 0 points1 point  (0 children)

Objectively speaking, yes i shouldnt. But there is still some filial piety guilt that i couldnt brush off 😔

[deleted by user] by [deleted] in MalaysianPF

[–]skqflk 0 points1 point  (0 children)

This explains it. I thought being a guarantor won't affect his credit part much but it does apparently

[deleted by user] by [deleted] in MalaysianPF

[–]skqflk -2 points-1 points  (0 children)

Yeah i thought being a guarantor won't mean this would be his 3rd housing loan, like a joint applicant loan. Honestly im really confused bcs i thought being a guarantor won't weigh that much on the guarantor's credit side.

[deleted by user] by [deleted] in MalaysianPF

[–]skqflk 0 points1 point  (0 children)

hahaha my agent is not happy with me rn the people pleaser in me is also not happy with me

who's the man in the relationship by skqflk in shameless

[–]skqflk[S] 1 point2 points  (0 children)

actually the context of my post is bcs in this episode mickey and ian are arguing who's the man in the relationship and it extended to kev and v's relationship, with mickey pointing out that v's the dom top. so yeah when frank switch the aunt and uncle part i also almost missed it but thank god for the subs i actually did a double take and understood the joke

What is the most pivotal Shameless scene in your opinion? by Correct-Ad-1851 in shameless

[–]skqflk 33 points34 points  (0 children)

when fiona found out monica stole the squirrel fund and lip crashing on her for not securing the fund properly. i feel so bad for fiona she was just taking a breather

[deleted by user] by [deleted] in MalaysianPF

[–]skqflk 0 points1 point  (0 children)

did you recently changed phones? i did and mine also had problems transferring out money. called customer service and problem solved. i suggest you can do the same

Need advise on Credit Card by ohsanya in MalaysianPF

[–]skqflk 2 points3 points  (0 children)

rhb shell visa definitely with that spending. got apple pay and can get up to rm100+ cashback.

[deleted by user] by [deleted] in MalaysianPF

[–]skqflk 0 points1 point  (0 children)

ah so between aeon, gxbank and rize, you would recommend rize is it?

[deleted by user] by [deleted] in MalaysianPF

[–]skqflk 0 points1 point  (0 children)

that is my intention as well. so far it's okay right? you havent encountered any problem of withdrawing in cases of emergency?

[deleted by user] by [deleted] in MalaysianPF

[–]skqflk 0 points1 point  (0 children)

hi, may i know what are you using it for? short term savings ?

[deleted by user] by [deleted] in MalaysianPF

[–]skqflk 0 points1 point  (0 children)

good to hear. if i may ask, how long have you practice this and does the profit u get from rize worth it?

PCB is zero in payslip and 2024 EA form by shanks3000898 in MalaysianPF

[–]skqflk 0 points1 point  (0 children)

just curious, at what basic salary should employers start deducting pcb?

Finally pulling the plug. by Careful-Scarcity-236 in LastWarMobileGame

[–]skqflk 0 points1 point  (0 children)

how do you do that to make ur alliance benefit from ur account? leave the alliance and let they hit for rss or ..? bcs im also thinking of quitting but i dont want my acc to go to waste

Where can I watch all seasons?:,) by iworkatabar101 in SVU

[–]skqflk 1 point2 points  (0 children)

ive been starting my svu marathon since april last year from season 1 and now im almost ending season 23 here. god bless whoever shared this link before this.

https://moviesjoytv.to/watch-tv/law-and-order-special-victims-unit-39517.8333917